Momentum Solar
Your Numbers
kWh per year — CT average ~8,500
$
per kWh
$
per month — what utility would charge for same kWh
% increase per year
$
per kWh
% increase per year
Payment Trend
Year-by-Year Breakdown
YearUtility
Monthly		Solar Monthly
(before EPP)		Solar Monthly
(EPP)		Yearly
Savings
Your 25-Year Summary
💡

If You Do Nothing

$0
Total utility payments over 25 years
📈

Savings (before EPP)

$0
💰

Savings With EPP Pricing

$0
💡 What is Efficient Partner Pricing (EPP)? ▼
Save Even More

Efficient Partner Pricing (EPP) rewards homeowners who help us operate efficiently. It's the same idea insurance companies use with non-smoker discounts — people who cost less to serve get better rates.

Here's how it works for you:

  • You set aside time to go through all the information and upgrade to solar in one visit
  • That saves us from making a second trip to your home
  • Each home we don't have to revisit lets us help one additional homeowner that month
  • We pass those efficiency savings back to you as a lower monthly rate

To lock in your EPP rate today, we just need three things:

  • ✅ Sign the agreement — get your solar journey started right now
  • ✅ Schedule your Engineering Visit — we send a specialist to finalize your custom system design
  • ✅ Set up autopay — enroll in automatic bank draft (ACH) to waive the monthly billing fee and lock in your lowest rate

It's a win-win. You get a better price today, and we get to help more families switch to solar. That's why the EPP rate you see above is lower than our standard pricing.

📄 Your Solar Lease — What You're Signing Up For

▼
1. Who Is This Agreement Between? ▼

This agreement is between you (the homeowner) and IGS Solar, LLC (the company that owns and maintains the solar system).

IGS Solar leases the equipment to you. You pay a monthly amount to use the system and keep the power it generates. IGS handles installation, insurance, repairs, and monitoring for the full 25 years.

All obligations start on the "Transaction Date" listed on your agreement — that's the day you sign.

2. How Long Is This Agreement? ▼

This is a 25-year lease — 300 months total. Think of it like leasing a car, but for solar panels.

The clock starts on the first day of the month right after your system gets turned on and connected to the grid. We call that the "Interconnection Date." Every year after that is a "Contract Year."

What this means for you: You're locking in your solar rate for 25 years. No renegotiating, no surprises. After 25 years, you choose what happens next — renew, buy the system, or let us remove it for free.

3. Your Monthly Payment ▼

You pay one fixed monthly amount for using the solar system. That's it. No equipment costs, no installation fees, no maintenance bills.

When you sign up, you'll set up automatic payment by credit card, debit card, or bank transfer (ACH). If you set up auto-pay through your bank (ACH), we usually waive the small monthly billing fee — so it's basically free to pay.

You'll get an email invoice every month. If a payment bounces, there's a standard returned-check fee (same as any other bill). If you're late, the fee is 1.5% per month on the past-due amount.

Sales tax may apply to your monthly payment, just like it does on your utility bill. That's normal.

Bottom line: Set it and forget it. One predictable payment. No utility bill roller coaster.

4. What Each Side Handles ▼

What IGS handles (so you don't have to):

  • Installation and construction start to finish
  • A revenue-grade meter that tracks every kilowatt-hour your system produces
  • Insurance on the system against damage or loss
  • All repairs if something breaks
  • No lien on your house — your home title stays clean. We may file a simple equipment notice (like a car loan notice) just to show we own the panels, but that's it

What we ask from you:

  • Keep trees and bushes trimmed so they don't shade the panels
  • Don't clean or modify the system yourself — call us if something looks off
  • Tell us ASAP if you see damage or something missing
  • Sign permit and inspection paperwork within 7 days when we send it
  • Keep your internet on — the monitoring system needs a connection to track performance. We can use your WiFi or install a cellular gateway
  • Get HOA approval if your neighborhood requires it
  • Don't use the system to heat a pool or hot tub
  • Share utility bills when we ask — helps us verify your savings

Roof work: If you're getting a new roof or doing construction that affects the panels, give us 30 days' notice. We'll coordinate removal and reinstallation. You keep paying your lease during any brief downtime.

