Momentum Solar
Your Numbers
kWh per year — CT average ~8,500
$
per kWh
$
per month — what utility would charge for same kWh
% increase per year
$
per kWh
% increase per year
Payment Trend
Year-by-Year Breakdown
YearUtility
Monthly		Solar Monthly
(before EPP)		Solar Monthly
(EPP)		Yearly
Savings
Your 25-Year Summary
💡

If You Do Nothing

$0
Total utility payments over 25 years
📈

Savings (before EPP)

$0
💰

Savings With EPP Pricing

$0
💡 What is Efficient Partner Pricing (EPP)? ▼
Save Even More

Efficient Partner Pricing (EPP) rewards homeowners who help us operate efficiently. It's the same idea insurance companies use with non-smoker discounts — people who cost less to serve get better rates.

Here's how it works for you:

  • You set aside time to go through all the information and upgrade to solar in one visit
  • That saves us from making a second trip to your home
  • Each home we don't have to revisit lets us help one additional homeowner that month
  • We pass those efficiency savings back to you as a lower monthly rate

To lock in your EPP rate today, we just need three things:

  • ✅ Sign the agreement — get your solar journey started right now
  • ✅ Schedule your Engineering Visit — we send a specialist to finalize your custom system design
  • ✅ Set up autopay — enroll in automatic bank draft (ACH) to waive the monthly billing fee and lock in your lowest rate

It's a win-win. You get a better price today, and we get to help more families switch to solar. That's why the EPP rate you see above is lower than our standard pricing.

📄 Your Solar Lease — What You're Signing Up For

▼
1. Who Is This Agreement Between? ▼

This agreement is between you (the homeowner) and IGS Solar, LLC (the company that owns and maintains the solar system).

IGS Solar leases the equipment to you. You pay a monthly amount to use the system and keep the power it generates. IGS handles installation, insurance, repairs, and monitoring for the full 25 years.

All obligations start on the "Transaction Date" listed on your agreement — that's the day you sign.

2. How Long Is This Agreement? ▼

This is a 25-year lease — 300 months total. Think of it like leasing a car, but for solar panels.

The clock starts on the first day of the month right after your system gets turned on and connected to the grid. We call that the "Interconnection Date." Every year after that is a "Contract Year."

What this means for you: You're locking in your solar rate for 25 years. No renegotiating, no surprises. After 25 years, you choose what happens next — renew, buy the system, or let us remove it for free.

3. Your Monthly Payment ▼

You pay one fixed monthly amount for using the solar system. That's it. No equipment costs, no installation fees, no maintenance bills.

When you sign up, you'll set up automatic payment by credit card, debit card, or bank transfer (ACH). If you set up auto-pay through your bank (ACH), we usually waive the small monthly billing fee — so it's basically free to pay.

You'll get an email invoice every month. If a payment bounces, there's a standard returned-check fee (same as any other bill). If you're late, the fee is 1.5% per month on the past-due amount.

Sales tax may apply to your monthly payment, just like it does on your utility bill. That's normal.

Bottom line: Set it and forget it. One predictable payment. No utility bill roller coaster.

4. What Each Side Handles ▼

What IGS handles (so you don't have to):

  • Installation and construction start to finish
  • A revenue-grade meter that tracks every kilowatt-hour your system produces
  • Insurance on the system against damage or loss
  • All repairs if something breaks
  • No lien on your house — your home title stays clean. We may file a simple equipment notice (like a car loan notice) just to show we own the panels, but that's it

What we ask from you:

  • Keep trees and bushes trimmed so they don't shade the panels
  • Don't clean or modify the system yourself — call us if something looks off
  • Tell us ASAP if you see damage or something missing
  • Sign permit and inspection paperwork within 7 days when we send it
  • Keep your internet on — the monitoring system needs a connection to track performance. We can use your WiFi or install a cellular gateway
  • Get HOA approval if your neighborhood requires it
  • Don't use the system to heat a pool or hot tub
  • Share utility bills when we ask — helps us verify your savings

Roof work: If you're getting a new roof or doing construction that affects the panels, give us 30 days' notice. We'll coordinate removal and reinstallation. You keep paying your lease during any brief downtime.

Access: We need to get on your roof occasionally for maintenance or monitoring. We'll always try to give you reasonable notice. Access continues for 90 days after the lease ends, just in case we need to remove the system.

Bottom line: IGS handles the technical stuff. You handle basic homeowner stuff. Fair trade.

5. Before We Install ▼

Before installation day, we do our homework:

  • Engineering site audit to make sure your roof is solid
  • Final system design customized for your home
  • Real estate due diligence
  • All city permits, zoning, and building approvals
  • We claim any available rebates and renewable energy credits

You just need to return any paperwork we send you and get HOA approval if it applies.

