Momentum Solar
Your Numbers
kWh per year — CT average ~8,500
$
per kWh
$
per month — what utility would charge for same kWh
% increase per year
$
per kWh
% increase per year
Payment Trend
Year-by-Year Breakdown
YearUtility
Monthly		Solar Monthly
(before EPP)		Solar Monthly
(EPP)		Yearly
Savings
Your 25-Year Summary
💡

If You Do Nothing

$0
Total utility payments over 25 years
📈

Savings (before EPP)

$0
💰

Savings With EPP Pricing

$0
💡 What is Efficient Partner Pricing (EPP)? ▼
Save Even More

Efficient Partner Pricing (EPP) rewards homeowners who help us operate efficiently. It's the same idea insurance companies use with non-smoker discounts — people who cost less to serve get better rates.

Here's how it works for you:

  • You set aside time to go through all the information and upgrade to solar in one visit
  • That saves us from making a second trip to your home
  • Each home we don't have to revisit lets us help one additional homeowner that month
  • We pass those efficiency savings back to you as a lower monthly rate

To lock in your EPP rate today, we just need three things:

  • ✅ Sign the agreement — get your solar journey started right now
  • ✅ Schedule your Engineering Visit — we send a specialist to finalize your custom system design
  • ✅ Set up autopay — enroll in automatic bank draft (ACH) to waive the monthly billing fee and lock in your lowest rate

It's a win-win. You get a better price today, and we get to help more families switch to solar. That's why the EPP rate you see above is lower than our standard pricing.

📄 Your Solar Lease — What You're Signing Up For

▼
1. Who Is This Agreement Between? ▼

This agreement is between you (the homeowner) and IGS Solar, LLC (the company that owns and maintains the solar system).

IGS Solar leases the equipment to you. You pay a monthly amount to use the system and keep the power it generates. IGS handles installation, insurance, repairs, and monitoring for the full 25 years.

All obligations start on the "Transaction Date" listed on your agreement — that's the day you sign.

2. How Long Is This Agreement? ▼

This is a 25-year lease — 300 months total. Think of it like leasing a car, but for solar panels.

The clock starts on the first day of the month right after your system gets turned on and connected to the grid. We call that the "Interconnection Date." Every year after that is a "Contract Year."

What this means for you: You're locking in your solar rate for 25 years. No renegotiating, no surprises. After 25 years, you choose what happens next — renew, buy the system, or let us remove it for free.

3. Your Monthly Payment ▼

You pay one fixed monthly amount for using the solar system. That's it. No equipment costs, no installation fees, no maintenance bills.

When you sign up, you'll set up automatic payment by credit card, debit card, or bank transfer (ACH). If you set up auto-pay through your bank (ACH), we usually waive the small monthly billing fee — so it's basically free to pay.

You'll get an email invoice every month. If a payment bounces, there's a standard returned-check fee (same as any other bill). If you're late, the fee is 1.5% per month on the past-due amount.

Sales tax may apply to your monthly payment, just like it does on your utility bill. That's normal.

Bottom line: Set it and forget it. One predictable payment. No utility bill roller coaster.

4. What Each Side Handles ▼

What IGS handles (so you don't have to):

  • Installation and construction start to finish
  • A revenue-grade meter that tracks every kilowatt-hour your system produces
  • Insurance on the system against damage or loss
  • All repairs if something breaks
  • No lien on your house — your home title stays clean. We may file a simple equipment notice (like a car loan notice) just to show we own the panels, but that's it

What we ask from you:

  • Keep trees and bushes trimmed so they don't shade the panels
  • Don't clean or modify the system yourself — call us if something looks off
  • Tell us ASAP if you see damage or something missing
  • Sign permit and inspection paperwork within 7 days when we send it
  • Keep your internet on — the monitoring system needs a connection to track performance. We can use your WiFi or install a cellular gateway
  • Get HOA approval if your neighborhood requires it
  • Don't use the system to heat a pool or hot tub
  • Share utility bills when we ask — helps us verify your savings

Roof work: If you're getting a new roof or doing construction that affects the panels, give us 30 days' notice. We'll coordinate removal and reinstallation. You keep paying your lease during any brief downtime.