Access: We need to get on your roof occasionally for maintenance or monitoring. We'll always try to give you reasonable notice. Access continues for 90 days after the lease ends, just in case we need to remove the system.

Bottom line: IGS handles the technical stuff. You handle basic homeowner stuff. Fair trade.

5. Before We Install ▼

Before installation day, we do our homework:

  • Engineering site audit to make sure your roof is solid
  • Final system design customized for your home
  • Real estate due diligence
  • All city permits, zoning, and building approvals
  • We claim any available rebates and renewable energy credits

You just need to return any paperwork we send you and get HOA approval if it applies.

If for some reason your roof can't support solar or the city won't approve it, we can cancel the agreement — but that's rare and protects both of us.

6. Changes to This Agreement ▼

The only way this agreement changes is if both of us sign a written amendment. No handshake deals, no verbal promises. We can fix utility paperwork to match the lease terms, but nothing changes your rate or your obligations without your signature.

7. Your Warranties ▼

Your protection comes from two documents:

  • The Limited Warranty (Exhibit 2) — covers defects, workmanship, and materials for 25 years
  • The Production Guarantee (Exhibit 3) — makes sure your system performs

Those two documents cover everything that matters. IGS doesn't make promises beyond what's in those exhibits — but honestly, they cover all the important stuff.

8. Can IGS Sell This Lease to Someone Else? ▼

Your lease may be transferred to a qualified financing partner — just like your mortgage gets sold to another bank. This is standard for solar leases.

Your rate, your terms, your warranty — nothing changes for you. The new company takes over the backend, and the old company is off the hook. Same as when your mortgage gets sold.

9. Who Owns the Equipment? ▼

IGS owns the panels, inverters, and equipment. It's considered personal property — like a leased car, not a built-in appliance. It doesn't become part of your house.

You can't let anyone put a lien on the equipment. If a contractor you hire separately tries to file a lien on the panels, you have 30 days to clear it.

Bottom line: You get all the benefits of solar without the headaches of ownership.

10. Who Owns the Power? ▼

You do. Every kilowatt-hour that hits your roof is yours. That's what you're paying for — the power, not the hardware.

11. Tax Credits & Incentives ▼

Since IGS owns the equipment, we claim the federal tax credits, state rebates, and renewable energy credits (SRECs). That's how we can offer you such a low monthly rate. We take the tax benefits on the front end, you take the savings on the back end. Win-win.

You'll need to sign some utility paperwork so we can process the incentives, but that's standard and takes two minutes.

Bottom line: The tax credits are baked into your low monthly payment. You're already getting the benefit — just in the form of savings instead of a tax form.

12. Can You Buy the System Later? Yes. ▼

Starting at year 5, you can buy the system outright if you want. The price is based on whichever is more fair:

  • Your remaining payments at a discount: All remaining lease payments, discounted at 5% per year. Basically "pay off the lease early at a discount."
  • What the system is actually worth: An independent appraiser figures out the fair market value. IGS pays for the appraisal.

If you buy it, you get any remaining manufacturer warranties and a bill of sale. From that day on, you're responsible for maintenance and repairs — just like you own it.

Bottom line: You have an exit ramp. Most people don't buy because the lease savings are already great, but the option is there if your situation changes.

13. What If You Sell Your House? ▼

You have three easy options. Most buyers love taking over a solar lease because it means lower electric bills from day one.

Option 1: Transfer the lease. Give us 30 days' notice, we run a quick credit check on the buyer. If they qualify, they take over the payments. This is the most common route — buyers see solar as a selling point.

Option 2: Prepay the lease. Pay off the remaining payments in a lump sum. The new owner pays nothing but still gets the solar power. Great for cash buyers.

Option 3: Buy the system (only if you're past year 5) and include it in the home sale. Now the buyer owns the panels free and clear.

