Momentum Solar
Your Numbers
kWh per year — CT average ~8,500
$
per kWh
$
per month — what utility would charge for same kWh
% increase per year
$
per kWh
% increase per year
Payment Trend
Year-by-Year Breakdown
YearUtility
Monthly		Solar Monthly
(before EPP)		Solar Monthly
(EPP)		Yearly
Savings
Your 25-Year Summary
💡

If You Do Nothing

$0
Total utility payments over 25 years
📈

Savings (before EPP)

$0
💰

Savings With EPP Pricing

$0
💡 What is Efficient Partner Pricing (EPP)? ▼
Save Even More

Efficient Partner Pricing (EPP) rewards homeowners who help us operate efficiently. It's the same idea insurance companies use with non-smoker discounts — people who cost less to serve get better rates.

Here's how it works for you:

  • You set aside time to go through all the information and upgrade to solar in one visit
  • That saves us from making a second trip to your home
  • Each home we don't have to revisit lets us help one additional homeowner that month
  • We pass those efficiency savings back to you as a lower monthly rate

To lock in your EPP rate today, we just need three things:

  • ✅ Sign the agreement — get your solar journey started right now
  • ✅ Schedule your Engineering Visit — we send a specialist to finalize your custom system design
  • ✅ Set up autopay — enroll in automatic bank draft (ACH) to waive the monthly billing fee and lock in your lowest rate

It's a win-win. You get a better price today, and we get to help more families switch to solar. That's why the EPP rate you see above is lower than our standard pricing.

📄 Your Solar Lease — What You're Signing Up For

▼
1. Who Is This Agreement Between? ▼

This agreement is between you (the homeowner) and IGS Solar, LLC (the company that owns and maintains the solar system).

IGS Solar leases the equipment to you. You pay a monthly amount to use the system and keep the power it generates. IGS handles installation, insurance, repairs, and monitoring for the full 25 years.

All obligations start on the "Transaction Date" listed on your agreement — that's the day you sign.

2. How Long Is This Agreement? ▼

This is a 25-year lease — 300 months total. Think of it like leasing a car, but for solar panels.

The clock starts on the first day of the month right after your system gets turned on and connected to the grid. We call that the "Interconnection Date." Every year after that is a "Contract Year."

What this means for you: You're locking in your solar rate for 25 years. No renegotiating, no surprises. After 25 years, you choose what happens next — renew, buy the system, or let us remove it for free.

3. Your Monthly Payment ▼

You pay one fixed monthly amount for using the solar system. That's it. No equipment costs, no installation fees, no maintenance bills.

When you sign up, you'll set up automatic payment by credit card, debit card, or bank transfer (ACH). If you set up auto-pay through your bank (ACH), we usually waive the small monthly billing fee — so it's basically free to pay.

You'll get an email invoice every month. If a payment bounces, there's a standard returned-check fee (same as any other bill). If you're late, the fee is 1.5% per month on the past-due amount.

Sales tax may apply to your monthly payment, just like it does on your utility bill. That's normal.

Bottom line: Set it and forget it. One predictable payment. No utility bill roller coaster.

4. What Each Side Handles ▼

What IGS handles (so you don't have to):

  • Installation and construction start to finish
  • A revenue-grade meter that tracks every kilowatt-hour your system produces
  • Insurance on the system against damage or loss
  • All repairs if something breaks
  • No lien on your house — your home title stays clean. We may file a simple equipment notice (like a car loan notice) just to show we own the panels, but that's it

What we ask from you:

  • Keep trees and bushes trimmed so they don't shade the panels
  • Don't clean or modify the system yourself — call us if something looks off
  • Tell us ASAP if you see damage or something missing
  • Sign permit and inspection paperwork within 7 days when we send it
  • Keep your internet on — the monitoring system needs a connection to track performance. We can use your WiFi or install a cellular gateway
  • Get HOA approval if your neighborhood requires it
  • Don't use the system to heat a pool or hot tub
  • Share utility bills when we ask — helps us verify your savings

Roof work: If you're getting a new roof or doing construction that affects the panels, give us 30 days' notice. We'll coordinate removal and reinstallation. You keep paying your lease during any brief downtime.