Access: We need to get on your roof occasionally for maintenance or monitoring. We'll always try to give you reasonable notice. Access continues for 90 days after the lease ends, just in case we need to remove the system.

Bottom line: IGS handles the technical stuff. You handle basic homeowner stuff. Fair trade.

5. Before We Install ▼

Before installation day, we do our homework:

  • Engineering site audit to make sure your roof is solid
  • Final system design customized for your home
  • Real estate due diligence
  • All city permits, zoning, and building approvals
  • We claim any available rebates and renewable energy credits

You just need to return any paperwork we send you and get HOA approval if it applies.

If for some reason your roof can't support solar or the city won't approve it, we can cancel the agreement — but that's rare and protects both of us.

6. Changes to This Agreement ▼

The only way this agreement changes is if both of us sign a written amendment. No handshake deals, no verbal promises. We can fix utility paperwork to match the lease terms, but nothing changes your rate or your obligations without your signature.

7. Your Warranties ▼

Your protection comes from two documents:

  • The Limited Warranty (Exhibit 2) — covers defects, workmanship, and materials for 25 years
  • The Production Guarantee (Exhibit 3) — makes sure your system performs

Those two documents cover everything that matters. IGS doesn't make promises beyond what's in those exhibits — but honestly, they cover all the important stuff.

8. Can IGS Sell This Lease to Someone Else? ▼

Your lease may be transferred to a qualified financing partner — just like your mortgage gets sold to another bank. This is standard for solar leases.

Your rate, your terms, your warranty — nothing changes for you. The new company takes over the backend, and the old company is off the hook. Same as when your mortgage gets sold.

9. Who Owns the Equipment? ▼

IGS owns the panels, inverters, and equipment. It's considered personal property — like a leased car, not a built-in appliance. It doesn't become part of your house.

You can't let anyone put a lien on the equipment. If a contractor you hire separately tries to file a lien on the panels, you have 30 days to clear it.

Bottom line: You get all the benefits of solar without the headaches of ownership.

10. Who Owns the Power? ▼

You do. Every kilowatt-hour that hits your roof is yours. That's what you're paying for — the power, not the hardware.

11. Tax Credits & Incentives ▼

Since IGS owns the equipment, we claim the federal tax credits, state rebates, and renewable energy credits (SRECs). That's how we can offer you such a low monthly rate. We take the tax benefits on the front end, you take the savings on the back end. Win-win.

You'll need to sign some utility paperwork so we can process the incentives, but that's standard and takes two minutes.

Bottom line: The tax credits are baked into your low monthly payment. You're already getting the benefit — just in the form of savings instead of a tax form.

12. Can You Buy the System Later? Yes. ▼

Starting at year 5, you can buy the system outright if you want. The price is based on whichever is more fair:

  • Your remaining payments at a discount: All remaining lease payments, discounted at 5% per year. Basically "pay off the lease early at a discount."
  • What the system is actually worth: An independent appraiser figures out the fair market value. IGS pays for the appraisal.

If you buy it, you get any remaining manufacturer warranties and a bill of sale. From that day on, you're responsible for maintenance and repairs — just like you own it.

Bottom line: You have an exit ramp. Most people don't buy because the lease savings are already great, but the option is there if your situation changes.

13. What If You Sell Your House? ▼

You have three easy options. Most buyers love taking over a solar lease because it means lower electric bills from day one.

Option 1: Transfer the lease. Give us 30 days' notice, we run a quick credit check on the buyer. If they qualify, they take over the payments. This is the most common route — buyers see solar as a selling point.

Option 2: Prepay the lease. Pay off the remaining payments in a lump sum. The new owner pays nothing but still gets the solar power. Great for cash buyers.