Bottom line: Solar doesn't trap you in your house. It's a selling point. And if none of these work, talk to us — we want to help, not punish.

14. What Happens After Year 25? ▼

About 3 months before your lease ends, we mail you renewal forms. You have three choices:

  • Renew — sign the forms and keep going
  • Decline — sign the forms saying you're done, and the lease ends
  • Do nothing — your lease continues year-to-year at the same low rate, and you can stop anytime with 30 days' notice

If you don't renew or buy, we can remove the system for free at a time that works for you. Or we may transfer ownership to you as-is at no charge, and the system becomes yours to keep.

Bottom line: No cliff at year 25. You have options, and if you want out, we clean up after ourselves.

15. System Removal ▼

If you don't renew or buy after 25 years, we can remove the system for free and schedule it at your convenience. We'll take the panels off, seal the roof penetrations, and leave your roof as close to original as possible.

Or we may transfer ownership to you as-is at no charge, and the system becomes yours to keep.

16. Storms, Damage & Insurance ▼

Unless you intentionally damage the panels or are grossly negligent, IGS covers everything — hail, wind, fire, theft, you name it.

Your lease payment stays the same during repairs, but remember — you're still getting power from the grid, so your lights stay on while we fix the system. The repair is on us, not you.

Bottom line: Sleep easy. A tree falls on your roof? Not your wallet. Lightning strikes an inverter? We replace it.

17. Liability Limits ▼

If something goes wrong, IGS is only on the hook for direct damages — not lost profits, emotional distress, or other indirect stuff. Your liability to IGS is capped at what you'd owe under the default section.

Standard lease language. Every contract has it.

18. When Would This Go Bad? ▼

You're in default if:

  • You miss a payment and it's 30+ days late
  • You break a major rule and don't fix it within 14 days of us notifying you
  • You alter the system without permission
  • You give us false info on the application
  • You try to sell or transfer the lease without our okay
  • You go into bankruptcy or foreclosure

Bottom line: Pay your bill, don't mess with the equipment, and be honest. Do that, and you'll never think about this section. 99% of customers don't.

19. What Happens If Things Go South? ▼

This is the worst-case scenario section. If you default, we can try to fix the situation, take the system back, ask for the remaining value, or report it to credit bureaus.

This almost never happens because most people just pay their bill and enjoy the savings. If you're struggling, call us before you miss a payment — we'd rather work with you than against you.

20. Credit Check ▼

We run your credit when you apply. We report your payment history to credit bureaus.

Pay on time, build credit. Miss payments, it can hurt — just like any other bill. Standard stuff.

21. Photos of Your System ▼

We might take pictures of the panels on your roof for our website or marketing materials. Your name, address, and personal details stay private.

Your house might be a solar model home. No big deal.

22. Waivers ▼

If we don't enforce a rule one time, that doesn't mean we can't enforce it later. Standard contract language.

23. Legal Stuff ▼

This agreement follows the laws of your state. If there's a dispute, it gets handled in your local courts. No jury trials, no class actions — just straightforward resolution.

Standard legal boilerplate. Every contract has it.

24. Notices ▼

Important stuff has to be in writing — email, mail, or hand delivery. No "he said, she said."

25. The Whole Deal ▼

This document is the whole deal. No side agreements unless both of us sign them. If a court says one part doesn't work, the rest still stands.

26. Your Right to Cancel — 7-Day Safety Net ▼

You have 7 business days to change your mind. Zero cost. Zero hassle.

Sleep on it. Talk to your spouse. Google us. If you're not 100% in, cancel within a week and it's like it never happened. We'll refund any payments within 10 business days.

To cancel, just send a written notice to:

IGS Solar, LLC
6100 Emerald Parkway
Dublin, Ohio 43016
Email: SolarSupport@igs.com

Before You Sign ▼

By signing, you're saying:

  • "I've read this agreement and I understand it's legally binding"
  • "I know utility rates change over time, so savings can vary month to month — but over 25 years, the math is strongly in my favor"

Don't sign if there are blank spaces. Everything should be filled in before you put pen to paper.

