Momentum Solar
Your Numbers
kWh per year — CT average ~8,500
$
per kWh
$
per month — what utility would charge for same kWh
% increase per year
$
per kWh
% increase per year
Payment Trend
Year-by-Year Breakdown
YearUtility
Monthly		Solar Monthly
(before EPP)		Solar Monthly
(EPP)		Yearly
Savings
Your 25-Year Summary
💡

If You Do Nothing

$0
Total utility payments over 25 years
📈

Savings (before EPP)

$0
💰

Savings With EPP Pricing

$0
💡 What is Efficient Partner Pricing (EPP)? ▼
Save Even More

Efficient Partner Pricing (EPP) rewards homeowners who help us operate efficiently. It's the same idea insurance companies use with non-smoker discounts — people who cost less to serve get better rates.

Here's how it works for you:

  • You set aside time to go through all the information and upgrade to solar in one visit
  • That saves us from making a second trip to your home
  • Each home we don't have to revisit lets us help one additional homeowner that month
  • We pass those efficiency savings back to you as a lower monthly rate

To lock in your EPP rate today, we just need three things:

  • ✅ Sign the agreement — get your solar journey started right now
  • ✅ Schedule your Engineering Visit — we send a specialist to finalize your custom system design
  • ✅ Set up autopay — enroll in automatic bank draft (ACH) to waive the monthly billing fee and lock in your lowest rate

It's a win-win. You get a better price today, and we get to help more families switch to solar. That's why the EPP rate you see above is lower than our standard pricing.

📄 Your Solar Lease — What You're Signing Up For

▼
1. Who Is This Agreement Between? ▼

This agreement is between you (the homeowner) and IGS Solar, LLC (the company that owns and maintains the solar system).

IGS Solar leases the equipment to you. You pay a monthly amount to use the system and keep the power it generates. IGS handles installation, insurance, repairs, and monitoring for the full 25 years.

All obligations start on the "Transaction Date" listed on your agreement — that's the day you sign.

2. How Long Is This Agreement? ▼

This is a 25-year lease — 300 months total. Think of it like leasing a car, but for solar panels.

The clock starts on the first day of the month right after your system gets turned on and connected to the grid. We call that the "Interconnection Date." Every year after that is a "Contract Year."

What this means for you: You're locking in your solar rate for 25 years. No renegotiating, no surprises. After 25 years, you choose what happens next — renew, buy the system, or let us remove it for free.

3. Your Monthly Payment ▼

You pay one fixed monthly amount for using the solar system. That's it. No equipment costs, no installation fees, no maintenance bills.

When you sign up, you'll set up automatic payment by credit card, debit card, or bank transfer (ACH). If you set up auto-pay through your bank (ACH), we usually waive the small monthly billing fee — so it's basically free to pay.

You'll get an email invoice every month. If a payment bounces, there's a standard returned-check fee (same as any other bill). If you're late, the fee is 1.5% per month on the past-due amount.

Sales tax may apply to your monthly payment, just like it does on your utility bill. That's normal.

Bottom line: Set it and forget it. One predictable payment. No utility bill roller coaster.

4. What Each Side Handles ▼

What IGS handles (so you don't have to):

  • Installation and construction start to finish
  • A revenue-grade meter that tracks every kilowatt-hour your system produces
  • Insurance on the system against damage or loss
  • All repairs if something breaks
  • No lien on your house — your home title stays clean. We may file a simple equipment notice (like a car loan notice) just to show we own the panels, but that's it

What we ask from you:

  • Keep trees and bushes trimmed so they don't shade the panels
  • Don't clean or modify the system yourself — call us if something looks off
  • Tell us ASAP if you see damage or something missing
  • Sign permit and inspection paperwork within 7 days when we send it
  • Keep your internet on — the monitoring system needs a connection to track performance. We can use your WiFi or install a cellular gateway
  • Get HOA approval if your neighborhood requires it
  • Don't use the system to heat a pool or hot tub
  • Share utility bills when we ask — helps us verify your savings

Roof work: If you're getting a new roof or doing construction that affects the panels, give us 30 days' notice. We'll coordinate removal and reinstallation. You keep paying your lease during any brief downtime.

