Momentum Solar
Your Numbers
kWh per year — CT average ~8,500
$
per kWh
$
per month — what utility would charge for same kWh
% increase per year
$
per kWh
% increase per year
Payment Trend
Year-by-Year Breakdown
YearUtility
Monthly		Solar Monthly
(before EPP)		Solar Monthly
(EPP)		Yearly
Savings
Your 25-Year Summary
💡

If You Do Nothing

$0
Total utility payments over 25 years
📈

Savings (before EPP)

$0
💰

Savings With EPP Pricing

$0
💡 What is Efficient Partner Pricing (EPP)? ▼
Save Even More

Efficient Partner Pricing (EPP) rewards homeowners who help us operate efficiently. It's the same idea insurance companies use with non-smoker discounts — people who cost less to serve get better rates.

Here's how it works for you:

  • You set aside time to go through all the information and upgrade to solar in one visit
  • That saves us from making a second trip to your home
  • Each home we don't have to revisit lets us help one additional homeowner that month
  • We pass those efficiency savings back to you as a lower monthly rate

To lock in your EPP rate today, we just need three things:

  • ✅ Sign the agreement — get your solar journey started right now
  • ✅ Schedule your Engineering Visit — we send a specialist to finalize your custom system design
  • ✅ Set up autopay — enroll in automatic bank draft (ACH) to waive the monthly billing fee and lock in your lowest rate

It's a win-win. You get a better price today, and we get to help more families switch to solar. That's why the EPP rate you see above is lower than our standard pricing.

📄 Your Solar Lease — What You're Signing Up For

▼
1. Who Is This Agreement Between? ▼

This agreement is between you (the homeowner) and IGS Solar, LLC (the company that owns and maintains the solar system).

IGS Solar leases the equipment to you. You pay a monthly amount to use the system and keep the power it generates. IGS handles installation, insurance, repairs, and monitoring for the full 25 years.

All obligations start on the "Transaction Date" listed on your agreement — that's the day you sign.

2. How Long Is This Agreement? ▼

This is a 25-year lease — 300 months total. Think of it like leasing a car, but for solar panels.

The clock starts on the first day of the month right after your system gets turned on and connected to the grid. We call that the "Interconnection Date." Every year after that is a "Contract Year."

What this means for you: You're locking in your solar rate for 25 years. No renegotiating, no surprises. After 25 years, you choose what happens next — renew, buy the system, or let us remove it for free.

3. Your Monthly Payment ▼

You pay one fixed monthly amount for using the solar system. That's it. No equipment costs, no installation fees, no maintenance bills.

When you sign up, you'll set up automatic payment by credit card, debit card, or bank transfer (ACH). If you set up auto-pay through your bank (ACH), we usually waive the small monthly billing fee — so it's basically free to pay.

You'll get an email invoice every month. If a payment bounces, there's a standard returned-check fee (same as any other bill). If you're late, the fee is 1.5% per month on the past-due amount.

Sales tax may apply to your monthly payment, just like it does on your utility bill. That's normal.

Bottom line: Set it and forget it. One predictable payment. No utility bill roller coaster.

4. What Each Side Handles ▼

What IGS handles (so you don't have to):

  • Installation and construction start to finish
  • A revenue-grade meter that tracks every kilowatt-hour your system produces
  • Insurance on the system against damage or loss
  • All repairs if something breaks
  • No lien on your house — your home title stays clean. We may file a simple equipment notice (like a car loan notice) just to show we own the panels, but that's it

What we ask from you:

  • Keep trees and bushes trimmed so they don't shade the panels
  • Don't clean or modify the system yourself — call us if something looks off
  • Tell us ASAP if you see damage or something missing
  • Sign permit and inspection paperwork within 7 days when we send it
  • Keep your internet on — the monitoring system needs a connection to track performance. We can use your WiFi or install a cellular gateway
  • Get HOA approval if your neighborhood requires it
  • Don't use the system to heat a pool or hot tub
  • Share utility bills when we ask — helps us verify your savings

Roof work: If you're getting a new roof or doing construction that affects the panels, give us 30 days' notice. We'll coordinate removal and reinstallation. You keep paying your lease during any brief downtime.

Access: We need to get on your roof occasionally for maintenance or monitoring. We'll always try to give you reasonable notice. Access continues for 90 days after the lease ends, just in case we need to remove the system.

Bottom line: IGS handles the technical stuff. You handle basic homeowner stuff. Fair trade.

5. Before We Install ▼

Before installation day, we do our homework:

  • Engineering site audit to make sure your roof is solid
  • Final system design customized for your home
  • Real estate due diligence
  • All city permits, zoning, and building approvals
  • We claim any available rebates and renewable energy credits

You just need to return any paperwork we send you and get HOA approval if it applies.

