Momentum Solar
Your Numbers
kWh per year — CT average ~8,500
$
per kWh
$
per month — what utility would charge for same kWh
% increase per year
$
per kWh
% increase per year
Payment Trend
Year-by-Year Breakdown
YearUtility
Monthly
Solar Monthly
(before EPP)
Solar Monthly
(EPP)
Yearly
Savings
Your 25-Year Summary
💡

If You Do Nothing

$0
Total utility payments over 25 years
📈

Savings (before EPP)

$0
💰

Savings With EPP Pricing

$0
💡 What is Efficient Partner Pricing (EPP)?
Save Even More

Efficient Partner Pricing (EPP) rewards homeowners who help us operate efficiently. It's the same idea insurance companies use with non-smoker discounts — people who cost less to serve get better rates.

Here's how it works for you:

  • You set aside time to go through all the information and upgrade to solar in one visit
  • That saves us from making a second trip to your home
  • Each home we don't have to revisit lets us help one additional homeowner that month
  • We pass those efficiency savings back to you as a lower monthly rate

To lock in your EPP rate today, we just need three things:

  • Sign the agreement — get your solar journey started right now
  • Schedule your Engineering Visit — we send a specialist to finalize your custom system design
  • Set up autopay — enroll in automatic bank draft (ACH) to waive the monthly billing fee and lock in your lowest rate

It's a win-win. You get a better price today, and we get to help more families switch to solar. That's why the EPP rate you see above is lower than our standard pricing.

📄 Your Solar Lease — What You're Signing Up For

1. Who Is This Agreement Between?

This agreement is between you (the homeowner) and IGS Solar, LLC (the company that owns and maintains the solar system).

IGS Solar leases the equipment to you. You pay a monthly amount to use the system and keep the power it generates. IGS handles installation, insurance, repairs, and monitoring for the full 25 years.

All obligations start on the "Transaction Date" listed on your agreement — that's the day you sign.

2. How Long Is This Agreement?

This is a 25-year lease — 300 months total. Think of it like leasing a car, but for solar panels.

The clock starts on the first day of the month right after your system gets turned on and connected to the grid. We call that the "Interconnection Date." Every year after that is a "Contract Year."

What this means for you: You're locking in your solar rate for 25 years. No renegotiating, no surprises. After 25 years, you choose what happens next — renew, buy the system, or let us remove it for free.

3. Your Monthly Payment

You pay one fixed monthly amount for using the solar system. That's it. No equipment costs, no installation fees, no maintenance bills.

When you sign up, you'll set up automatic payment by credit card, debit card, or bank transfer (ACH). If you set up auto-pay through your bank (ACH), we usually waive the small monthly billing fee — so it's basically free to pay.

You'll get an email invoice every month. If a payment bounces, there's a standard returned-check fee (same as any other bill). If you're late, the fee is 1.5% per month on the past-due amount.

Sales tax may apply to your monthly payment, just like it does on your utility bill. That's normal.

Bottom line: Set it and forget it. One predictable payment. No utility bill roller coaster.

4. What Each Side Handles

What IGS handles (so you don't have to):

  • Installation and construction start to finish
  • A revenue-grade meter that tracks every kilowatt-hour your system produces
  • Insurance on the system against damage or loss
  • All repairs if something breaks
  • No lien on your house — your home title stays clean. We may file a simple equipment notice (like a car loan notice) just to show we own the panels, but that's it

What we ask from you:

  • Keep trees and bushes trimmed so they don't shade the panels
  • Don't clean or modify the system yourself — call us if something looks off
  • Tell us ASAP if you see damage or something missing
  • Sign permit and inspection paperwork within 7 days when we send it
  • Keep your internet on — the monitoring system needs a connection to track performance. We can use your WiFi or install a cellular gateway
  • Get HOA approval if your neighborhood requires it
  • Don't use the system to heat a pool or hot tub
  • Share utility bills when we ask — helps us verify your savings

Roof work: If you're getting a new roof or doing construction that affects the panels, give us 30 days' notice. We'll coordinate removal and reinstallation. You keep paying your lease during any brief downtime.