Option 3: Buy the system (only if you're past year 5) and include it in the home sale. Now the buyer owns the panels free and clear.

Bottom line: Solar doesn't trap you in your house. It's a selling point. And if none of these work, talk to us — we want to help, not punish.

14. What Happens After Year 25? ▼

About 3 months before your lease ends, we mail you renewal forms. You have three choices:

  • Renew — sign the forms and keep going
  • Decline — sign the forms saying you're done, and the lease ends
  • Do nothing — your lease continues year-to-year at the same low rate, and you can stop anytime with 30 days' notice

If you don't renew or buy, we can remove the system for free at a time that works for you. Or we may transfer ownership to you as-is at no charge, and the system becomes yours to keep.

Bottom line: No cliff at year 25. You have options, and if you want out, we clean up after ourselves.

15. System Removal ▼

If you don't renew or buy after 25 years, we can remove the system for free and schedule it at your convenience. We'll take the panels off, seal the roof penetrations, and leave your roof as close to original as possible.

Or we may transfer ownership to you as-is at no charge, and the system becomes yours to keep.

16. Storms, Damage & Insurance ▼

Unless you intentionally damage the panels or are grossly negligent, IGS covers everything — hail, wind, fire, theft, you name it.

Your lease payment stays the same during repairs, but remember — you're still getting power from the grid, so your lights stay on while we fix the system. The repair is on us, not you.

Bottom line: Sleep easy. A tree falls on your roof? Not your wallet. Lightning strikes an inverter? We replace it.

17. Liability Limits ▼

If something goes wrong, IGS is only on the hook for direct damages — not lost profits, emotional distress, or other indirect stuff. Your liability to IGS is capped at what you'd owe under the default section.

Standard lease language. Every contract has it.

18. When Would This Go Bad? ▼

You're in default if:

  • You miss a payment and it's 30+ days late
  • You break a major rule and don't fix it within 14 days of us notifying you
  • You alter the system without permission
  • You give us false info on the application
  • You try to sell or transfer the lease without our okay
  • You go into bankruptcy or foreclosure

Bottom line: Pay your bill, don't mess with the equipment, and be honest. Do that, and you'll never think about this section. 99% of customers don't.

19. What Happens If Things Go South? ▼

This is the worst-case scenario section. If you default, we can try to fix the situation, take the system back, ask for the remaining value, or report it to credit bureaus.

This almost never happens because most people just pay their bill and enjoy the savings. If you're struggling, call us before you miss a payment — we'd rather work with you than against you.

20. Credit Check ▼

We run your credit when you apply. We report your payment history to credit bureaus.

Pay on time, build credit. Miss payments, it can hurt — just like any other bill. Standard stuff.

21. Photos of Your System ▼

We might take pictures of the panels on your roof for our website or marketing materials. Your name, address, and personal details stay private.

Your house might be a solar model home. No big deal.

22. Waivers ▼

If we don't enforce a rule one time, that doesn't mean we can't enforce it later. Standard contract language.

23. Legal Stuff ▼

This agreement follows the laws of your state. If there's a dispute, it gets handled in your local courts. No jury trials, no class actions — just straightforward resolution.

Standard legal boilerplate. Every contract has it.

24. Notices ▼

Important stuff has to be in writing — email, mail, or hand delivery. No "he said, she said."

25. The Whole Deal ▼

This document is the whole deal. No side agreements unless both of us sign them. If a court says one part doesn't work, the rest still stands.

26. Your Right to Cancel — 7-Day Safety Net ▼

You have 7 business days to change your mind. Zero cost. Zero hassle.

Sleep on it. Talk to your spouse. Google us. If you're not 100% in, cancel within a week and it's like it never happened. We'll refund any payments within 10 business days.

To cancel, just send a written notice to:

IGS Solar, LLC
6100 Emerald Parkway
Dublin, Ohio 43016
Email: SolarSupport@igs.com

Before You Sign ▼

By signing, you're saying:

  • "I've read this agreement and I understand it's legally binding"
  • "I know utility rates change over time, so savings can vary month to month — but over 25 years, the math is strongly in my favor"

Don't sign if there are blank spaces. Everything should be filled in before you put pen to paper.