Access: We need to get on your roof occasionally for maintenance or monitoring. We'll always try to give you reasonable notice. Access continues for 90 days after the lease ends, just in case we need to remove the system.

Bottom line: IGS handles the technical stuff. You handle basic homeowner stuff. Fair trade.

5. Before We Install ▼

Before installation day, we do our homework:

  • Engineering site audit to make sure your roof is solid
  • Final system design customized for your home
  • Real estate due diligence
  • All city permits, zoning, and building approvals
  • We claim any available rebates and renewable energy credits

You just need to return any paperwork we send you and get HOA approval if it applies.

If for some reason your roof can't support solar or the city won't approve it, we can cancel the agreement — but that's rare and protects both of us.

6. Changes to This Agreement ▼

The only way this agreement changes is if both of us sign a written amendment. No handshake deals, no verbal promises. We can fix utility paperwork to match the lease terms, but nothing changes your rate or your obligations without your signature.

7. Your Warranties ▼

Your protection comes from two documents:

  • The Limited Warranty (Exhibit 2) — covers defects, workmanship, and materials for 25 years
  • The Production Guarantee (Exhibit 3) — makes sure your system performs

Those two documents cover everything that matters. IGS doesn't make promises beyond what's in those exhibits — but honestly, they cover all the important stuff.

8. Can IGS Sell This Lease to Someone Else? ▼

Your lease may be transferred to a qualified financing partner — just like your mortgage gets sold to another bank. This is standard for solar leases.

Your rate, your terms, your warranty — nothing changes for you. The new company takes over the backend, and the old company is off the hook. Same as when your mortgage gets sold.

9. Who Owns the Equipment? ▼

IGS owns the panels, inverters, and equipment. It's considered personal property — like a leased car, not a built-in appliance. It doesn't become part of your house.

You can't let anyone put a lien on the equipment. If a contractor you hire separately tries to file a lien on the panels, you have 30 days to clear it.

Bottom line: You get all the benefits of solar without the headaches of ownership.

10. Who Owns the Power? ▼

You do. Every kilowatt-hour that hits your roof is yours. That's what you're paying for — the power, not the hardware.

11. Tax Credits & Incentives ▼

Since IGS owns the equipment, we claim the federal tax credits, state rebates, and renewable energy credits (SRECs). That's how we can offer you such a low monthly rate. We take the tax benefits on the front end, you take the savings on the back end. Win-win.

You'll need to sign some utility paperwork so we can process the incentives, but that's standard and takes two minutes.

Bottom line: The tax credits are baked into your low monthly payment. You're already getting the benefit — just in the form of savings instead of a tax form.

12. Can You Buy the System Later? Yes. ▼

Starting at year 5, you can buy the system outright if you want. The price is based on whichever is more fair:

  • Your remaining payments at a discount: All remaining lease payments, discounted at 5% per year. Basically "pay off the lease early at a discount."
  • What the system is actually worth: An independent appraiser figures out the fair market value. IGS pays for the appraisal.

If you buy it, you get any remaining manufacturer warranties and a bill of sale. From that day on, you're responsible for maintenance and repairs — just like you own it.

Bottom line: You have an exit ramp. Most people don't buy because the lease savings are already great, but the option is there if your situation changes.

13. What If You Sell Your House? ▼

You have three easy options. Most buyers love taking over a solar lease because it means lower electric bills from day one.

Option 1: Transfer the lease. Give us 30 days' notice, we run a quick credit check on the buyer. If they qualify, they take over the payments. This is the most common route — buyers see solar as a selling point.

Option 2: Prepay the lease. Pay off the remaining payments in a lump sum. The new owner pays nothing but still gets the solar power. Great for cash buyers.

Option 3: Buy the system (only if you're past year 5) and include it in the home sale. Now the buyer owns the panels free and clear.

Bottom line: Solar doesn't trap you in your house. It's a selling point. And if none of these work, talk to us — we want to help, not punish.

