Momentum Solar
Your Numbers
kWh per year — CT average ~8,500
$
per kWh
$
per month — what utility would charge for same kWh
% increase per year
$
per kWh
% increase per year
Payment Trend
Year-by-Year Breakdown
YearUtility
Monthly		Solar Monthly
(before EPP)		Solar Monthly
(EPP)		Yearly
Savings
Your 25-Year Summary
💡

If You Do Nothing

$0
Total utility payments over 25 years
📈

Savings (before EPP)

$0
💰

Savings With EPP Pricing

$0
💡 What is Efficient Partner Pricing (EPP)? ▼
Save Even More

Efficient Partner Pricing (EPP) rewards homeowners who help us operate efficiently. It's the same idea insurance companies use with non-smoker discounts — people who cost less to serve get better rates.

Here's how it works for you:

  • You set aside time to go through all the information and upgrade to solar in one visit
  • That saves us from making a second trip to your home
  • Each home we don't have to revisit lets us help one additional homeowner that month
  • We pass those efficiency savings back to you as a lower monthly rate

To lock in your EPP rate today, we just need three things:

  • ✅ Sign the agreement — get your solar journey started right now
  • ✅ Schedule your Engineering Visit — we send a specialist to finalize your custom system design
  • ✅ Set up autopay — enroll in automatic bank draft (ACH) to waive the monthly billing fee and lock in your lowest rate

It's a win-win. You get a better price today, and we get to help more families switch to solar. That's why the EPP rate you see above is lower than our standard pricing.

📄 Your Solar Lease — What You're Signing Up For

▼
1. Who Is This Agreement Between? ▼

This agreement is between you (the homeowner) and IGS Solar, LLC (the company that owns and maintains the solar system).

IGS Solar leases the equipment to you. You pay a monthly amount to use the system and keep the power it generates. IGS handles installation, insurance, repairs, and monitoring for the full 25 years.

All obligations start on the "Transaction Date" listed on your agreement — that's the day you sign.

2. How Long Is This Agreement? ▼

This is a 25-year lease — 300 months total. Think of it like leasing a car, but for solar panels.

The clock starts on the first day of the month right after your system gets turned on and connected to the grid. We call that the "Interconnection Date." Every year after that is a "Contract Year."

What this means for you: You're locking in your solar rate for 25 years. No renegotiating, no surprises. After 25 years, you choose what happens next — renew, buy the system, or let us remove it for free.

3. Your Monthly Payment ▼

You pay one fixed monthly amount for using the solar system. That's it. No equipment costs, no installation fees, no maintenance bills.

When you sign up, you'll set up automatic payment by credit card, debit card, or bank transfer (ACH). If you set up auto-pay through your bank (ACH), we usually waive the small monthly billing fee — so it's basically free to pay.

You'll get an email invoice every month. If a payment bounces, there's a standard returned-check fee (same as any other bill). If you're late, the fee is 1.5% per month on the past-due amount.

Sales tax may apply to your monthly payment, just like it does on your utility bill. That's normal.

Bottom line: Set it and forget it. One predictable payment. No utility bill roller coaster.

4. What Each Side Handles ▼

What IGS handles (so you don't have to):

  • Installation and construction start to finish
  • A revenue-grade meter that tracks every kilowatt-hour your system produces
  • Insurance on the system against damage or loss
  • All repairs if something breaks
  • No lien on your house — your home title stays clean. We may file a simple equipment notice (like a car loan notice) just to show we own the panels, but that's it

What we ask from you:

  • Keep trees and bushes trimmed so they don't shade the panels
  • Don't clean or modify the system yourself — call us if something looks off
  • Tell us ASAP if you see damage or something missing
  • Sign permit and inspection paperwork within 7 days when we send it
  • Keep your internet on — the monitoring system needs a connection to track performance. We can use your WiFi or install a cellular gateway
  • Get HOA approval if your neighborhood requires it
  • Don't use the system to heat a pool or hot tub
  • Share utility bills when we ask — helps us verify your savings

Roof work: If you're getting a new roof or doing construction that affects the panels, give us 30 days' notice. We'll coordinate removal and reinstallation. You keep paying your lease during any brief downtime.

Access: We need to get on your roof occasionally for maintenance or monitoring. We'll always try to give you reasonable notice. Access continues for 90 days after the lease ends, just in case we need to remove the system.