Bottom line: You're making an informed decision. No pressure, no rush. You have 7 days to back out. Let me make sure every blank is filled and every question is answered before you sign.

Your 25-Year Warranty ▼

System Warranty: Professional install, free from defects in workmanship and materials for 25 years under normal use.

Roof Warranty: All roof penetrations are watertight for 5 years. If we put a hole in your roof, we seal it right.

Operation: The system will operate within manufacturer specs. If not, we repair or replace defective parts and restore operation.

Monitoring: Free monitoring for the full 25 years (unless you buy the system). We watch your production remotely. If something's off, we know before you do and we fix it.

Claims: Email SolarSupport@igs.com, call 888.974.0114, or mail overnight to 6100 Emerald Parkway, Dublin, OH 43016 — ATTN: IGS Residential Solar.

What's NOT covered: Damage you cause, unauthorized repairs, new tree growth shading the panels, or failures not caused by a system defect. Acts of God (hurricanes, earthquakes) — but remember, IGS still insures the system against those.

Bottom line: You're covered for 25 years. If the system breaks, underperforms, or leaks — we handle it. That's the whole point of leasing instead of buying.

Berkeley Township, NJ — JCP&L Territory

Solar Panels in Berkeley Township, NJ:
2026 Retiree Energy Guide

JCP&L rates keep climbing. Berkeley Township’s retirement communities — from Holiday City to Silver Ridge Park — are locking in $0-down solar and eliminating energy uncertainty for good.

⚡ Get My Free Berkeley Quote
Omar Jackson — Berkeley Township Solar Installer NJ
Omar Jackson — Founder, Solar by Omar | Ocean County Solar Installer Berkeley Township is one of the most unique solar markets in New Jersey — retirement communities, HOA compliance requirements, and coastal weather all in one. Here’s what homeowners here actually need to know in 2026.

Is solar worth it in Berkeley Township, NJ in 2026?

Yes — and especially for retirees on fixed incomes. Berkeley Township is served by JCP&L at approximately $0.24/kWh. A typical 7kW solar system eliminates 80–100% of your monthly JCP&L bill on a $0-down lease. NJ SuSI TREC payments add $815+/year in direct income for 15 years. For Holiday City, Silver Ridge Park, and other HOA communities, Solar by Omar manages the entire architectural review and compliance process — you don’t deal with the HOA board at all. The main local consideration: Ocean County is JCP&L’s highest-growth territory with $108 million in grid investment underway, and solar locks in your rate before any future infrastructure cost increases hit your bill.

Berkeley Township is Ocean County’s largest municipality by population — and home to some of New Jersey’s most concentrated retirement communities. For homeowners in Holiday City, Silver Ridge Park, Bayville, and Pinewald, solar in 2026 isn’t just about the environment. It’s about locking in a fixed energy cost for the rest of your retirement while JCP&L’s rates continue climbing.

$0.24JCP&L Rate Per kWh
$85.90NJ SuSI TREC per MWh
$108MJCP&L Ocean County Grid Investment

Why Berkeley Township is One of Ocean County’s Top Solar Markets

Berkeley Township sits squarely in JCP&L territory — Ocean County’s dominant utility. JCP&L has seen consistent rate increases over the past several years as the utility invests heavily in grid modernization across the county. That’s both a challenge and a solar opportunity.

The challenge: your JCP&L bill keeps going up. The opportunity: every rate increase makes your solar system worth more, because your net metering credits are valued at whatever JCP&L charges at the time.

📰 Local News That Affects Your Solar Decision

JCP&L announced a $108 million investment to upgrade Ocean County’s electric grid through 2028 — including $29 million specifically for Berkeley Township infrastructure. While these upgrades improve reliability, the cost of grid modernization is ultimately passed through to ratepayers. Berkeley Township homeowners who install solar before these cost increases hit their bills are insulated from them entirely.