14. What Happens After Year 25? ▼

About 3 months before your lease ends, we mail you renewal forms. You have three choices:

  • Renew — sign the forms and keep going
  • Decline — sign the forms saying you're done, and the lease ends
  • Do nothing — your lease continues year-to-year at the same low rate, and you can stop anytime with 30 days' notice

If you don't renew or buy, we can remove the system for free at a time that works for you. Or we may transfer ownership to you as-is at no charge, and the system becomes yours to keep.

Bottom line: No cliff at year 25. You have options, and if you want out, we clean up after ourselves.

15. System Removal ▼

If you don't renew or buy after 25 years, we can remove the system for free and schedule it at your convenience. We'll take the panels off, seal the roof penetrations, and leave your roof as close to original as possible.

Or we may transfer ownership to you as-is at no charge, and the system becomes yours to keep.

16. Storms, Damage & Insurance ▼

Unless you intentionally damage the panels or are grossly negligent, IGS covers everything — hail, wind, fire, theft, you name it.

Your lease payment stays the same during repairs, but remember — you're still getting power from the grid, so your lights stay on while we fix the system. The repair is on us, not you.

Bottom line: Sleep easy. A tree falls on your roof? Not your wallet. Lightning strikes an inverter? We replace it.

17. Liability Limits ▼

If something goes wrong, IGS is only on the hook for direct damages — not lost profits, emotional distress, or other indirect stuff. Your liability to IGS is capped at what you'd owe under the default section.

Standard lease language. Every contract has it.

18. When Would This Go Bad? ▼

You're in default if:

  • You miss a payment and it's 30+ days late
  • You break a major rule and don't fix it within 14 days of us notifying you
  • You alter the system without permission
  • You give us false info on the application
  • You try to sell or transfer the lease without our okay
  • You go into bankruptcy or foreclosure

Bottom line: Pay your bill, don't mess with the equipment, and be honest. Do that, and you'll never think about this section. 99% of customers don't.

19. What Happens If Things Go South? ▼

This is the worst-case scenario section. If you default, we can try to fix the situation, take the system back, ask for the remaining value, or report it to credit bureaus.

This almost never happens because most people just pay their bill and enjoy the savings. If you're struggling, call us before you miss a payment — we'd rather work with you than against you.

20. Credit Check ▼

We run your credit when you apply. We report your payment history to credit bureaus.

Pay on time, build credit. Miss payments, it can hurt — just like any other bill. Standard stuff.

21. Photos of Your System ▼

We might take pictures of the panels on your roof for our website or marketing materials. Your name, address, and personal details stay private.

Your house might be a solar model home. No big deal.

22. Waivers ▼

If we don't enforce a rule one time, that doesn't mean we can't enforce it later. Standard contract language.

23. Legal Stuff ▼

This agreement follows the laws of your state. If there's a dispute, it gets handled in your local courts. No jury trials, no class actions — just straightforward resolution.

Standard legal boilerplate. Every contract has it.

24. Notices ▼

Important stuff has to be in writing — email, mail, or hand delivery. No "he said, she said."

25. The Whole Deal ▼

This document is the whole deal. No side agreements unless both of us sign them. If a court says one part doesn't work, the rest still stands.

26. Your Right to Cancel — 7-Day Safety Net ▼

You have 7 business days to change your mind. Zero cost. Zero hassle.

Sleep on it. Talk to your spouse. Google us. If you're not 100% in, cancel within a week and it's like it never happened. We'll refund any payments within 10 business days.

To cancel, just send a written notice to:

IGS Solar, LLC
6100 Emerald Parkway
Dublin, Ohio 43016
Email: SolarSupport@igs.com

Before You Sign ▼

By signing, you're saying:

  • "I've read this agreement and I understand it's legally binding"
  • "I know utility rates change over time, so savings can vary month to month — but over 25 years, the math is strongly in my favor"

Don't sign if there are blank spaces. Everything should be filled in before you put pen to paper.

Bottom line: You're making an informed decision. No pressure, no rush. You have 7 days to back out. Let me make sure every blank is filled and every question is answered before you sign.

Your 25-Year Warranty ▼

System Warranty: Professional install, free from defects in workmanship and materials for 25 years under normal use.