Access: We need to get on your roof occasionally for maintenance or monitoring. We'll always try to give you reasonable notice. Access continues for 90 days after the lease ends, just in case we need to remove the system.

Bottom line: IGS handles the technical stuff. You handle basic homeowner stuff. Fair trade.

5. Before We Install

Before installation day, we do our homework:

  • Engineering site audit to make sure your roof is solid
  • Final system design customized for your home
  • Real estate due diligence
  • All city permits, zoning, and building approvals
  • We claim any available rebates and renewable energy credits

You just need to return any paperwork we send you and get HOA approval if it applies.

If for some reason your roof can't support solar or the city won't approve it, we can cancel the agreement — but that's rare and protects both of us.

6. Changes to This Agreement

The only way this agreement changes is if both of us sign a written amendment. No handshake deals, no verbal promises. We can fix utility paperwork to match the lease terms, but nothing changes your rate or your obligations without your signature.

7. Your Warranties

Your protection comes from two documents:

  • The Limited Warranty (Exhibit 2) — covers defects, workmanship, and materials for 25 years
  • The Production Guarantee (Exhibit 3) — makes sure your system performs

Those two documents cover everything that matters. IGS doesn't make promises beyond what's in those exhibits — but honestly, they cover all the important stuff.

8. Can IGS Sell This Lease to Someone Else?

Your lease may be transferred to a qualified financing partner — just like your mortgage gets sold to another bank. This is standard for solar leases.

Your rate, your terms, your warranty — nothing changes for you. The new company takes over the backend, and the old company is off the hook. Same as when your mortgage gets sold.

9. Who Owns the Equipment?

IGS owns the panels, inverters, and equipment. It's considered personal property — like a leased car, not a built-in appliance. It doesn't become part of your house.

You can't let anyone put a lien on the equipment. If a contractor you hire separately tries to file a lien on the panels, you have 30 days to clear it.

Bottom line: You get all the benefits of solar without the headaches of ownership.

10. Who Owns the Power?

You do. Every kilowatt-hour that hits your roof is yours. That's what you're paying for — the power, not the hardware.

11. Tax Credits & Incentives

Since IGS owns the equipment, we claim the federal tax credits, state rebates, and renewable energy credits (SRECs). That's how we can offer you such a low monthly rate. We take the tax benefits on the front end, you take the savings on the back end. Win-win.

You'll need to sign some utility paperwork so we can process the incentives, but that's standard and takes two minutes.

Bottom line: The tax credits are baked into your low monthly payment. You're already getting the benefit — just in the form of savings instead of a tax form.

12. Can You Buy the System Later? Yes.

Starting at year 5, you can buy the system outright if you want. The price is based on whichever is more fair:

  • Your remaining payments at a discount: All remaining lease payments, discounted at 5% per year. Basically "pay off the lease early at a discount."
  • What the system is actually worth: An independent appraiser figures out the fair market value. IGS pays for the appraisal.

If you buy it, you get any remaining manufacturer warranties and a bill of sale. From that day on, you're responsible for maintenance and repairs — just like you own it.

Bottom line: You have an exit ramp. Most people don't buy because the lease savings are already great, but the option is there if your situation changes.

13. What If You Sell Your House?

You have three easy options. Most buyers love taking over a solar lease because it means lower electric bills from day one.

Option 1: Transfer the lease. Give us 30 days' notice, we run a quick credit check on the buyer. If they qualify, they take over the payments. This is the most common route — buyers see solar as a selling point.

Option 2: Prepay the lease. Pay off the remaining payments in a lump sum. The new owner pays nothing but still gets the solar power. Great for cash buyers.

Option 3: Buy the system (only if you're past year 5) and include it in the home sale. Now the buyer owns the panels free and clear.

Bottom line: Solar doesn't trap you in your house. It's a selling point. And if none of these work, talk to us — we want to help, not punish.