Bottom line: You're making an informed decision. No pressure, no rush. You have 7 days to back out. Let me make sure every blank is filled and every question is answered before you sign.

Your 25-Year Warranty ▼

System Warranty: Professional install, free from defects in workmanship and materials for 25 years under normal use.

Roof Warranty: All roof penetrations are watertight for 5 years. If we put a hole in your roof, we seal it right.

Operation: The system will operate within manufacturer specs. If not, we repair or replace defective parts and restore operation.

Monitoring: Free monitoring for the full 25 years (unless you buy the system). We watch your production remotely. If something's off, we know before you do and we fix it.

Claims: Email SolarSupport@igs.com, call 888.974.0114, or mail overnight to 6100 Emerald Parkway, Dublin, OH 43016 — ATTN: IGS Residential Solar.

What's NOT covered: Damage you cause, unauthorized repairs, new tree growth shading the panels, or failures not caused by a system defect. Acts of God (hurricanes, earthquakes) — but remember, IGS still insures the system against those.

Bottom line: You're covered for 25 years. If the system breaks, underperforms, or leaks — we handle it. That's the whole point of leasing instead of buying.

Solar Panel Installation in Cherry Hill, NJ — 2026 Guide | Solar by Omar Skip to main content
Cherry Hill, NJ — PSE&G Territory

Solar Panel Installation in
Cherry Hill, NJ

Stop paying PSE&G full retail rates. Cherry Hill homeowners are locking in $0-down solar and saving hundreds per month — with NJ SuSI TREC payments on top for 15 years.

Get My Free Cherry Hill Quote
Updated May 10, 2026 12 min read
Omar Jackson — Cherry Hill Solar Installer
Omar Jackson — Founder, Solar by Omar Former solar rep who’s done consultations across Camden County. This guide covers what Cherry Hill homeowners on PSE&G actually need to know before going solar in 2026.

Cherry Hill is one of the best solar markets in South Jersey. PSE&G territory, strong homeownership rates, spacious roof profiles, and some of the highest residential electric bills in Camden County. This guide covers everything a Cherry Hill homeowner needs to know about going solar in 2026 — incentives, grid status, costs, and what to watch out for.

Cherry Hill Solar Quick Facts 2026

Local Utility
PSE&G
Avg Monthly Bill
~$376/month
Net Metering
1:1 Retail Rate
NJ SuSI TREC Rate
$85.90/MWh
Federal Tax Credit
Expired Dec 2025
$0-Down Available
Yes
Residential solar panel installation in Cherry Hill NJ by Solar by Omar — 8kW PSE&G territory system
Recent Solar by Omar installation in Cherry Hill, Camden County, NJ — 8kW Tier-1 system in PSE&G territory.
$376Avg Monthly Electric Bill in Cherry Hill
$50K+Estimated 25-Year Solar Savings
15 yrsNJ SuSI TREC Payment Term

Why Cherry Hill is One of NJ’s Best Solar Markets

Cherry Hill’s Solar Advantage

Cherry Hill’s housing stock — from the mid-century homes in Barclay Farm to the spacious properties in Erlton, Kingston Estates, and Willowdale — offers ideal south and west-facing roof exposure for maximum solar production. Average monthly electric bills of $376 mean your net metering credits are worth significantly more here than in lower-rate utility territories.

Camden County homeowners on PSE&G benefit from 1:1 retail net metering — every kilowatt-hour your system sends back to the grid is credited at the same retail rate you’d pay for electricity. PSE&G charges ~$0.26/kWh, which is among the higher residential rates in NJ. Higher rates mean higher net metering credit value, faster payback, and stronger total savings.

With PSE&G rates having increased significantly in recent years and further increases expected, Cherry Hill homeowners who lock in a fixed-rate solar program today are insulated from every future rate hike PSE&G files.