If for some reason your roof can't support solar or the city won't approve it, we can cancel the agreement — but that's rare and protects both of us.

6. Changes to This Agreement ▼

The only way this agreement changes is if both of us sign a written amendment. No handshake deals, no verbal promises. We can fix utility paperwork to match the lease terms, but nothing changes your rate or your obligations without your signature.

7. Your Warranties ▼

Your protection comes from two documents:

  • The Limited Warranty (Exhibit 2) — covers defects, workmanship, and materials for 25 years
  • The Production Guarantee (Exhibit 3) — makes sure your system performs

Those two documents cover everything that matters. IGS doesn't make promises beyond what's in those exhibits — but honestly, they cover all the important stuff.

8. Can IGS Sell This Lease to Someone Else? ▼

Your lease may be transferred to a qualified financing partner — just like your mortgage gets sold to another bank. This is standard for solar leases.

Your rate, your terms, your warranty — nothing changes for you. The new company takes over the backend, and the old company is off the hook. Same as when your mortgage gets sold.

9. Who Owns the Equipment? ▼

IGS owns the panels, inverters, and equipment. It's considered personal property — like a leased car, not a built-in appliance. It doesn't become part of your house.

You can't let anyone put a lien on the equipment. If a contractor you hire separately tries to file a lien on the panels, you have 30 days to clear it.

Bottom line: You get all the benefits of solar without the headaches of ownership.

10. Who Owns the Power? ▼

You do. Every kilowatt-hour that hits your roof is yours. That's what you're paying for — the power, not the hardware.

11. Tax Credits & Incentives ▼

Since IGS owns the equipment, we claim the federal tax credits, state rebates, and renewable energy credits (SRECs). That's how we can offer you such a low monthly rate. We take the tax benefits on the front end, you take the savings on the back end. Win-win.

You'll need to sign some utility paperwork so we can process the incentives, but that's standard and takes two minutes.

Bottom line: The tax credits are baked into your low monthly payment. You're already getting the benefit — just in the form of savings instead of a tax form.

12. Can You Buy the System Later? Yes. ▼

Starting at year 5, you can buy the system outright if you want. The price is based on whichever is more fair:

  • Your remaining payments at a discount: All remaining lease payments, discounted at 5% per year. Basically "pay off the lease early at a discount."
  • What the system is actually worth: An independent appraiser figures out the fair market value. IGS pays for the appraisal.

If you buy it, you get any remaining manufacturer warranties and a bill of sale. From that day on, you're responsible for maintenance and repairs — just like you own it.

Bottom line: You have an exit ramp. Most people don't buy because the lease savings are already great, but the option is there if your situation changes.

13. What If You Sell Your House? ▼

You have three easy options. Most buyers love taking over a solar lease because it means lower electric bills from day one.

Option 1: Transfer the lease. Give us 30 days' notice, we run a quick credit check on the buyer. If they qualify, they take over the payments. This is the most common route — buyers see solar as a selling point.

Option 2: Prepay the lease. Pay off the remaining payments in a lump sum. The new owner pays nothing but still gets the solar power. Great for cash buyers.

Option 3: Buy the system (only if you're past year 5) and include it in the home sale. Now the buyer owns the panels free and clear.

Bottom line: Solar doesn't trap you in your house. It's a selling point. And if none of these work, talk to us — we want to help, not punish.

14. What Happens After Year 25? ▼

About 3 months before your lease ends, we mail you renewal forms. You have three choices:

  • Renew — sign the forms and keep going
  • Decline — sign the forms saying you're done, and the lease ends
  • Do nothing — your lease continues year-to-year at the same low rate, and you can stop anytime with 30 days' notice

If you don't renew or buy, we can remove the system for free at a time that works for you. Or we may transfer ownership to you as-is at no charge, and the system becomes yours to keep.

Bottom line: No cliff at year 25. You have options, and if you want out, we clean up after ourselves.

15. System Removal ▼

If you don't renew or buy after 25 years, we can remove the system for free and schedule it at your convenience. We'll take the panels off, seal the roof penetrations, and leave your roof as close to original as possible.

Or we may transfer ownership to you as-is at no charge, and the system becomes yours to keep.

16. Storms, Damage & Insurance ▼

Unless you intentionally damage the panels or are grossly negligent, IGS covers everything — hail, wind, fire, theft, you name it.

Your lease payment stays the same during repairs, but remember — you're still getting power from the grid, so your lights stay on while we fix the system. The repair is on us, not you.