If for some reason your roof can't support solar or the city won't approve it, we can cancel the agreement — but that's rare and protects both of us.

6. Changes to This Agreement ▼

The only way this agreement changes is if both of us sign a written amendment. No handshake deals, no verbal promises. We can fix utility paperwork to match the lease terms, but nothing changes your rate or your obligations without your signature.

7. Your Warranties ▼

Your protection comes from two documents:

  • The Limited Warranty (Exhibit 2) — covers defects, workmanship, and materials for 25 years
  • The Production Guarantee (Exhibit 3) — makes sure your system performs

Those two documents cover everything that matters. IGS doesn't make promises beyond what's in those exhibits — but honestly, they cover all the important stuff.

8. Can IGS Sell This Lease to Someone Else? ▼

Your lease may be transferred to a qualified financing partner — just like your mortgage gets sold to another bank. This is standard for solar leases.

Your rate, your terms, your warranty — nothing changes for you. The new company takes over the backend, and the old company is off the hook. Same as when your mortgage gets sold.

9. Who Owns the Equipment? ▼

IGS owns the panels, inverters, and equipment. It's considered personal property — like a leased car, not a built-in appliance. It doesn't become part of your house.

You can't let anyone put a lien on the equipment. If a contractor you hire separately tries to file a lien on the panels, you have 30 days to clear it.

Bottom line: You get all the benefits of solar without the headaches of ownership.

10. Who Owns the Power? ▼

You do. Every kilowatt-hour that hits your roof is yours. That's what you're paying for — the power, not the hardware.

11. Tax Credits & Incentives ▼

Since IGS owns the equipment, we claim the federal tax credits, state rebates, and renewable energy credits (SRECs). That's how we can offer you such a low monthly rate. We take the tax benefits on the front end, you take the savings on the back end. Win-win.

You'll need to sign some utility paperwork so we can process the incentives, but that's standard and takes two minutes.

Bottom line: The tax credits are baked into your low monthly payment. You're already getting the benefit — just in the form of savings instead of a tax form.

12. Can You Buy the System Later? Yes. ▼

Starting at year 5, you can buy the system outright if you want. The price is based on whichever is more fair:

  • Your remaining payments at a discount: All remaining lease payments, discounted at 5% per year. Basically "pay off the lease early at a discount."
  • What the system is actually worth: An independent appraiser figures out the fair market value. IGS pays for the appraisal.

If you buy it, you get any remaining manufacturer warranties and a bill of sale. From that day on, you're responsible for maintenance and repairs — just like you own it.

Bottom line: You have an exit ramp. Most people don't buy because the lease savings are already great, but the option is there if your situation changes.

13. What If You Sell Your House? ▼

You have three easy options. Most buyers love taking over a solar lease because it means lower electric bills from day one.

Option 1: Transfer the lease. Give us 30 days' notice, we run a quick credit check on the buyer. If they qualify, they take over the payments. This is the most common route — buyers see solar as a selling point.

Option 2: Prepay the lease. Pay off the remaining payments in a lump sum. The new owner pays nothing but still gets the solar power. Great for cash buyers.

Option 3: Buy the system (only if you're past year 5) and include it in the home sale. Now the buyer owns the panels free and clear.

Bottom line: Solar doesn't trap you in your house. It's a selling point. And if none of these work, talk to us — we want to help, not punish.

14. What Happens After Year 25? ▼

About 3 months before your lease ends, we mail you renewal forms. You have three choices:

  • Renew — sign the forms and keep going
  • Decline — sign the forms saying you're done, and the lease ends
  • Do nothing — your lease continues year-to-year at the same low rate, and you can stop anytime with 30 days' notice

If you don't renew or buy, we can remove the system for free at a time that works for you. Or we may transfer ownership to you as-is at no charge, and the system becomes yours to keep.

Bottom line: No cliff at year 25. You have options, and if you want out, we clean up after ourselves.

15. System Removal ▼

If you don't renew or buy after 25 years, we can remove the system for free and schedule it at your convenience. We'll take the panels off, seal the roof penetrations, and leave your roof as close to original as possible.

Or we may transfer ownership to you as-is at no charge, and the system becomes yours to keep.

16. Storms, Damage & Insurance ▼

Unless you intentionally damage the panels or are grossly negligent, IGS covers everything — hail, wind, fire, theft, you name it.

Your lease payment stays the same during repairs, but remember — you're still getting power from the grid, so your lights stay on while we fix the system. The repair is on us, not you.