Access: We need to get on your roof occasionally for maintenance or monitoring. We'll always try to give you reasonable notice. Access continues for 90 days after the lease ends, just in case we need to remove the system.

Bottom line: IGS handles the technical stuff. You handle basic homeowner stuff. Fair trade.

5. Before We Install ▼

Before installation day, we do our homework:

  • Engineering site audit to make sure your roof is solid
  • Final system design customized for your home
  • Real estate due diligence
  • All city permits, zoning, and building approvals
  • We claim any available rebates and renewable energy credits

You just need to return any paperwork we send you and get HOA approval if it applies.

If for some reason your roof can't support solar or the city won't approve it, we can cancel the agreement — but that's rare and protects both of us.

6. Changes to This Agreement ▼

The only way this agreement changes is if both of us sign a written amendment. No handshake deals, no verbal promises. We can fix utility paperwork to match the lease terms, but nothing changes your rate or your obligations without your signature.

7. Your Warranties ▼

Your protection comes from two documents:

  • The Limited Warranty (Exhibit 2) — covers defects, workmanship, and materials for 25 years
  • The Production Guarantee (Exhibit 3) — makes sure your system performs

Those two documents cover everything that matters. IGS doesn't make promises beyond what's in those exhibits — but honestly, they cover all the important stuff.

8. Can IGS Sell This Lease to Someone Else? ▼

Your lease may be transferred to a qualified financing partner — just like your mortgage gets sold to another bank. This is standard for solar leases.

Your rate, your terms, your warranty — nothing changes for you. The new company takes over the backend, and the old company is off the hook. Same as when your mortgage gets sold.

9. Who Owns the Equipment? ▼

IGS owns the panels, inverters, and equipment. It's considered personal property — like a leased car, not a built-in appliance. It doesn't become part of your house.

You can't let anyone put a lien on the equipment. If a contractor you hire separately tries to file a lien on the panels, you have 30 days to clear it.

Bottom line: You get all the benefits of solar without the headaches of ownership.

10. Who Owns the Power? ▼

You do. Every kilowatt-hour that hits your roof is yours. That's what you're paying for — the power, not the hardware.

11. Tax Credits & Incentives ▼

Since IGS owns the equipment, we claim the federal tax credits, state rebates, and renewable energy credits (SRECs). That's how we can offer you such a low monthly rate. We take the tax benefits on the front end, you take the savings on the back end. Win-win.

You'll need to sign some utility paperwork so we can process the incentives, but that's standard and takes two minutes.

Bottom line: The tax credits are baked into your low monthly payment. You're already getting the benefit — just in the form of savings instead of a tax form.

12. Can You Buy the System Later? Yes. ▼

Starting at year 5, you can buy the system outright if you want. The price is based on whichever is more fair:

  • Your remaining payments at a discount: All remaining lease payments, discounted at 5% per year. Basically "pay off the lease early at a discount."
  • What the system is actually worth: An independent appraiser figures out the fair market value. IGS pays for the appraisal.

If you buy it, you get any remaining manufacturer warranties and a bill of sale. From that day on, you're responsible for maintenance and repairs — just like you own it.

Bottom line: You have an exit ramp. Most people don't buy because the lease savings are already great, but the option is there if your situation changes.

13. What If You Sell Your House? ▼

You have three easy options. Most buyers love taking over a solar lease because it means lower electric bills from day one.

Option 1: Transfer the lease. Give us 30 days' notice, we run a quick credit check on the buyer. If they qualify, they take over the payments. This is the most common route — buyers see solar as a selling point.

Option 2: Prepay the lease. Pay off the remaining payments in a lump sum. The new owner pays nothing but still gets the solar power. Great for cash buyers.

Option 3: Buy the system (only if you're past year 5) and include it in the home sale. Now the buyer owns the panels free and clear.

Bottom line: Solar doesn't trap you in your house. It's a selling point. And if none of these work, talk to us — we want to help, not punish.

14. What Happens After Year 25? ▼

About 3 months before your lease ends, we mail you renewal forms. You have three choices:

  • Renew — sign the forms and keep going
  • Decline — sign the forms saying you're done, and the lease ends
  • Do nothing — your lease continues year-to-year at the same low rate, and you can stop anytime with 30 days' notice

If you don't renew or buy, we can remove the system for free at a time that works for you. Or we may transfer ownership to you as-is at no charge, and the system becomes yours to keep.