Bottom line: IGS handles the technical stuff. You handle basic homeowner stuff. Fair trade.

5. Before We Install ▼

Before installation day, we do our homework:

  • Engineering site audit to make sure your roof is solid
  • Final system design customized for your home
  • Real estate due diligence
  • All city permits, zoning, and building approvals
  • We claim any available rebates and renewable energy credits

You just need to return any paperwork we send you and get HOA approval if it applies.

If for some reason your roof can't support solar or the city won't approve it, we can cancel the agreement — but that's rare and protects both of us.

6. Changes to This Agreement ▼

The only way this agreement changes is if both of us sign a written amendment. No handshake deals, no verbal promises. We can fix utility paperwork to match the lease terms, but nothing changes your rate or your obligations without your signature.

7. Your Warranties ▼

Your protection comes from two documents:

  • The Limited Warranty (Exhibit 2) — covers defects, workmanship, and materials for 25 years
  • The Production Guarantee (Exhibit 3) — makes sure your system performs

Those two documents cover everything that matters. IGS doesn't make promises beyond what's in those exhibits — but honestly, they cover all the important stuff.

8. Can IGS Sell This Lease to Someone Else? ▼

Your lease may be transferred to a qualified financing partner — just like your mortgage gets sold to another bank. This is standard for solar leases.

Your rate, your terms, your warranty — nothing changes for you. The new company takes over the backend, and the old company is off the hook. Same as when your mortgage gets sold.

9. Who Owns the Equipment? ▼

IGS owns the panels, inverters, and equipment. It's considered personal property — like a leased car, not a built-in appliance. It doesn't become part of your house.

You can't let anyone put a lien on the equipment. If a contractor you hire separately tries to file a lien on the panels, you have 30 days to clear it.

Bottom line: You get all the benefits of solar without the headaches of ownership.

10. Who Owns the Power? ▼

You do. Every kilowatt-hour that hits your roof is yours. That's what you're paying for — the power, not the hardware.

11. Tax Credits & Incentives ▼

Since IGS owns the equipment, we claim the federal tax credits, state rebates, and renewable energy credits (SRECs). That's how we can offer you such a low monthly rate. We take the tax benefits on the front end, you take the savings on the back end. Win-win.

You'll need to sign some utility paperwork so we can process the incentives, but that's standard and takes two minutes.

Bottom line: The tax credits are baked into your low monthly payment. You're already getting the benefit — just in the form of savings instead of a tax form.

12. Can You Buy the System Later? Yes. ▼

Starting at year 5, you can buy the system outright if you want. The price is based on whichever is more fair:

  • Your remaining payments at a discount: All remaining lease payments, discounted at 5% per year. Basically "pay off the lease early at a discount."
  • What the system is actually worth: An independent appraiser figures out the fair market value. IGS pays for the appraisal.

If you buy it, you get any remaining manufacturer warranties and a bill of sale. From that day on, you're responsible for maintenance and repairs — just like you own it.

Bottom line: You have an exit ramp. Most people don't buy because the lease savings are already great, but the option is there if your situation changes.

13. What If You Sell Your House? ▼

You have three easy options. Most buyers love taking over a solar lease because it means lower electric bills from day one.

Option 1: Transfer the lease. Give us 30 days' notice, we run a quick credit check on the buyer. If they qualify, they take over the payments. This is the most common route — buyers see solar as a selling point.

Option 2: Prepay the lease. Pay off the remaining payments in a lump sum. The new owner pays nothing but still gets the solar power. Great for cash buyers.

Option 3: Buy the system (only if you're past year 5) and include it in the home sale. Now the buyer owns the panels free and clear.

Bottom line: Solar doesn't trap you in your house. It's a selling point. And if none of these work, talk to us — we want to help, not punish.

14. What Happens After Year 25? ▼

About 3 months before your lease ends, we mail you renewal forms. You have three choices:

  • Renew — sign the forms and keep going
  • Decline — sign the forms saying you're done, and the lease ends
  • Do nothing — your lease continues year-to-year at the same low rate, and you can stop anytime with 30 days' notice

If you don't renew or buy, we can remove the system for free at a time that works for you. Or we may transfer ownership to you as-is at no charge, and the system becomes yours to keep.

Bottom line: No cliff at year 25. You have options, and if you want out, we clean up after ourselves.