Bottom line: Sleep easy. A tree falls on your roof? Not your wallet. Lightning strikes an inverter? We replace it.

17. Liability Limits ▼

If something goes wrong, IGS is only on the hook for direct damages — not lost profits, emotional distress, or other indirect stuff. Your liability to IGS is capped at what you'd owe under the default section.

Standard lease language. Every contract has it.

18. When Would This Go Bad? ▼

You're in default if:

  • You miss a payment and it's 30+ days late
  • You break a major rule and don't fix it within 14 days of us notifying you
  • You alter the system without permission
  • You give us false info on the application
  • You try to sell or transfer the lease without our okay
  • You go into bankruptcy or foreclosure

Bottom line: Pay your bill, don't mess with the equipment, and be honest. Do that, and you'll never think about this section. 99% of customers don't.

19. What Happens If Things Go South? ▼

This is the worst-case scenario section. If you default, we can try to fix the situation, take the system back, ask for the remaining value, or report it to credit bureaus.

This almost never happens because most people just pay their bill and enjoy the savings. If you're struggling, call us before you miss a payment — we'd rather work with you than against you.

20. Credit Check ▼

We run your credit when you apply. We report your payment history to credit bureaus.

Pay on time, build credit. Miss payments, it can hurt — just like any other bill. Standard stuff.

21. Photos of Your System ▼

We might take pictures of the panels on your roof for our website or marketing materials. Your name, address, and personal details stay private.

Your house might be a solar model home. No big deal.

22. Waivers ▼

If we don't enforce a rule one time, that doesn't mean we can't enforce it later. Standard contract language.

23. Legal Stuff ▼

This agreement follows the laws of your state. If there's a dispute, it gets handled in your local courts. No jury trials, no class actions — just straightforward resolution.

Standard legal boilerplate. Every contract has it.

24. Notices ▼

Important stuff has to be in writing — email, mail, or hand delivery. No "he said, she said."

25. The Whole Deal ▼

This document is the whole deal. No side agreements unless both of us sign them. If a court says one part doesn't work, the rest still stands.

26. Your Right to Cancel — 7-Day Safety Net ▼

You have 7 business days to change your mind. Zero cost. Zero hassle.

Sleep on it. Talk to your spouse. Google us. If you're not 100% in, cancel within a week and it's like it never happened. We'll refund any payments within 10 business days.

To cancel, just send a written notice to:

IGS Solar, LLC
6100 Emerald Parkway
Dublin, Ohio 43016
Email: SolarSupport@igs.com

Before You Sign ▼

By signing, you're saying:

  • "I've read this agreement and I understand it's legally binding"
  • "I know utility rates change over time, so savings can vary month to month — but over 25 years, the math is strongly in my favor"

Don't sign if there are blank spaces. Everything should be filled in before you put pen to paper.

Bottom line: You're making an informed decision. No pressure, no rush. You have 7 days to back out. Let me make sure every blank is filled and every question is answered before you sign.

Your 25-Year Warranty ▼

System Warranty: Professional install, free from defects in workmanship and materials for 25 years under normal use.

Roof Warranty: All roof penetrations are watertight for 5 years. If we put a hole in your roof, we seal it right.

Operation: The system will operate within manufacturer specs. If not, we repair or replace defective parts and restore operation.

Monitoring: Free monitoring for the full 25 years (unless you buy the system). We watch your production remotely. If something's off, we know before you do and we fix it.

Claims: Email SolarSupport@igs.com, call 888.974.0114, or mail overnight to 6100 Emerald Parkway, Dublin, OH 43016 — ATTN: IGS Residential Solar.

What's NOT covered: Damage you cause, unauthorized repairs, new tree growth shading the panels, or failures not caused by a system defect. Acts of God (hurricanes, earthquakes) — but remember, IGS still insures the system against those.

Bottom line: You're covered for 25 years. If the system breaks, underperforms, or leaks — we handle it. That's the whole point of leasing instead of buying.

Clifton, NJ — PSE&G Territory

Solar Panels in Clifton, NJ:
2026 North Jersey Energy Guide

PSE&G charges Clifton homeowners $0.26/kWh — among the highest rates in the state. Lock in a fixed, lower rate with $0-down solar and stop absorbing every future PSE&G increase.

⚡ Get My Free Clifton Quote
Omar Jackson — Clifton NJ Solar Installer
Omar Jackson — Founder, Solar by Omar | North Jersey Solar Installer Clifton is one of the most compelling solar markets in Passaic County — high PSE&G rates, dense residential neighborhoods, and a growing EV commuter base. Here’s what Clifton homeowners actually need to know in 2026.