Roof Warranty: All roof penetrations are watertight for 5 years. If we put a hole in your roof, we seal it right.

Operation: The system will operate within manufacturer specs. If not, we repair or replace defective parts and restore operation.

Monitoring: Free monitoring for the full 25 years (unless you buy the system). We watch your production remotely. If something's off, we know before you do and we fix it.

Claims: Email SolarSupport@igs.com, call 888.974.0114, or mail overnight to 6100 Emerald Parkway, Dublin, OH 43016 — ATTN: IGS Residential Solar.

What's NOT covered: Damage you cause, unauthorized repairs, new tree growth shading the panels, or failures not caused by a system defect. Acts of God (hurricanes, earthquakes) — but remember, IGS still insures the system against those.

Bottom line: You're covered for 25 years. If the system breaks, underperforms, or leaks — we handle it. That's the whole point of leasing instead of buying.

Serving All 21 NJ Counties — Updated 2026

Find a Local Solar Installer
in New Jersey

Not all NJ solar installers are equal. This guide tells you exactly what to look for, what questions to ask, and how to find a solar installation company you can actually trust — by county, by utility, and by price.

⚡ Get a Free Local Quote — 60 Seconds
21NJ Counties Covered
$0Down Available
5.0 ★Google Rating
LocalNot a National Chain
Omar Jackson — NJ Solar Installer
Omar Jackson — Founder, Solar by Omar Former door-to-door solar rep turned independent NJ solar installer. I’ve been on both sides of the sales table — this guide tells you what the national companies don’t want you to know.

If you’re searching for a solar panel installation company in New Jersey, you’ve already figured out the hard part — you know you need solar. The next decision is who installs it. That decision will either save you thousands or cost you thousands. This guide helps you make it right.

Solar Panel Installation Companies in NJ: What You’re Actually Choosing Between

New Jersey has one of the most active residential solar markets in the country. That means you have dozens of options — and most of them are not local. When you Google “solar installers near me NJ” or “solar panel installation company New Jersey,” the first results are almost always national chains: Sunrun, SunPower, Tesla Solar, Momentum Solar, Trinity Solar.

These companies aren’t bad. But they operate at scale — which means your installation is handled by a subcontractor who picked up the job last Tuesday, your interconnection paperwork goes into a queue managed in another state, and your post-install support is a 1-800 number.

The alternative is a local NJ solar installer who knows your specific utility, knows your county’s permit office, and is personally accountable for your system’s performance. That’s a meaningfully different experience — and in many cases a better financial outcome because of how NJ-specific the SuSI TREC program and utility grid restrictions actually are.

📌 NJ-specific fact: Atlantic City Electric, PSE&G, and JCP&L all have different grid restriction rules, interconnection timelines, and net metering structures. A national company using a one-size-fits-all approach will miss nuances that cost you money. A local NJ solar installer who works in these territories daily won’t.

Solar Installers by NJ County — Where We Serve

Solar by Omar installs residential solar panels across all 21 New Jersey counties. Below are the primary service areas organized by utility territory — because your utility determines your grid status, your savings potential, and which programs you qualify for.

Cherry Hill, NJ
Egg Harbor Township, NJ
Marlton, NJ
Deptford, NJ
Gloucester Township, NJ
Mount Laurel, NJ
Toms River, NJ
Brick, NJ
Jackson, NJ
Lakewood, NJ
Howell, NJ
Middletown, NJ
Marlboro, NJ
Manchester, NJ
Stafford Township, NJ
Edison, NJ
Woodbridge, NJ
Old Bridge, NJ
Hamilton, NJ
East Brunswick, NJ
South Brunswick, NJ
Wayne, NJ
Clifton, NJ
Parsippany, NJ
Paramus, NJ
Montclair, NJ
West Orange, NJ
Franklin Township, NJ
Hillsborough, NJ
Bridgewater, NJ

How Much Does Solar Panel Installation Cost in NJ in 2026?

Solar panel installation cost in New Jersey ranges from $18,000 to $35,000 for a typical residential system before incentives. After the federal Investment Tax Credit (ITC) of 30%, that drops to roughly $12,600 to $24,500.