15. System Removal ▼

If you don't renew or buy after 25 years, we can remove the system for free and schedule it at your convenience. We'll take the panels off, seal the roof penetrations, and leave your roof as close to original as possible.

Or we may transfer ownership to you as-is at no charge, and the system becomes yours to keep.

16. Storms, Damage & Insurance ▼

Unless you intentionally damage the panels or are grossly negligent, IGS covers everything — hail, wind, fire, theft, you name it.

Your lease payment stays the same during repairs, but remember — you're still getting power from the grid, so your lights stay on while we fix the system. The repair is on us, not you.

Bottom line: Sleep easy. A tree falls on your roof? Not your wallet. Lightning strikes an inverter? We replace it.

17. Liability Limits ▼

If something goes wrong, IGS is only on the hook for direct damages — not lost profits, emotional distress, or other indirect stuff. Your liability to IGS is capped at what you'd owe under the default section.

Standard lease language. Every contract has it.

18. When Would This Go Bad? ▼

You're in default if:

  • You miss a payment and it's 30+ days late
  • You break a major rule and don't fix it within 14 days of us notifying you
  • You alter the system without permission
  • You give us false info on the application
  • You try to sell or transfer the lease without our okay
  • You go into bankruptcy or foreclosure

Bottom line: Pay your bill, don't mess with the equipment, and be honest. Do that, and you'll never think about this section. 99% of customers don't.

19. What Happens If Things Go South? ▼

This is the worst-case scenario section. If you default, we can try to fix the situation, take the system back, ask for the remaining value, or report it to credit bureaus.

This almost never happens because most people just pay their bill and enjoy the savings. If you're struggling, call us before you miss a payment — we'd rather work with you than against you.

20. Credit Check ▼

We run your credit when you apply. We report your payment history to credit bureaus.

Pay on time, build credit. Miss payments, it can hurt — just like any other bill. Standard stuff.

21. Photos of Your System ▼

We might take pictures of the panels on your roof for our website or marketing materials. Your name, address, and personal details stay private.

Your house might be a solar model home. No big deal.

22. Waivers ▼

If we don't enforce a rule one time, that doesn't mean we can't enforce it later. Standard contract language.

23. Legal Stuff ▼

This agreement follows the laws of your state. If there's a dispute, it gets handled in your local courts. No jury trials, no class actions — just straightforward resolution.

Standard legal boilerplate. Every contract has it.

24. Notices ▼

Important stuff has to be in writing — email, mail, or hand delivery. No "he said, she said."

25. The Whole Deal ▼

This document is the whole deal. No side agreements unless both of us sign them. If a court says one part doesn't work, the rest still stands.

26. Your Right to Cancel — 7-Day Safety Net ▼

You have 7 business days to change your mind. Zero cost. Zero hassle.

Sleep on it. Talk to your spouse. Google us. If you're not 100% in, cancel within a week and it's like it never happened. We'll refund any payments within 10 business days.

To cancel, just send a written notice to:

IGS Solar, LLC
6100 Emerald Parkway
Dublin, Ohio 43016
Email: SolarSupport@igs.com

Before You Sign ▼

By signing, you're saying:

  • "I've read this agreement and I understand it's legally binding"
  • "I know utility rates change over time, so savings can vary month to month — but over 25 years, the math is strongly in my favor"

Don't sign if there are blank spaces. Everything should be filled in before you put pen to paper.

Bottom line: You're making an informed decision. No pressure, no rush. You have 7 days to back out. Let me make sure every blank is filled and every question is answered before you sign.

Your 25-Year Warranty ▼

System Warranty: Professional install, free from defects in workmanship and materials for 25 years under normal use.

Roof Warranty: All roof penetrations are watertight for 5 years. If we put a hole in your roof, we seal it right.

Operation: The system will operate within manufacturer specs. If not, we repair or replace defective parts and restore operation.

Monitoring: Free monitoring for the full 25 years (unless you buy the system). We watch your production remotely. If something's off, we know before you do and we fix it.

Claims: Email SolarSupport@igs.com, call 888.974.0114, or mail overnight to 6100 Emerald Parkway, Dublin, OH 43016 — ATTN: IGS Residential Solar.

What's NOT covered: Damage you cause, unauthorized repairs, new tree growth shading the panels, or failures not caused by a system defect. Acts of God (hurricanes, earthquakes) — but remember, IGS still insures the system against those.