PSE&G Solar Grid Status for Cherry Hill in 2026

PSE&G publishes a Solar Power Suitability Map that shows each neighborhood’s circuit capacity in red, yellow, or green. Cherry Hill sits across multiple circuits — some neighborhoods have plenty of open capacity, others are filling up as solar adoption accelerates. Check your PSE&G solar eligibility by address to see your circuit status before planning your installation.

Your specific street matters. A neighbor three blocks away might be on a green circuit while yours is yellow or red. The only way to know your exact status is to have someone with direct PSE&G database access run your address — which Omar does for free before any proposal. Learn what PSE&G map colors mean here.

Even if your circuit shows yellow or red on the map, that doesn’t automatically disqualify you. PSE&G still reviews Level 1 residential applications (under 10kW — which covers most homes) individually on restricted circuits. And getting your application in now means you’re first in line when PSE&G upgrades your area’s infrastructure.

Cherry Hill Solar Incentives in 2026 — What’s Left

Federal Tax Credit Update — Important

The 30% federal residential solar tax credit (Section 25D) was eliminated effective January 1, 2026 by the One Big Beautiful Bill Act. Cherry Hill homeowners who purchased solar in 2025 can still claim it. In 2026, the only remaining federal pathway is through a $0-down solar lease or PPA — where the installer claims the commercial 48E credit and passes it through as a lower monthly rate. Compare lease vs loan for NJ homeowners here.

The good news: NJ’s own incentive stack remains strong and fully intact:

  • NJ SuSI TREC Program — $85.90/MWh for 15 years. Your system earns quarterly payments for every megawatt-hour produced through the NJ SuSI TREC program. This is separate from your bill savings — actual income paid directly to you.
  • 1:1 Retail Net Metering. PSE&G credits your account at full retail rate for every kWh you export. Credits bank monthly and offset future usage.
  • NJ Property Tax Exemption. Solar panels add measurable market value to your home but doesn’t raise your property taxes — NJ law prohibits municipalities from raising your property tax assessment because of them.
  • 0% NJ Sales Tax. All solar equipment is exempt from New Jersey’s 6.625% sales tax — an automatic saving at point of purchase.
  • $0-Down Financing. No upfront cost through a solar lease — immediate monthly savings from day one, with the installer passing through the 48E federal credit benefit.

Cherry Hill: PSE&G Grid vs Solar by Omar

Factor Staying on PSE&G Solar by Omar
Monthly Energy Cost ~$376 and rising Fixed — typically lower from day 1
2026 Solar Incentives None — you pay full rate NJ SuSI TRECs + net metering + property tax shield
Rate Protection Exposed to all PSE&G hikes Fixed rate locked for 20-25 years
Grid Outages No backup — full downtime Tesla Powerwall backup available
Property Value $0 increase +4.1% average (Zillow study)
Upfront Cost $0 (just keep paying) $0-down available

Still unsure? See our full analysis of whether solar is worth it for NJ homeowners including break-even calculations by utility territory.

Solar by Cherry Hill Neighborhood

Every Cherry Hill neighborhood has different roof profiles, shading patterns, and HOA considerations. Here’s how solar performs across the township:

Barclay Farm
Erlton
Kingston Estates
Willowdale
Springdale
Ashland
Cherry Hill West
Colwick
Woodcrest
Cherry Hill Estates

What Solar Costs in Cherry Hill (2026 Pricing)

The cost of a residential solar system in Cherry Hill depends on your roof size, energy usage, and whether you choose a lease or purchase. Here are the numbers PSE&G homeowners in Camden County are seeing:

Cherry Hill Solar Pricing Overview

System Size (Typical)
7-10 kW
Avg Gross Cost
$21,000-30,000
$0-Down Lease
$89-140/mo
Estimated Payback
6-8 years

These numbers assume a south-facing roof with minimal shading. A free roof assessment using 3D LIDAR will give you exact numbers for your specific home. Omar checks your actual roof pitch, shading from trees and neighboring buildings, and your PSE&G circuit status before any proposal.