Is solar worth it in Clifton, NJ in 2026?

Yes — and Clifton’s PSE&G rate of $0.26/kWh makes it one of the strongest solar ROI markets in Passaic County. A typical 8kW solar system eliminates 80–100% of your monthly PSE&G bill on a $0-down lease. NJ SuSI TREC payments add $815+/year in direct income for 15 years. Clifton’s dense residential housing stock — from the colonials in Allwood to the established homes in Montclair Heights — offers good south-facing roof exposure with minimal commercial shading on most residential streets. Solar by Omar handles the full PSE&G Solar Suitability Map check, permit filing, and interconnection process for Clifton homeowners.

Clifton is Passaic County’s largest city with over 90,000 residents — and one of the most transit-connected communities in North Jersey. That density, combined with PSE&G’s $0.26/kWh rate and a rapidly growing EV commuter base, makes Clifton one of the most financially compelling solar markets in the region. Here’s the full 2026 picture.

$0.26PSE&G Rate Per kWh
90K+Clifton Residents
$85.90NJ SuSI TREC per MWh

Why Clifton is One of Passaic County’s Top Solar Markets

Clifton sits fully in PSE&G territory — New Jersey’s largest utility with rates currently sitting at approximately $0.26/kWh. That’s meaningfully above the national average and it’s been trending higher for years as PSE&G invests in grid modernization, infrastructure upgrades, and system reliability improvements that get passed to ratepayers.

Here’s the solar math that matters for Clifton: PSE&G’s 1:1 retail net metering credits your account at the full $0.26/kWh retail rate for every kilowatt-hour your panels export to the grid. The higher the utility rate, the more valuable your solar production. Clifton’s rate is one of the reasons it consistently shows up as a top-performing solar market in Passaic County ROI analysis.

☀️ Clifton’s Solar Production Math

An 8kW system in Clifton produces approximately 9,200 kWh per year. At PSE&G’s $0.26/kWh net metering rate that’s $2,392/year in bill savings. Add $815/year in SuSI TREC income and you’re capturing over $3,200 in annual value from your system — before accounting for the portion of production consumed directly on-site, which saves at the full retail rate too. Over 25 years with modest rate increases, total value typically exceeds $65,000.

PSE&G Solar Grid Status in Clifton

PSE&G uses a Solar Power Suitability Map showing each circuit’s capacity in red, yellow, or green. Clifton spans multiple PSE&G circuits — some neighborhoods have open capacity while others are approaching limits as North Jersey’s solar adoption accelerates.

The most important thing to understand: your specific street matters more than your zip code. A neighbor two blocks away might be on a fully open green circuit while yours shows yellow. Omar checks your exact address against the live PSE&G database before any proposal. Check your PSE&G solar eligibility here.

📌 Even a yellow or restricted circuit doesn’t automatically disqualify you. PSE&G reviews Level 1 residential applications individually on restricted circuits. Getting your application in now puts you first in line when PSE&G upgrades infrastructure in your area — which is happening across North Jersey as part of the EnergizeNJ program. Learn what PSE&G map colors mean here.

Clifton Solar Incentives in 2026

⚠️ Federal Tax Credit — Gone for Direct Purchases in 2026

The 30% federal residential solar tax credit (Section 25D) was eliminated January 1, 2026. Clifton homeowners who purchase solar with cash or a loan receive zero federal tax benefit. The only remaining federal pathway is through a lease or PPA — where Solar by Omar claims the commercial Section 48E credit and passes it through as a lower monthly rate. See our updated NJ lease vs loan analysis.

New Jersey’s incentive stack remains strong and fully intact:

  • NJ SuSI TREC Program — $85.90/MWh for 15 years. Quarterly income payments for every megawatt-hour produced. On a typical 8kW Clifton system — approximately $815/year totaling $12,225 over the full term. Paid directly to your account, separate from bill savings.
  • PSE&G 1:1 Net Metering at $0.26/kWh. Full retail rate credit for every kWh exported. One of the most valuable net metering rates in NJ — higher utility rate means more valuable credits.
  • NJ Property Tax Exemption. Solar panels add real market value to your Clifton home but NJ law prohibits your municipality from raising your property tax assessment because of them.
  • 0% NJ Sales Tax. All solar equipment exempt from NJ’s 6.625% sales tax at purchase — automatic, no application needed.
  • $0-Down Lease. No upfront cost. Immediate monthly savings. Section 48E commercial credit reflected in your rate.