Bottom line: You're covered for 25 years. If the system breaks, underperforms, or leaks — we handle it. That's the whole point of leasing instead of buying.

Do Solar Panels Increase Home Value in NJ? 2026 Real Estate Analysis
🏠 Real Estate Analysis

Do Solar Panels Increase Home Value in NJ? (2026 Analysis)

The definitive breakdown. Learn about the 9.9% property premium, NJ’s 100% property tax exemption law, and why solar homes sell 20% faster.

Omar Jackson
Omar Jackson — Solar Installer & NJ Real Estate Expert I’ve closed 300+ residential solar projects in NJ and have worked directly with real estate agents, appraisers, and homebuyers on the equity question. I understand exactly how appraisers value solar systems and what actually moves the needle on home sales in New Jersey’s market.

In 2026, New Jersey’s housing market has undergone a fundamental shift. While granite countertops and stainless steel appliances were the selling features of the 2010s, today’s homebuyers are asking one question above all others: What’s the monthly electricity bill?

As PSEG, JCP&L, and Atlantic City Electric rates have climbed 20–35% over the past three years, homebuyers are actively seeking properties with locked-in, low-cost electricity through solar systems. The data is clear: solar-equipped homes in New Jersey are no longer a niche market feature — they’re becoming the standard for homes that sell at a premium.

+9.9%
Average NJ Home Value Premium

Based on 2026 real estate data from Zillow, NREL, and Berkeley Lab analysis of 300,000+ home sales

For a median-priced New Jersey home valued at $500,000, this premium translates to $49,500 in additional equity — money that goes directly into your pocket when you sell, with zero ongoing property tax increase due to NJ’s unique solar exemption law.

How the 9.9% Premium Breaks Down

The research is clear, but the mechanics matter. Here’s where the value actually comes from:

  • Owned systems (cash/loan purchase): Add the highest appraisal value. Appraisers value solar at roughly $4.00 per installed watt. An 8 kW system adds ~$32,000 to your home’s appraised value. This is the most conservative valuation available in the market.
  • Leased/PPA systems: Also add significant value, though slightly less than owned systems. The locked-in electricity rate for 25 years is itself an asset — homebuyers and appraisers recognize it as future cost savings baked into the property.
  • “Buyer willingness to pay” premium: Beyond appraisal values, homes with solar sell faster and often for slightly above asking price in competitive markets. The NREL data shows solar homes sell in 20% less time than comparable non-solar homes.

The NJ Property Tax Exemption: The “Invisible” Wealth Builder

🏛️ N.J.S.A. 54:4-3.113a — The 100% Property Tax Exemption

New Jersey is one of only a handful of states that grants a complete property tax exemption for residential renewable energy systems. Under state law, your local tax assessor is legally prohibited from increasing your property tax assessment based on the value added by your solar panels.

What this means: You receive a $49,500 increase in home equity and market value while paying zero additional property taxes. The average NJ homeowner saves $400–$600 annually in property taxes they would otherwise owe.

No other home improvement offers this benefit. A kitchen renovation might add $25,000 to your home’s value, but you’ll pay property tax on that $25,000 forever. Solar adds $49,500+ in value with zero tax liability.

Why Solar Homes Sell 20% Faster

The 20% faster sale time isn’t random. In 2026, with mortgage rates staying elevated and utility costs rising, a home’s “monthly carry cost” is everything. A homebuyer comparing two similar houses — one with a $350/month electric bill and one with a $62/month locked solar rate — will always choose solar. That’s immediate $288/month in discretionary cash flow, or $3,456 per year.

Buyers understand this math instantly. It’s why homes with solar attract more qualified offers, negotiate faster, and close with fewer contingencies.

$4.00 Per Installed Watt (Appraisal Value)
20% Reduction in Time on Market
$400–$600 Annual Property Tax Savings (NJ Law)

Owned vs. Leased Solar: Which Adds More Home Value?