14. What Happens After Year 25?

About 3 months before your lease ends, we mail you renewal forms. You have three choices:

  • Renew — sign the forms and keep going
  • Decline — sign the forms saying you're done, and the lease ends
  • Do nothing — your lease continues year-to-year at the same low rate, and you can stop anytime with 30 days' notice

If you don't renew or buy, we can remove the system for free at a time that works for you. Or we may transfer ownership to you as-is at no charge, and the system becomes yours to keep.

Bottom line: No cliff at year 25. You have options, and if you want out, we clean up after ourselves.

15. System Removal

If you don't renew or buy after 25 years, we can remove the system for free and schedule it at your convenience. We'll take the panels off, seal the roof penetrations, and leave your roof as close to original as possible.

Or we may transfer ownership to you as-is at no charge, and the system becomes yours to keep.

16. Storms, Damage & Insurance

Unless you intentionally damage the panels or are grossly negligent, IGS covers everything — hail, wind, fire, theft, you name it.

Your lease payment stays the same during repairs, but remember — you're still getting power from the grid, so your lights stay on while we fix the system. The repair is on us, not you.

Bottom line: Sleep easy. A tree falls on your roof? Not your wallet. Lightning strikes an inverter? We replace it.

17. Liability Limits

If something goes wrong, IGS is only on the hook for direct damages — not lost profits, emotional distress, or other indirect stuff. Your liability to IGS is capped at what you'd owe under the default section.

Standard lease language. Every contract has it.

18. When Would This Go Bad?

You're in default if:

  • You miss a payment and it's 30+ days late
  • You break a major rule and don't fix it within 14 days of us notifying you
  • You alter the system without permission
  • You give us false info on the application
  • You try to sell or transfer the lease without our okay
  • You go into bankruptcy or foreclosure

Bottom line: Pay your bill, don't mess with the equipment, and be honest. Do that, and you'll never think about this section. 99% of customers don't.

19. What Happens If Things Go South?

This is the worst-case scenario section. If you default, we can try to fix the situation, take the system back, ask for the remaining value, or report it to credit bureaus.

This almost never happens because most people just pay their bill and enjoy the savings. If you're struggling, call us before you miss a payment — we'd rather work with you than against you.

20. Credit Check

We run your credit when you apply. We report your payment history to credit bureaus.

Pay on time, build credit. Miss payments, it can hurt — just like any other bill. Standard stuff.

21. Photos of Your System

We might take pictures of the panels on your roof for our website or marketing materials. Your name, address, and personal details stay private.

Your house might be a solar model home. No big deal.

22. Waivers

If we don't enforce a rule one time, that doesn't mean we can't enforce it later. Standard contract language.

23. Legal Stuff

This agreement follows the laws of your state. If there's a dispute, it gets handled in your local courts. No jury trials, no class actions — just straightforward resolution.

Standard legal boilerplate. Every contract has it.

24. Notices

Important stuff has to be in writing — email, mail, or hand delivery. No "he said, she said."

25. The Whole Deal

This document is the whole deal. No side agreements unless both of us sign them. If a court says one part doesn't work, the rest still stands.

26. Your Right to Cancel — 7-Day Safety Net

You have 7 business days to change your mind. Zero cost. Zero hassle.

Sleep on it. Talk to your spouse. Google us. If you're not 100% in, cancel within a week and it's like it never happened. We'll refund any payments within 10 business days.

To cancel, just send a written notice to:

IGS Solar, LLC
6100 Emerald Parkway
Dublin, Ohio 43016
Email: SolarSupport@igs.com

Before You Sign

By signing, you're saying:

  • "I've read this agreement and I understand it's legally binding"
  • "I know utility rates change over time, so savings can vary month to month — but over 25 years, the math is strongly in my favor"

Don't sign if there are blank spaces. Everything should be filled in before you put pen to paper.

Bottom line: You're making an informed decision. No pressure, no rush. You have 7 days to back out. Let me make sure every blank is filled and every question is answered before you sign.