Bottom line: Sleep easy. A tree falls on your roof? Not your wallet. Lightning strikes an inverter? We replace it.

17. Liability Limits ▼

If something goes wrong, IGS is only on the hook for direct damages — not lost profits, emotional distress, or other indirect stuff. Your liability to IGS is capped at what you'd owe under the default section.

Standard lease language. Every contract has it.

18. When Would This Go Bad? ▼

You're in default if:

  • You miss a payment and it's 30+ days late
  • You break a major rule and don't fix it within 14 days of us notifying you
  • You alter the system without permission
  • You give us false info on the application
  • You try to sell or transfer the lease without our okay
  • You go into bankruptcy or foreclosure

Bottom line: Pay your bill, don't mess with the equipment, and be honest. Do that, and you'll never think about this section. 99% of customers don't.

19. What Happens If Things Go South? ▼

This is the worst-case scenario section. If you default, we can try to fix the situation, take the system back, ask for the remaining value, or report it to credit bureaus.

This almost never happens because most people just pay their bill and enjoy the savings. If you're struggling, call us before you miss a payment — we'd rather work with you than against you.

20. Credit Check ▼

We run your credit when you apply. We report your payment history to credit bureaus.

Pay on time, build credit. Miss payments, it can hurt — just like any other bill. Standard stuff.

21. Photos of Your System ▼

We might take pictures of the panels on your roof for our website or marketing materials. Your name, address, and personal details stay private.

Your house might be a solar model home. No big deal.

22. Waivers ▼

If we don't enforce a rule one time, that doesn't mean we can't enforce it later. Standard contract language.

23. Legal Stuff ▼

This agreement follows the laws of your state. If there's a dispute, it gets handled in your local courts. No jury trials, no class actions — just straightforward resolution.

Standard legal boilerplate. Every contract has it.

24. Notices ▼

Important stuff has to be in writing — email, mail, or hand delivery. No "he said, she said."

25. The Whole Deal ▼

This document is the whole deal. No side agreements unless both of us sign them. If a court says one part doesn't work, the rest still stands.

26. Your Right to Cancel — 7-Day Safety Net ▼

You have 7 business days to change your mind. Zero cost. Zero hassle.

Sleep on it. Talk to your spouse. Google us. If you're not 100% in, cancel within a week and it's like it never happened. We'll refund any payments within 10 business days.

To cancel, just send a written notice to:

IGS Solar, LLC
6100 Emerald Parkway
Dublin, Ohio 43016
Email: SolarSupport@igs.com

Before You Sign ▼

By signing, you're saying:

  • "I've read this agreement and I understand it's legally binding"
  • "I know utility rates change over time, so savings can vary month to month — but over 25 years, the math is strongly in my favor"

Don't sign if there are blank spaces. Everything should be filled in before you put pen to paper.

Bottom line: You're making an informed decision. No pressure, no rush. You have 7 days to back out. Let me make sure every blank is filled and every question is answered before you sign.

Your 25-Year Warranty ▼

System Warranty: Professional install, free from defects in workmanship and materials for 25 years under normal use.

Roof Warranty: All roof penetrations are watertight for 5 years. If we put a hole in your roof, we seal it right.

Operation: The system will operate within manufacturer specs. If not, we repair or replace defective parts and restore operation.

Monitoring: Free monitoring for the full 25 years (unless you buy the system). We watch your production remotely. If something's off, we know before you do and we fix it.

Claims: Email SolarSupport@igs.com, call 888.974.0114, or mail overnight to 6100 Emerald Parkway, Dublin, OH 43016 — ATTN: IGS Residential Solar.

What's NOT covered: Damage you cause, unauthorized repairs, new tree growth shading the panels, or failures not caused by a system defect. Acts of God (hurricanes, earthquakes) — but remember, IGS still insures the system against those.

Bottom line: You're covered for 25 years. If the system breaks, underperforms, or leaks — we handle it. That's the whole point of leasing instead of buying.

Brick Township, NJ — JCP&L Territory

Solar Panels in Brick, NJ:
2026 Shore Energy Guide

JCP&L rates keep climbing across Ocean County. Brick Township homeowners — from Herbertsville to Normandy Beach — are locking in $0-down solar and taking control of their energy costs for good.

⚡ Get My Free Brick Quote
Omar Jackson — Brick NJ Solar Installer
Omar Jackson — Founder, Solar by Omar | Ocean County Solar Installer Brick is one of Ocean County’s most diverse solar markets — suburban families, waterfront homes, and shore properties all in one township. Coastal engineering requirements and JCP&L’s specific interconnection process are things I know from direct experience here.

Is solar worth it in Brick Township, NJ in 2026?