A common myth is that leased solar hurts home value. In reality, both owned and leased systems add value in 2026, but through different mechanisms:

Owned Systems (Cash or Loan Purchase)

  • Adds the highest raw equity ($32,000–$48,000 for 8–12 kW systems)
  • Buyer inherits a system generating free electricity with no monthly payment
  • Appraisers value owned systems at the full $4/watt rate
  • No third-party approval needed for transfer — system conveys with property title

Leased/PPA Systems

  • Adds substantial value through “locked-in electricity rate” (25-year contract at $0.16–$0.18/kWh)
  • Buyer assumes the lease with simple credit check (650+ FICO typically required)
  • Appraisers value the rate certainty, though slightly less than owned systems
  • Highly desirable in 2026 market given rising utility rates — buyers view it as rate insurance
  • Includes 25-year maintenance guarantee (no inverter replacement costs for new owner)

Bottom line: In the 2026 NJ market, both owned and leased solar increase home value. Owned systems add higher raw equity. Leased systems appeal to buyers who value certainty over ownership. Either path adds the 9.9% premium.

The “Roof Strategy” Matters More Than You Think

Not all solar installations add equal value. The aesthetic quality and roof condition dramatically impact appraisal value:

  • Aesthetic appeal: A sleek, modern black-on-black panel array with hidden wiring adds more appraisal value than silver-framed panels with exposed conduit running over gutters and downspouts. Professional design matters.
  • Roof age is critical: A brand new solar array on a 22-year-old roof tells appraisers “the roof will need replacement in 2–3 years.” This liability reduces the value appraisers assign to the system. Ideal scenario: solar installed on a roof with 15+ years of remaining life, or bundled with a new roof.
  • Professional installation quality: Sloppy roof penetrations, poor electrical work, or inadequate permitting will be flagged by appraisers and home inspectors. This kills the value premium. Professional installation by licensed electricians and roofers is non-negotiable.

Real-World: Selling a Home with Solar in NJ

If you’re selling a home with a solar system in New Jersey, here’s what happens:

  • Owned systems: Your real estate agent lists the system as a fixed asset. The buyer’s mortgage company will appraise it at $4/watt. System transfers automatically with the property deed. No third-party approval needed.
  • Leased systems: Notify the leasing company 30 days before closing. They provide a “transfer packet.” Buyer’s lender runs a soft credit check. Transfer agreement signed at closing. New owner assumes the same monthly payment and 25-year lease term.
  • Tax exemption applies to the new owner. The exemption doesn’t expire when you sell — it follows the property. The new owner gets the same property tax protection you did.

Calculate Your Home’s Solar Equity Potential

Enter your address and current utility bill. We’ll calculate exactly how much equity solar would add to your specific home, factoring in your roof condition, system size, and the latest NJ appraisal guidelines.

⚡ Get Your Custom Equity Forecast

Frequently Asked Questions

Yes, significantly. According to 2026 real estate data from Zillow and NREL analysis of 300,000+ home sales, NJ homes with owned solar systems sell for a premium of 9.9% on average. For a $500,000 home, that’s $49,500 in additional equity. Leased systems also add value through rate certainty and faster sale times.
No. Under N.J.S.A. 54:4-3.113a, solar energy systems are 100% exempt from local property taxation in New Jersey. Even if solar adds $49,500 to your home’s market value, your assessor is legally prohibited from increasing your property tax because of it. This saves homeowners $400–$600 annually in property taxes.
Not anymore. In 2026, homes with locked-in solar rates are highly desirable because utility rates keep rising. Leases include standardized transfer processes — the buyer assumes the lease with a simple credit check (typically 650+ FICO). The transfer happens at closing with no complications. Many buyers view a lease as “rate insurance” against future utility increases.
Appraisers use a benchmark of approximately $4.00 per installed watt for owned systems in NJ. An 8 kW system adds roughly $32,000 to your home’s appraised value. This is based on 2026 NREL guidelines and verified by independent appraisers across the NJ market.
Not necessarily. If your roof is under 15 years old and in good condition, solar can be installed without roof work. However, appraisers will note an old roof as a liability. If your roof is 15+ years old or shows damage, bundling a new roof with solar maximizes the equity premium and avoids future complications when you sell.
Homebuyers in 2026 prioritize “monthly carry cost.” A solar home offers immediate $200–$300/month in electricity savings compared to a non-solar home. This translates to $2,400–$3,600 per year in discretionary cash flow. Buyers recognize this math instantly, leading to faster offers, fewer contingencies, and quicker closes.

Ready to Build Solar Equity in Your NJ Home?

We’ll analyze your specific property, calculate the exact equity solar would add, and show you how the numbers work for your address. Get your custom forecast today.

⚡ Start Your Equity Analysis
Scroll to Top