What Factors Change Your Price

Several factors specific to Cherry Hill can push your system bigger or smaller:

  • Central air conditioning load. Many Barclay Farm and Kingston Estates homes run central AC 5+ months a year. A larger system to cover that summer peak can mean a bigger array but stronger total savings.
  • Pool pump electricity. Homes with pools in Springdale and Woodcrest areas often see $80-150/month just on pump operation. Solar-sized correctly can erase this entirely.
  • Tesla Powerwall or battery backup. Adding a Powerwall 3 increases upfront cost but gives you backup during PSE&G outages and optimizes your time-of-use strategy. Tesla Powerwall 3 installation in Cherry Hill is available as an add-on to any solar system.
  • Roof condition. Older homes in Erlton and Colwick may need roof replacement before solar. Solar by Omar coordinates both — solar + roof in one project.
★★★★★

“Omar’s team installed our 8.5kW system on our Kingston Estates home in under 2 days. They handled all the PSE&G paperwork, our system was approved in 3 weeks, and we’re already seeing $280+ monthly savings. The SuSI TREC payments are a nice bonus on top.”

— Cherry Hill Homeowner, Kingston Estates

Frequently Asked Questions: Cherry Hill Solar

Yes — Cherry Hill is one of the better solar markets in Camden County. PSE&G’s high retail rates (~$0.26/kWh) mean every kWh your panels produce is worth more than in lower-rate territories. Combined with NJ’s SuSI TREC program paying $85.90/MWh for 15 years, most Cherry Hill homeowners see 6-8 year payback periods and $50K+ in 25-year savings. The key is checking your specific street’s circuit status on the PSE&G Solar Suitability Map.
Absolutely. Cherry Hill Township follows NJ state law which prohibits municipalities from banning solar installations. The township requires standard building permits for rooftop solar, which Solar by Omar handles entirely as part of your project. HOA restrictions may apply in some private communities — we review your HOA documents and work with them directly to ensure compliance.
NJ’s Successor Solar Incentive (SuSI) program pays homeowners for every megawatt-hour (MWh) their solar system produces, regardless of whether you use that electricity or export it. In 2026, the residential TREC rate is $85.90/MWh, paid quarterly for 15 years. For a typical 8kW Cherry Hill system, this generates roughly $600-900 per year in TREC income — on top of your PSE&G bill savings. This is real money deposited directly to your bank account, separate from net metering credits. See our complete NJ solar incentives guide for full details on all available programs.
No. New Jersey law specifically prohibits municipalities from increasing property tax assessments due to solar panel installations. Your home’s market value may increase (studies show an average 4.1% boost), but Cherry Hill Township cannot legally raise your assessed value because of solar. This is one of NJ’s strongest pro-solar protections.
From signed agreement to PSE&G permission to operate (PTO), most Cherry Hill residential projects take 60-90 days. The actual roof installation is 1-2 days. The longest phase is typically PSE&G’s interconnection review, which takes 2-4 weeks for Level 1 residential applications in green zones, and 4-8 weeks in yellow or red zones. Solar by Omar handles all permits, inspections, and PSE&G paperwork — you’re not managing any of it. Read more in our solar installation and roofing guide.
Without a battery, your solar system shuts off during a PSE&G outage for safety reasons — it’s required by code to protect utility workers. With a Tesla Powerwall 3 battery, your home switches to battery backup instantly. Most Powerwall configurations keep essential circuits (refrigerator, lights, Wi-Fi) running 8-24 hours depending on usage. During sunny days, your panels recharge the battery while powering your home.

Learn More About Going Solar in NJ

Best Solar Companies in NJ Reviews & comparisons NJ Solar Incentives Guide All programs explained Avoiding Solar Scams in NJ Red flags to watch for Solar & Home Insurance What changes & what doesn’t Solar for Seniors & Retirees Fixed-income programs Selling a Home With Solar Transfer & buyout guide

Get Your Free Cherry Hill Solar Assessment

Omar will check your roof, your PSE&G circuit status, and calculate your exact savings — free, no pitch, 60 seconds.

Check My Cherry Hill Address — It’s Free

Also Serving Near Cherry Hill

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