But here’s what most solar installation company websites don’t tell you: most NJ homeowners don’t pay anything upfront at all. Under a $0-down solar lease or PPA structure, you pay a fixed monthly solar rate — typically lower than your current electric bill — with no installation cost. The NJ SuSI TREC program sweetens this further with 15 years of per-kilowatt-hour incentive payments on top of your bill savings.

The cost question depends entirely on your financing structure, system size, and which NJ solar incentives you qualify for. The only way to get an accurate number for your specific home is to get a proposal from a local installer who runs your actual address and utility data.

Financing Option Upfront Cost Own the System NJ SuSI TRECs Best For
$0-Down Solar Lease $0 ✗ ✗ (installer keeps) Immediate savings, no commitment
Solar Loan $0 – Low ✓ ✓ You keep them Maximum long-term ROI
Cash Purchase Full cost ✓ ✓ You keep them Highest total savings
PPA $0 ✗ ✗ Flexibility, low commitment

What to Look for in a NJ Solar Installation Company

Not every company that shows up when you search “solar companies near me NJ” or “best solar installers New Jersey” is worth talking to. Here are the non-negotiables:

  • NJ Home Improvement Contractor License. Required by law. Ask for the number and verify it on the NJ Division of Consumer Affairs website.
  • In-house installation crew. If they subcontract your install, your warranty and quality control go with it. Always ask directly: “Who physically installs my panels?”
  • Utility-specific knowledge. A company that knows ACE’s Hosting Capacity Map and PSE&G’s Solar Suitability Map will get you approved faster and avoid costly delays.
  • Transparent TREC handling. On a lease deal, ask who keeps the SuSI TREC payments. Many installers pocket them without disclosing this upfront.
  • Real local reviews. Look for Google reviews that mention specific NJ towns, utilities, and permit offices — not generic five-star reviews that could be from anywhere.
  • No high-pressure closing tactics. “This offer expires tonight” is the oldest trick in the solar sales playbook. A legitimate NJ solar installer doesn’t need manufactured urgency.

Solar Installers Near Me NJ: Local vs National Companies

Factor Solar by Omar (Local NJ) National Chain (Sunrun, Tesla, etc.)
Installation crew ✓ In-house, same team every job ✗ Usually subcontracted
ACE / PSE&G / JCP&L expertise ✓ Daily experience in all three ✗ National template approach
NJ SuSI TREC optimization ✓ Maximized per system ✗ Often retained by installer
Post-install support ✓ Direct line to Omar ✗ 1-800 call center
Grid status check before signing ✓ Run before any proposal ✗ Often skipped
Honest “no” when solar doesn’t fit ✓ Will tell you if it’s wrong fit ✗ Commission incentive to close

Solar Panel Installation in South Jersey: Atlantic City Electric Territory

South Jersey homeowners on Atlantic City Electric face a unique combination of high rates and grid restrictions. ACE’s Hosting Capacity Map restricts new solar interconnections on overloaded circuits — meaning your street may be blocked from solar approval until ACE upgrades the infrastructure.

A local South Jersey solar installer who works in ACE territory daily knows how to check your circuit status, navigate the interconnection process, and get you in line before capacity fills up. Check your ACE solar eligibility here.

Solar Panel Installation in Central NJ: JCP&L Territory

Homeowners in Ocean, Monmouth, and parts of Middlesex County are served by Jersey Central Power & Light (JCP&L). JCP&L uses a Solar Accommodation Map to track circuit capacity. Their interconnection process and timeline differ from ACE and PSE&G — requiring a local installer familiar with their specific approval procedures.

Towns like Toms River, Brick, Jackson, Lakewood, and Howell are among the most active solar markets in Central NJ. Read the JCP&L solar guide here.

Solar Panel Installation in North Jersey: PSE&G Territory

North and Central Jersey homeowners served by PSE&G have access to the Solar Power Suitability Map — a color-coded tool showing red, yellow, and green circuit capacity levels. PSE&G’s net metering structure and interconnection process are distinct from other NJ utilities.