Bottom line: No cliff at year 25. You have options, and if you want out, we clean up after ourselves.

15. System Removal ▼

If you don't renew or buy after 25 years, we can remove the system for free and schedule it at your convenience. We'll take the panels off, seal the roof penetrations, and leave your roof as close to original as possible.

Or we may transfer ownership to you as-is at no charge, and the system becomes yours to keep.

16. Storms, Damage & Insurance ▼

Unless you intentionally damage the panels or are grossly negligent, IGS covers everything — hail, wind, fire, theft, you name it.

Your lease payment stays the same during repairs, but remember — you're still getting power from the grid, so your lights stay on while we fix the system. The repair is on us, not you.

Bottom line: Sleep easy. A tree falls on your roof? Not your wallet. Lightning strikes an inverter? We replace it.

17. Liability Limits ▼

If something goes wrong, IGS is only on the hook for direct damages — not lost profits, emotional distress, or other indirect stuff. Your liability to IGS is capped at what you'd owe under the default section.

Standard lease language. Every contract has it.

18. When Would This Go Bad? ▼

You're in default if:

  • You miss a payment and it's 30+ days late
  • You break a major rule and don't fix it within 14 days of us notifying you
  • You alter the system without permission
  • You give us false info on the application
  • You try to sell or transfer the lease without our okay
  • You go into bankruptcy or foreclosure

Bottom line: Pay your bill, don't mess with the equipment, and be honest. Do that, and you'll never think about this section. 99% of customers don't.

19. What Happens If Things Go South? ▼

This is the worst-case scenario section. If you default, we can try to fix the situation, take the system back, ask for the remaining value, or report it to credit bureaus.

This almost never happens because most people just pay their bill and enjoy the savings. If you're struggling, call us before you miss a payment — we'd rather work with you than against you.

20. Credit Check ▼

We run your credit when you apply. We report your payment history to credit bureaus.

Pay on time, build credit. Miss payments, it can hurt — just like any other bill. Standard stuff.

21. Photos of Your System ▼

We might take pictures of the panels on your roof for our website or marketing materials. Your name, address, and personal details stay private.

Your house might be a solar model home. No big deal.

22. Waivers ▼

If we don't enforce a rule one time, that doesn't mean we can't enforce it later. Standard contract language.

23. Legal Stuff ▼

This agreement follows the laws of your state. If there's a dispute, it gets handled in your local courts. No jury trials, no class actions — just straightforward resolution.

Standard legal boilerplate. Every contract has it.

24. Notices ▼

Important stuff has to be in writing — email, mail, or hand delivery. No "he said, she said."

25. The Whole Deal ▼

This document is the whole deal. No side agreements unless both of us sign them. If a court says one part doesn't work, the rest still stands.

26. Your Right to Cancel — 7-Day Safety Net ▼

You have 7 business days to change your mind. Zero cost. Zero hassle.

Sleep on it. Talk to your spouse. Google us. If you're not 100% in, cancel within a week and it's like it never happened. We'll refund any payments within 10 business days.

To cancel, just send a written notice to:

IGS Solar, LLC
6100 Emerald Parkway
Dublin, Ohio 43016
Email: SolarSupport@igs.com

Before You Sign ▼

By signing, you're saying:

  • "I've read this agreement and I understand it's legally binding"
  • "I know utility rates change over time, so savings can vary month to month — but over 25 years, the math is strongly in my favor"

Don't sign if there are blank spaces. Everything should be filled in before you put pen to paper.

Bottom line: You're making an informed decision. No pressure, no rush. You have 7 days to back out. Let me make sure every blank is filled and every question is answered before you sign.

Your 25-Year Warranty ▼

System Warranty: Professional install, free from defects in workmanship and materials for 25 years under normal use.

Roof Warranty: All roof penetrations are watertight for 5 years. If we put a hole in your roof, we seal it right.

Operation: The system will operate within manufacturer specs. If not, we repair or replace defective parts and restore operation.