☀️ Berkeley Township’s Solar Advantage

Berkeley Township’s housing stock — predominantly single-story ranches and Cape Cods in retirement communities — offers ideal roof profiles for solar. Low-slope south-facing roofs, minimal nearby shading, and consistent Ocean County sun exposure make most Berkeley properties strong solar candidates. Combined with JCP&L’s net metering at $0.24/kWh, a typical 7kW system generates approximately $1,960/year in net metering value plus SuSI TREC income.

HOA Solar Compliance in Holiday City & Silver Ridge Park

This is the section that matters most for Berkeley Township homeowners. Holiday City, Silver Ridge Park, Bayville Woods, and other planned communities have active HOA boards that require architectural review before any exterior modification — including solar panels.

The good news: New Jersey law prohibits HOAs from banning solar panels outright. The NJ Solar Rights Act protects your right to install solar even in HOA communities. However, HOAs can regulate placement, aesthetics, and certain technical requirements — and non-compliance can create real problems.

Architectural Review

Solar by Omar prepares and submits complete HOA application packages including engineering schematics, product specifications, and aesthetic compliance documentation.

All-Black Panels

We specify all-black monocrystalline panels with black racking for maximum aesthetic compliance — sits flush with roofline, minimal visual profile.

Structural Verification

Licensed structural engineer sign-off confirming your roof can support the system without violating community maintenance or warranty agreements.

NJ Solar Rights Protection

If an HOA attempts to deny a compliant solar application, we guide you through your rights under New Jersey’s Solar Rights Act and HOA dispute process.

📌 HOA timeline reality: Most Berkeley Township HOA architectural reviews take 30–60 days on top of your standard JCP&L interconnection timeline. Solar by Omar submits your HOA application simultaneously with permit filing to avoid sequential delays. We’ve navigated HOA approvals across Ocean County and know what each board requires.

Solar on a Fixed Income — Why Berkeley Township Retirees Are Going Solar

For retirees in Holiday City and Silver Ridge Park, energy cost predictability isn’t a preference — it’s a financial necessity. Social Security and pension income doesn’t increase to match JCP&L rate hikes. Every time JCP&L files for a rate increase, fixed-income households absorb it with no offsetting income growth.

A $0-down solar lease replaces your variable JCP&L bill with a fixed monthly solar payment — set below your current average utility bill and locked for 20–25 years. You know exactly what your energy costs are every month for the rest of your time in that home. No auctions, no rate cases, no surprises.

⚠️ Federal Tax Credit Update for 2026

The 30% federal residential solar tax credit expired December 31, 2025. Berkeley Township homeowners who purchase solar outright with cash or a loan receive zero federal tax benefit in 2026. The only remaining federal pathway is through a lease or PPA — where Solar by Omar claims the commercial Section 48E credit and passes it through as a lower monthly rate. For most retirees without significant tax liability, this was already the right structure anyway. See our updated lease vs loan comparison here.

Berkeley Township Solar Incentives in 2026

  • NJ SuSI TREC Program — $85.90/MWh for 15 years. Quarterly income payments for every megawatt-hour your system produces. On a 7kW system producing ~8,400 kWh/year that’s approximately $720/year — $10,800 over the full 15-year term. Paid directly to your account quarterly.
  • JCP&L 1:1 Net Metering. Every excess kilowatt-hour sent to the JCP&L grid is credited at full retail rate. Credits bank monthly and automatically offset your bill — especially valuable in summer when Ocean County systems overproduce relative to consumption.
  • NJ Property Tax Exemption. Solar adds real market value to your Berkeley Township home but NJ law prohibits your municipality from raising your property tax assessment because of panels.
  • 0% NJ Sales Tax. All solar equipment exempt from New Jersey’s 6.625% sales tax at purchase — automatic, no application required.
  • $0-Down Lease. No upfront cost. Immediate monthly savings. Section 48E credit passed through as a lower rate.