Solar + EV Charging — The Clifton Commuter Advantage

Clifton is one of North Jersey’s premier commuter communities — direct access to Route 3, Route 46, I-80, and the NJ Transit Clifton station. EV adoption is accelerating rapidly here as commuters realize the cost of charging at home vs. public stations.

What Solar + EV Charging Actually Saves a Clifton Commuter

Average Clifton commuter drives ~12,000 miles/year. An EV consuming 3 miles/kWh needs approximately 4,000 kWh/year to charge.

Charging on PSE&G grid: $1,040/year at $0.26/kWh

Charging from your own solar panels: $0

When your solar system produces surplus power, that energy charges your EV instead of going to the grid. Level 2 EV charger installation integrated with your solar system means your daily commute is fully solar-powered — permanently.

Solar by Omar installs Level 2 EV chargers across Clifton — handling the full permit and electrical work. The charger can be sized to maximize solar self-consumption so your car charges primarily during peak production hours.

Clifton Building Department — What Solar Installation Requires

Every solar installation in Clifton requires a building permit from the Clifton Construction Department and electrical approval. Solar by Omar handles all of this on your behalf:

  • Structural analysis. We verify your roof’s load capacity — particularly important on Clifton’s established homes in Richfield, Athenia, and older sections of Allwood where original construction may predate modern load standards.
  • NJ Uniform Construction Code compliance. Fire code-required 3-foot ridge setbacks and proper path of travel maintained on all installations.
  • PSE&G interconnection application. Full paperwork filed with PSE&G to obtain Permission to Operate — we target 6–10 weeks total timeline from signed agreement to live system.
  • Final inspection. We coordinate and attend the municipal inspection so you don’t need to be present.

PSE&G Grid vs Solar by Omar — Clifton

Factor Staying on PSE&G Solar by Omar
Monthly Energy Cost ~$0.26/kWh and rising Fixed — lower from day 1
EV Charging Cost ~$1,040/year at grid rate $0 — charged by your panels
SuSI TREC Income None $815+/year for 15 years
Net Metering Credits None 1:1 at PSE&G’s $0.26/kWh
Rate Hike Exposure Every PSE&G increase hits you Fully insulated — locked rate
Property Value Unchanged Increased — 0% tax impact
Battery Backup No power in outages Optional — Tesla Powerwall available

Clifton Neighborhoods Solar by Omar Serves

Allwood
Athenia
Montclair Heights
Richfield
Delawanna
Botany Village
Lakeview
Styertowne
Brookdale
Albion Place

Clifton Solar FAQs

Clifton is served by PSE&G (Public Service Electric & Gas), New Jersey’s largest utility. PSE&G charges approximately $0.26/kWh — among the higher residential rates in NJ — and offers 1:1 retail net metering plus access to the NJ SuSI TREC program. Read our full PSE&G solar guide here.
On a $0-down lease, Clifton homeowners pay nothing upfront with immediate monthly savings. Purchased systems range from $20,000–$32,000 for typical Clifton properties before NJ incentives. The 30% federal tax credit expired December 31, 2025 for direct purchases — leases still access the commercial 48E credit indirectly. See the full NJ solar cost breakdown.
Clifton spans multiple PSE&G circuits with different capacity levels — some open, some approaching limits. The status depends on your specific street, not just your neighborhood. Omar checks your exact address against the live PSE&G Solar Suitability Map database for free before any proposal. Check your PSE&G eligibility here.
Yes — and it’s one of the strongest financial cases for solar in Clifton. At PSE&G’s $0.26/kWh rate, a typical Clifton EV commuter spends approximately $1,040/year charging on the grid. Integrated solar + Level 2 EV charger means charging primarily from your own panels during peak production hours — essentially free. Solar by Omar installs and permits Level 2 chargers across Clifton as part of your solar project.
NJ SuSI TREC payments ($85.90/MWh for 15 years), PSE&G 1:1 retail net metering at $0.26/kWh, NJ property tax exemption, and 0% NJ sales tax. The federal 30% residential ITC expired December 31, 2025. Lease/PPA financing still accesses it indirectly. See the full 2026 NJ incentives guide.
Yes — Solar by Omar serves all Clifton neighborhoods including Allwood, Athenia, Montclair Heights, Richfield, Delawanna, Botany Village, and surrounding areas. We serve all of Passaic County across PSE&G territory. See our full NJ service area directory.

Cut Your Clifton PSE&G Bill Starting This Month

Omar checks your PSE&G grid status, reviews your roof, and gives you honest numbers on solar + EV charging savings — free, no pressure, no call center.

⚡ Get My Free Clifton Solar Quote

PSE&G eligibility checker · PSE&G suitability map · NJ incentives 2026 · All NJ service areas

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