Your 25-Year Warranty

System Warranty: Professional install, free from defects in workmanship and materials for 25 years under normal use.

Roof Warranty: All roof penetrations are watertight for 5 years. If we put a hole in your roof, we seal it right.

Operation: The system will operate within manufacturer specs. If not, we repair or replace defective parts and restore operation.

Monitoring: Free monitoring for the full 25 years (unless you buy the system). We watch your production remotely. If something's off, we know before you do and we fix it.

Claims: Email SolarSupport@igs.com, call 888.974.0114, or mail overnight to 6100 Emerald Parkway, Dublin, OH 43016 — ATTN: IGS Residential Solar.

What's NOT covered: Damage you cause, unauthorized repairs, new tree growth shading the panels, or failures not caused by a system defect. Acts of God (hurricanes, earthquakes) — but remember, IGS still insures the system against those.

Bottom line: You're covered for 25 years. If the system breaks, underperforms, or leaks — we handle it. That's the whole point of leasing instead of buying.

Omar Jackson, Solar by Omar
Omar Jackson — Founder, Solar by Omar Written by a former Sunrun solar rep who spent 9+ years in the NJ market. Updated for 2026 ACE grid conditions.

Atlantic City Electric Solar Restricted Map: 2026 Grid Status, Eligibility & How to Check Your Address

If you’ve been told your neighborhood is on Atlantic City Electric’s solar restricted map — or you’re worried it might be — this guide explains exactly what that means, what’s changed in 2026, and how to get your specific address checked against the live grid for free.

8%ACE Rate Hike Filed for 2026
DailyGrid Capacity Changes
$0Down to Go Solar in NJ

What Is the Atlantic City Electric Solar Restricted Map?

The Atlantic City Electric solar restricted map — officially called the Hosting Capacity Map — is a utility tool that tracks how much solar capacity each local power circuit can safely absorb before it becomes overloaded.

Every neighborhood in South Jersey is served by a specific power circuit. That circuit has a finite capacity for handling “reverse flow” energy — the excess electricity solar panels send back to the grid. When a circuit fills up, ACE marks it as restricted or closed, and no new solar interconnection applications are approved for that area.

Homeowners in restricted zones often hear this referred to as a “solar grid blackout”. Being in one doesn’t mean solar is off the table permanently — it means you have to wait for ACE to upgrade the local infrastructure before your interconnection can be approved.

📌 Key fact: The restricted map is not publicly searchable by street address. The only way to check your specific circuit status is to have someone with direct access to ACE’s utility database run your address manually.

How ACE Grid Restrictions Actually Work

When solar panels generate more electricity than a home uses, the surplus flows back onto the shared power lines. This “reverse flow” creates voltage fluctuations that aging grid infrastructure wasn’t designed to handle at scale.

As solar adoption has accelerated across South Jersey, neighborhoods that were early adopters have seen their local circuits hit capacity faster than ACE anticipated. The result: entire zip codes locked out of new solar approvals while neighboring streets remain wide open.

Restricted Circuits Are Not Permanent

This is the most important thing to understand. ACE continuously performs infrastructure upgrades — substation expansions, line reconductoring, voltage regulator installations — that reopen previously restricted circuits. A street that was closed six months ago may be open today.

Grid capacity changes daily. Homeowners who wait for “better information” often find the window has closed again by the time they act. The only way to know your current status is to check now — not in six months.

Check If Your Street’s Grid Is Open Right Now

Answer 2 quick questions, then enter your address. Omar will check your exact circuit against the live ACE Hosting Capacity Map — free, no obligation.

Live 2026 ACE Grid Status Check

Is Your Street Open or Restricted
for Solar Right Now?

Atlantic City Electric restricts solar on overloaded circuits. Enter your address and Omar checks your exact location against the live Hosting Capacity Map — free.

2 quick questions first
Quick Check · Question 1 of 2

Do you own the property you want to check?

Quick Check · Question 2 of 2

What’s your average monthly Atlantic City Electric bill?