JCP&L Grid vs Solar by Omar — Berkeley Township

Factor Staying on JCP&L Solar by Omar
Monthly Energy Cost Variable — rising with grid investment costs Fixed — lower from day 1
HOA Compliance N/A ✓ 100% managed for you
Storm Outage Protection No power during nor’easters Battery backup available
SuSI TREC Income None $720+/year for 15 years
Net Metering Credits None 1:1 at JCP&L retail rate
Property Value Unchanged Increased — 0% tax impact
Upfront Cost None $0 — lease financing available

Coastal Resilience — Battery Backup for Berkeley Township

Living near Barnegat Bay means your home faces real weather threats — nor’easters, tropical storms, summer squalls that knock out JCP&L service for hours or days. For retirees with medical devices, refrigerated medications, or mobility equipment that relies on power, an outage isn’t just an inconvenience.

A solar battery system like the Tesla Powerwall 3 transforms your Berkeley Township home into a self-sufficient micro-grid. When JCP&L goes down, your battery seamlessly takes over — keeping your lights, refrigerator, medical devices, and CPAP machine running without interruption. Battery storage can be bundled into your solar project at no additional upfront cost on a lease.

Berkeley Township Communities Solar by Omar Serves

Holiday City
Silver Ridge Park
Bayville
South Seaside Park
Pinewald
Toms River border
Cattus Island area
Ocean Gate

Berkeley Township Solar FAQs

Yes. New Jersey’s Solar Rights Act prohibits HOAs from banning solar panels. They can regulate aesthetics — placement, panel color, mounting profile — but cannot deny a compliant application. Solar by Omar handles the complete HOA architectural review process for Holiday City, Silver Ridge Park, and all Berkeley Township HOA communities. We prepare the engineering schematics, product documentation, and aesthetic compliance package your board requires.
Berkeley Township is served by JCP&L (Jersey Central Power & Light), a FirstEnergy subsidiary. JCP&L offers 1:1 retail net metering and access to the NJ SuSI TREC program. JCP&L is currently investing $108 million in Ocean County grid upgrades through 2028 — including infrastructure work specifically in Berkeley Township. Read our full JCP&L solar guide here.
On a $0-down lease, Berkeley Township homeowners pay nothing upfront. Your fixed monthly solar payment replaces your variable JCP&L bill — typically saving 20–35% from day one. Purchased systems range from $18,000–$28,000 for typical Berkeley Township homes before NJ incentives. The 30% federal tax credit expired December 31, 2025 for direct purchases — leases still access the commercial 48E credit indirectly. See the full NJ solar cost breakdown.
NJ SuSI TREC payments ($85.90/MWh for 15 years), JCP&L 1:1 retail net metering, NJ property tax exemption, and 0% NJ sales tax on solar equipment. The federal 30% residential ITC expired December 31, 2025 for direct purchases — lease/PPA financing still accesses it indirectly. See the full 2026 NJ incentives guide.
Yes — particularly the $0-down lease structure which requires no upfront investment and delivers immediate monthly savings. For retirees on fixed Social Security or pension income, replacing a variable JCP&L bill with a fixed, lower solar payment provides genuine budget predictability. The NJ SuSI TREC program also generates quarterly income payments directly to your account for 15 years — approximately $720/year on a typical 7kW system.
Yes — Solar by Omar serves Berkeley Township including Holiday City, Silver Ridge Park, Bayville, South Seaside Park, Pinewald, and surrounding areas. We serve all of Ocean County across JCP&L territory including Toms River, Lakewood, Jackson, Brick, and Stafford Township.

Protect Your Retirement from JCP&L Rate Hikes

Omar checks your JCP&L grid status, reviews your HOA requirements, and gives you honest numbers for your specific Berkeley Township home — free, no pressure.

⚡ Get My Free Berkeley Township Quote

JCP&L solar guide · NJ incentives 2026 · NJ HOA solar laws · All NJ service areas

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