Yes. Brick Township is served by JCP&L at approximately $0.24/kWh — among the higher residential rates in New Jersey. A typical 8kW solar system eliminates 80–100% of your monthly JCP&L bill on a $0-down lease. NJ SuSI TREC payments add $815+/year in direct income for 15 years. The key local considerations are coastal wind load engineering for shore-adjacent properties and FEMA flood zone compliance for waterfront homes in Bay Harbor and Normandy Beach. Solar by Omar handles both — we’ve engineered systems across Ocean County’s coastal conditions.

Brick is Ocean County’s most populous municipality — over 75,000 residents spread across suburban neighborhoods, bay-front communities, and barrier island-adjacent properties. That diversity means solar looks different depending on where in Brick you live, and the right installer knows the difference between a Herbertsville ranch install and a Normandy Beach waterfront system.

$0.24JCP&L Rate Per kWh
$85.90NJ SuSI TREC per MWh
75K+Brick Township Residents
Solar panel installation in Brick NJ by Solar by Omar — JCP&L Ocean County coastal system
Recent Solar by Omar installation in Brick Township, Ocean County — coastal-engineered system in JCP&L territory.

Why Brick Township is a Strong Solar Market in 2026

Brick sits squarely in JCP&L territory — and JCP&L rates have been climbing steadily as the utility invests in Ocean County grid modernization. That ongoing rate pressure is exactly what makes solar increasingly compelling for Brick homeowners in 2026.

JCP&L’s 1:1 retail net metering means every kilowatt-hour your panels export to the grid is credited at JCP&L’s full retail rate. In summer when Ocean County systems overproduce — long days, strong direct sun — those credits bank and automatically offset your winter bills. The net result for most properly sized Brick systems is annual production that roughly matches annual consumption, getting you close to net-zero electricity costs.

☀️ Brick’s Solar Production Profile

Ocean County averages approximately 4.6 peak sun hours per day — slightly above the NJ statewide average thanks to the open coastal geography and minimal urban shading. A typical 8kW Brick system produces approximately 10,400 kWh per year. At JCP&L’s $0.24/kWh rate that’s $2,496/year in net metering value plus $815+/year in SuSI TREC income — a total annual benefit of over $3,300.

Coastal Solar Engineering — What Makes Brick Different

Installing solar on a standard Herbertsville colonial is straightforward. Installing on a waterfront home in Bay Harbor or a shore-adjacent property in Normandy Beach requires specialized engineering knowledge that most national solar companies don’t have.

🌬️ Wind Load Rating

Shore-adjacent Brick properties require racking systems rated for 120+ MPH wind loads. We specify and install only coastal-rated mounting hardware — standard suburban racking won’t pass your building inspection here.

🌊 FEMA Flood Zone

Waterfront properties in Bay Harbor, Normandy Beach, and Metedeconk River areas fall in FEMA flood zones. Electrical equipment must be mounted at approved elevations and inverters must meet flood zone placement requirements.

🧂 Salt Air Corrosion

Salt air accelerates corrosion on standard mounting hardware. We use marine-grade stainless steel racking and corrosion-resistant connectors on all shore-adjacent Brick installations — protecting your system’s integrity for 25 years.

📋 Township Permits

Brick Township Building Department has specific solar permit requirements. Solar by Omar handles all permit filing, structural engineering sign-off, and the full JCP&L interconnection process locally — you don’t deal with any of it.

📌 Why this matters: Many national solar companies use a single permit package template for all NJ installations. A Normandy Beach waterfront property has fundamentally different requirements than a Jackson Township ranch. Using the wrong package causes permit rejections, interconnection delays, and in some cases failed inspections. Local expertise isn’t marketing language — it’s the difference between a 6-week installation timeline and a 4-month nightmare.

Brick Township Solar Incentives in 2026

⚠️ Federal Tax Credit Update — Important for 2026

The 30% federal residential solar tax credit (Section 25D) was eliminated January 1, 2026. Brick Township homeowners who buy solar with cash or a loan receive zero federal tax benefit in 2026. The only remaining federal pathway is through a $0-down lease or PPA — where Solar by Omar claims the commercial Section 48E credit and passes it through as a lower monthly rate. For most homeowners the lease structure now delivers better immediate value than it did when the ITC existed for direct purchases. See our updated lease vs loan analysis.