Many PSE&G homeowners in Bergen, Essex, Union, and Passaic County don’t realize their circuit is still green and open for solar. Check your PSE&G solar eligibility here.

Frequently Asked Questions: Solar Installers in NJ

Start by verifying their NJ Home Improvement Contractor license through the NJ Division of Consumer Affairs. Then check Google reviews specifically for NJ homeowners — look for mentions of your utility company, your county, and permit offices. Ask directly if they use in-house installers or subcontractors. A reputable local NJ solar company will answer all of these questions without hesitation.
The best solar company for you depends on your utility, county, and financing preference. Nationally, Sunrun and Tesla Solar have name recognition and large service networks. Locally, Solar by Omar specializes in ACE, PSE&G, and JCP&L territory with in-house crews and utility-specific expertise that national companies lack. The best company is the one that checks your specific grid status before pitching you, uses in-house labor, and tells you honestly when solar isn’t the right fit for your home.
Gross cost ranges from $18,000–$35,000 before incentives. After the 30% federal ITC, that’s $12,600–$24,500. Most NJ homeowners on a $0-down lease pay nothing upfront — instead replacing their variable utility bill with a fixed, lower solar payment. The exact cost depends on your system size, roof, and utility rate structure. The only accurate number comes from a proposal based on your specific address and energy usage.
Yes — Solar by Omar is based in Atlantic City and serves all of South Jersey including Egg Harbor Township, Cherry Hill, Marlton, Deptford, Gloucester Township, Mount Laurel, and surrounding areas. We specialize in Atlantic City Electric territory and know the ACE grid restrictions, coastal engineering requirements, and NJ SuSI program inside out.
NJ homeowners can access: the federal 30% Investment Tax Credit, NJ SuSI TREC payments (15 years of per-kWh incentives), net metering credits from ACE/PSE&G/JCP&L at retail rate, NJ solar property tax exemption (panels don’t increase your assessed value), and $0-down financing programs that require no upfront investment. See the full NJ solar incentives guide here.
The physical installation typically takes one day for a standard residential system. However, the full timeline from signed agreement to Permission to Operate (PTO) — including permits, utility interconnection approval, and municipal inspection — typically runs 4–12 weeks depending on your utility and county. ACE averages 8–9 days from Part B application to PTO. PSE&G and JCP&L can take longer on restricted circuits.
Many do — especially national companies like Sunrun, Momentum Solar, and Trinity Solar, which use regional subcontractor networks for installation. This isn’t automatically a problem but it does affect accountability, quality consistency, and who you call when something goes wrong. Solar by Omar uses in-house crews exclusively — the same team on every job, no exceptions.
The NJ SuSI (Successor Solar Incentive) program pays homeowners a fixed per-kWh incentive called a TREC for every unit of solar their system produces, for 15 years. Not all installers optimize for this — on lease deals, many installers retain the TREC payments themselves without disclosing this clearly. Always ask your installer: “Who keeps the SuSI TREC payments?” before signing anything. Learn more about the NJ SuSI program here.
Yes. NJ’s $0-down solar lease and PPA programs have no minimum credit score requirement for most homeowners. The qualification is based primarily on homeownership, your utility account status, and your property’s solar potential — not your credit score. Loan-based financing does involve a credit check, but lease/PPA options are broadly accessible.
Grid restrictions mean your circuit has hit capacity and ACE, PSE&G, or JCP&L won’t approve new solar interconnections until they upgrade the infrastructure. It doesn’t mean solar is permanently off the table — it means timing matters. Getting your application in early means you’re first in line when the circuit reopens. Check your ACE grid status here or check your PSE&G map color here.
Yes. Solar by Omar is a fully licensed and insured New Jersey Home Improvement Contractor serving all 21 NJ counties. We carry general liability and workers’ compensation insurance on every job, and we adhere to the technical and ethical standards of the North American Board of Certified Energy Practitioners (NABCEP).

Ready to Get a Quote from a Local NJ Solar Installer?

No national call center. No subcontractors. Just Omar — who knows your utility, your grid, and your neighborhood — giving you a straight answer in 60 seconds.

⚡ Get My Free Local Solar Quote
Scroll to Top