Monitoring: Free monitoring for the full 25 years (unless you buy the system). We watch your production remotely. If something's off, we know before you do and we fix it.

Claims: Email SolarSupport@igs.com, call 888.974.0114, or mail overnight to 6100 Emerald Parkway, Dublin, OH 43016 — ATTN: IGS Residential Solar.

What's NOT covered: Damage you cause, unauthorized repairs, new tree growth shading the panels, or failures not caused by a system defect. Acts of God (hurricanes, earthquakes) — but remember, IGS still insures the system against those.

Bottom line: You're covered for 25 years. If the system breaks, underperforms, or leaks — we handle it. That's the whole point of leasing instead of buying.

Ocean County · JCP&L Territory · 2026

Solar Panel Installation in Toms River, NJ

Stop letting JCP&L’s rising rates drain your wallet. Toms River homeowners save an average of $74,000 over 25 years by going solar — with $0 down and no upfront cost.

Get Your Free Toms River Quote ⚡
Local Utility
JCP&L (1:1 Net Metering)
JCP&L Rate (2026)
~$0.17/kWh
Peak Sun Hours
4.7 hrs/day (above NJ avg)
SuSI Incentive
$85.90/MWh for 15 years
Primary Services
Solar, Battery, EV Chargers
Install Time
1-day install, PTO in ~60 days

Homeowners across Toms River are feeling the squeeze from consistent JCP&L rate hikes. As summer air conditioning usage spikes across the Jersey Shore and NJ electricity rates have climbed nearly 18% since 2021, staying dependent on the traditional grid has become a serious financial liability. At Solar by Omar, we help Ocean County homeowners lock in their energy costs for the next 25 years with custom solar installations built specifically for the coastal NJ climate.

$74K+
Avg. 25-Year Savings
9kW system, JCP&L rates
4.7
Peak Sun Hours/Day
Above NJ state average
$13.8K
SuSI Income (15 yrs)
9kW at $85.90/MWh
Residential solar panel installation in Toms River NJ by Solar by Omar — coastal high-efficiency system with hurricane-rated racking
Featured Project: Tier-1 solar array engineered for coastal wind loads, installed in Toms River, Ocean County, NJ.

Toms River Solar Costs & Savings in 2026

A typical 9 kW solar system in Toms River — sized to offset the average JCP&L household’s usage — costs approximately $24,000–$28,000 before incentives. With Solar by Omar’s $0-down lease model, you pay nothing upfront and start saving from month one.

✓ What a 9kW System Produces in Toms River

At 4.7 peak sun hours per day, a 9kW system generates approximately 11,700 kWh/year in Toms River — slightly above the NJ average thanks to the Shore’s open sky exposure. That production earns roughly $925/year in SuSI income at current rates, totaling $13,875 over the 15-year program term.

Metric Standard Grid (JCP&L) Solar by Omar
Monthly Bill Rising annually Fixed / near $0
Net Metering None 1:1 Retail Credit
Property Tax Impact Standard rates 100% value exempt (NJ law)
Upfront Cost None $0 down (lease model)
Storm Vulnerability Grid goes down Battery backup option

2026 Ocean County Solar Incentives

Toms River homeowners have access to some of the strongest solar incentives in the country. Here’s what’s currently available:

NJ SuSI Program
$85.90/MWh
Guaranteed state income for 15 years on every kWh your system generates. Paid quarterly.
NJ Sales Tax Exemption
6.625% off
No NJ sales tax on solar equipment or installation. Saves $1,500–$2,000 on a typical system.
NJ Property Tax Exemption
100% exempt
Solar adds ~4.1% to your home value but NJ law prevents any increase in your property tax bill.
JCP&L Net Metering
1:1 Retail
Full retail credit for every excess kWh you send to the grid. Summer surplus covers winter bills.

⚠️ Federal Tax Credit Update (2026)

The 30% federal residential solar tax credit (Section 25D) has changed for 2026. Eligibility depends on your specific situation. Contact us for current guidance — NJ state incentives remain strong regardless of federal status.

Toms River Township Permitting & Coastal Requirements

Installing solar near the Jersey Shore requires more than a standard permit pull. The Toms River Township Building Department and Ocean County code enforce strict engineering requirements that out-of-state national companies routinely underestimate.