New Jersey’s own incentive stack remains fully intact for Brick homeowners:

  • NJ SuSI TREC Program — $85.90/MWh for 15 years. Quarterly income for every megawatt-hour your system produces. On an 8kW Brick system that’s approximately $815/year — $12,225 over the full term. Paid directly to you, separate from bill savings.
  • JCP&L 1:1 Net Metering. Full retail rate credit for every kWh exported. Credits bank monthly and automatically offset bills — especially valuable in summer when Ocean County systems run at peak.
  • NJ Property Tax Exemption. Solar adds measurable market value to your Brick home but NJ law prohibits your municipality from raising your property tax assessment because of it.
  • 0% NJ Sales Tax. All solar equipment exempt from NJ’s 6.625% sales tax at point of purchase — automatic, no application needed.
  • $0-Down Lease. No upfront cost. Immediate monthly savings. Section 48E credit reflected in your rate.

JCP&L Grid vs Solar by Omar — Brick Township

Factor Staying on JCP&L Solar by Omar
Monthly Energy Cost Variable — rising annually Fixed — lower from day 1
Coastal Engineering N/A ✓ Wind load + flood zone handled
Storm Outage Protection No power during nor’easters Battery backup available
SuSI TREC Income None $815+/year for 15 years
Net Metering Credits None 1:1 retail at $0.24/kWh
Property Value Unchanged Increased — 0% tax impact
EV Charging Pays JCP&L rate per charge Charges free from your panels

Battery Backup & EV Charging for Brick Residents

Shore residents know grid reliability isn’t guaranteed during storm season. Nor’easters, tropical storm remnants, and summer squalls regularly knock out JCP&L service across Ocean County. For Brick families with medical devices, home offices, or young children, an outage isn’t just inconvenient.

A solar battery system like the Tesla Powerwall 3 transforms your Brick home into a self-sufficient micro-grid. When JCP&L goes down, your battery takes over seamlessly — keeping your essentials running until power is restored or indefinitely if your panels are producing. Battery can be bundled into your solar project at no additional upfront cost on a lease.

If you drive an EV, Level 2 EV charger installation integrated with your solar system means charging your vehicle directly from your panels — free, every day. We handle the full permit and electrical work across Brick Township.

Brick Township Neighborhoods Solar by Omar Serves

Herbertsville
Lake Riviera
Bay Harbor
Normandy Beach
Laurelton
Adamston
Midstreams
Metedeconk
Cedar Bridge
Princeton Heights

Brick Township Solar FAQs

Brick Township is served by JCP&L (Jersey Central Power & Light), a FirstEnergy subsidiary. JCP&L offers 1:1 retail net metering at approximately $0.24/kWh and access to the NJ SuSI TREC program. JCP&L is investing $108 million in Ocean County grid upgrades through 2028 as part of its EnergizeNJ program. Read our full JCP&L solar guide here.
Yes — but coastal installations require specific engineering that standard installers often miss. Shore-adjacent and waterfront properties in Brick need wind load-rated racking (120+ MPH), FEMA flood zone compliance for electrical equipment placement, and marine-grade corrosion-resistant hardware. Solar by Omar engineers all Brick installations to coastal specifications — including the full FEMA compliance package for Bay Harbor and Normandy Beach waterfront properties.
On a $0-down lease, Brick homeowners pay nothing upfront with immediate monthly savings. Purchased systems range from $19,000–$32,000 for typical Brick properties (coastal engineering adds cost on waterfront homes) before NJ incentives. The 30% federal tax credit expired December 31, 2025 for direct purchases — leases still access the commercial 48E credit indirectly through the installer. See the full NJ solar cost breakdown.
NJ SuSI TREC payments ($85.90/MWh for 15 years), JCP&L 1:1 retail net metering at $0.24/kWh, NJ property tax exemption, and 0% NJ sales tax on solar equipment. The federal 30% residential ITC expired December 31, 2025 for direct purchases. Lease/PPA financing still accesses it indirectly. See the full 2026 NJ incentives guide.
Physical installation takes one day for a standard Brick property. Full timeline from signed agreement to JCP&L Permission to Operate — including Brick Township permits and JCP&L interconnection — typically runs 6–10 weeks. Coastal properties requiring FEMA flood zone documentation may add 1–2 weeks. Solar by Omar handles all permitting and JCP&L paperwork on your behalf.
Yes — all neighborhoods including Herbertsville, Lake Riviera, Bay Harbor, Normandy Beach, Laurelton, Adamston, Metedeconk, and surrounding areas. We also serve the broader Ocean County region including Toms River, Lakewood, Jackson, Howell, and Berkeley Township.

Ready to Cut Your Brick Township JCP&L Bill?

Omar checks your JCP&L grid status, reviews your coastal engineering requirements, and gives you honest numbers for your specific Brick home — free, no pressure.

⚡ Get My Free Brick Solar Quote

JCP&L solar guide · NJ incentives 2026 · Should I get a battery? · All NJ service areas

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