Step 1 of 3 — Property Location

Enter the address you want checked

Step 2 of 3 — Your Details

Who should we send the grid report to?

Step 3 of 3 — Last Step!

Best number for Omar to text your grid result?

Secure & private. Your info is never sold or shared.

Grid Check Submitted!

Omar is pulling your exact address against the live ACE Hosting Capacity Map now.

He’ll text or call you from a local South Jersey area code within a few minutes with your grid status — and if your circuit is open, your estimated savings too.

Keep an eye on your phone.

⚠️ The 2026 ACE Rate Hikes Make This More Urgent

⚠️ URGENT: Another Rate Hike Is Coming

If the 17–20% rate hikes of 2024 weren’t painful enough, Atlantic City Electric has filed requests for an additional 8% rate increase expected to take effect in 2026/2027 — specifically to fund the very infrastructure upgrades that may reopen restricted circuits.

Homeowners who wait will pay higher rates while funding the grid improvements that benefit early adopters. Every month you delay is another month at full ACE rates. With a fixed-rate $0-down solar program, your energy cost is locked in permanently — insulating you from every future rate hike ACE files.

What Is the NJ SuSI Program & Sun-Powered Bill Relief?

New Jersey’s SuSI (Successor Solar Incentive) program pays homeowners a fixed-rate incentive — called a TREC (Transition Renewable Energy Certificate) — for every kilowatt-hour of solar energy their system produces. This payment is separate from the electricity bill savings and runs for 15 years.

Programs commonly marketed as the Sun-Powered Bill Relief Program combine the NJ SuSI incentive with $0-down installation promotions. In many cases, eligible homeowners receive a reimbursement check covering their last three months of ACE bills — putting money back in their pocket from day one.

How to Qualify for $0-Down Solar in NJ

The qualifications are straightforward. You don’t need perfect credit and you don’t need to spend a dollar upfront:

  • You must own your home. Renters cannot authorize roof installations.
  • Good sun exposure. Minimal shading from large trees or neighboring buildings.
  • Roof in reasonable condition. If your roof needs work, it can often be bundled into the solar project at no upfront cost.
  • Electric bill paid up to date. No past-due balance with ACE.
  • No minimum credit score required. NJ programs are designed to be broadly accessible.

💡 Tip: Even if your circuit is currently restricted, qualifying now means you’re first in line the moment ACE upgrades your area. Waiting to apply means waiting at the back of the queue.

Frequently Asked Questions

A restricted circuit means Atlantic City Electric has determined that the local power lines serving your neighborhood have reached their safe capacity for solar energy being fed back to the grid. No new solar systems can be approved for interconnection on that circuit until ACE performs infrastructure upgrades to increase capacity.
Yes — but with a caveat. You can sign an agreement and complete your installation, but your system cannot be turned on and connected to the grid until ACE clears your circuit. In some cases this takes weeks; in others, a few months. The key is getting your application in before the circuit reopens so you’re at the front of the line when it does.
ACE updates the Hosting Capacity Map continuously as infrastructure projects are completed. There is no fixed schedule. A circuit that was restricted last month may have reopened this week. This is why checking your specific address against the current database — rather than relying on outdated information — is essential.
Grid restriction affects your interconnection approval timeline, not your eligibility for the SuSI program itself. If your circuit is restricted, you can still qualify for and lock in your TREC rate — you just won’t receive incentive payments until your system is energized and connected to the grid.
Once you submit your address through the checker above, Omar pulls your circuit status from the live ACE database and typically has a result back to you via text or call within a few minutes during business hours.

Don’t Let the 2026 Rate Hikes Drain Your Bank Account

At Solar by Omar, we handle everything in-house — from checking your exact ACE circuit status to securing your interconnection approval and completing the install with $0 out of pocket. If your grid is open, we lock in your savings immediately. If it’s restricted, we monitor it and get you in line the moment ACE opens it.

⚡ Check My Grid Status — It’s Free

Takes 60 seconds. No sales pitch. Just your real grid status.

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