What Solar by Omar Handles for Every Toms River Installation

  • Coastal Wind Load Engineering: Racking systems rated for 130+ mph — required for Ocean County’s nor’easters and post-Sandy building codes.
  • Fire Code Setbacks: Compliant pathways and setbacks per NJ fire code on every roof type.
  • Electrical Panel Assessment: Many Toms River homes built in the 1960s–1990s have 100-amp or 150-amp panels that may need upgrading before installation. We assess this upfront so there are no surprises.
  • JCP&L Interconnection Application: Full utility paperwork to get your Permission to Operate (PTO) as fast as possible.
  • Flood Zone Documentation: For homes in FEMA flood zones, we provide the necessary documentation for your insurance carrier.

National solar companies that don’t operate locally often underestimate Ocean County’s permit requirements, leading to delays and change orders. Solar by Omar’s in-house NABCEP-certified crews have pulled permits in Toms River Township and know the local inspectors — which is how we complete installations in a single day and reach PTO in 45–75 days.

Battery Backup for Jersey Shore Storm Resilience

Ocean County residents know exactly what happens to the JCP&L grid during severe coastal storms. Power outages after nor’easters and hurricanes can last days. With a solar battery backup system, your home becomes an independent micro-grid — your refrigerator, lights, sump pump, and phone chargers keep running when the neighborhood goes dark.

Battery Costs in Toms River (2026)

A single home battery (10–15 kWh capacity) runs $12,000–$20,000 installed in Ocean County, depending on brand, capacity, and electrical work required. The most common cost variable isn’t the battery itself — it’s whether your home’s electrical panel needs an upgrade. Many Toms River homes built before 2000 have 100-amp panels that require an upgrade to 200-amp service to support a modern battery system, which can add $2,000–$4,000 to the project.

We also install Tesla Powerwall 3 systems and professional EV chargers — so you can power your commute with sunlight.

Why Toms River Is One of NJ’s Best Solar Markets

Toms River’s combination of geography, utility territory, and housing stock makes it one of the strongest solar markets in New Jersey:

  • Above-average solar irradiance: The Shore’s open coastal exposure means 4.7 peak sun hours per day — more than most inland NJ towns.
  • Ideal roof stock: The suburban neighborhoods of Silverton, North Dover, and East Dover feature large, south-facing roof planes with minimal shade from trees or neighboring buildings.
  • JCP&L net metering: Full 1:1 retail credit means summer overproduction directly offsets winter utility bills — no wasted energy.
  • Post-Sandy awareness: Ocean County homeowners understand grid vulnerability better than almost anywhere in NJ, making battery backup adoption higher here than statewide averages.

Frequently Asked Questions — Toms River Solar

A typical 9 kW system costs approximately $24,000–$28,000 before incentives. With Solar by Omar’s $0-down lease, there’s no upfront cost. NJ’s SuSI program, sales tax exemption, and property tax exemption significantly reduce the effective cost for homeowners who purchase.

Yes. JCP&L provides 1:1 retail net metering. Every excess kWh you send to the grid is credited at the full retail rate. Surplus summer production rolls forward to cover your winter heating season bills.

Yes, when installed with proper coastal engineering. Solar by Omar uses hurricane-rated racking systems rated for 130+ mph wind loads — required by Ocean County code. Every installation is engineered to post-Sandy NJ coastal building requirements.

The federal residential solar tax credit (Section 25D) status changed in 2026. Contact us for the most current guidance. NJ state incentives — SuSI, sales tax exemption, and property tax exemption — remain fully active regardless of federal status.

Physical installation is completed in a single day by our in-house NABCEP crew. From signed contract to Permission to Operate (PTO) from JCP&L typically takes 45–75 days — most of that is permit processing and utility paperwork, which we handle entirely.

Get Your Free Toms River Solar Audit

We analyze your JCP&L bill and roof via satellite and show your exact 25-year savings projection — no pressure, no commitment, same day.

Book My Toms River Audit ⚡

Solar by Omar proudly serves all of Ocean County and New Jersey. View our full NJ Service Area Directory.

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