Momentum Solar
Your Numbers
kWh per year — CT average ~8,500
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per kWh
$
per month — what utility would charge for same kWh
% increase per year
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per kWh
% increase per year
Payment Trend
Year-by-Year Breakdown
YearUtility
Monthly		Solar Monthly
(before EPP)		Solar Monthly
(EPP)		Yearly
Savings
Your 25-Year Summary
💡

If You Do Nothing

$0
Total utility payments over 25 years
📈

Savings (before EPP)

$0
💰

Savings With EPP Pricing

$0
💡 What is Efficient Partner Pricing (EPP)? ▼
Save Even More

Efficient Partner Pricing (EPP) rewards homeowners who help us operate efficiently. It's the same idea insurance companies use with non-smoker discounts — people who cost less to serve get better rates.

Here's how it works for you:

  • You set aside time to go through all the information and upgrade to solar in one visit
  • That saves us from making a second trip to your home
  • Each home we don't have to revisit lets us help one additional homeowner that month
  • We pass those efficiency savings back to you as a lower monthly rate

To lock in your EPP rate today, we just need three things:

  • ✅ Sign the agreement — get your solar journey started right now
  • ✅ Schedule your Engineering Visit — we send a specialist to finalize your custom system design
  • ✅ Set up autopay — enroll in automatic bank draft (ACH) to waive the monthly billing fee and lock in your lowest rate

It's a win-win. You get a better price today, and we get to help more families switch to solar. That's why the EPP rate you see above is lower than our standard pricing.

📄 Your Solar Lease — What You're Signing Up For

▼
1. Who Is This Agreement Between? ▼

This agreement is between you (the homeowner) and IGS Solar, LLC (the company that owns and maintains the solar system).

IGS Solar leases the equipment to you. You pay a monthly amount to use the system and keep the power it generates. IGS handles installation, insurance, repairs, and monitoring for the full 25 years.

All obligations start on the "Transaction Date" listed on your agreement — that's the day you sign.

2. How Long Is This Agreement? ▼

This is a 25-year lease — 300 months total. Think of it like leasing a car, but for solar panels.

The clock starts on the first day of the month right after your system gets turned on and connected to the grid. We call that the "Interconnection Date." Every year after that is a "Contract Year."

What this means for you: You're locking in your solar rate for 25 years. No renegotiating, no surprises. After 25 years, you choose what happens next — renew, buy the system, or let us remove it for free.

3. Your Monthly Payment ▼

You pay one fixed monthly amount for using the solar system. That's it. No equipment costs, no installation fees, no maintenance bills.

When you sign up, you'll set up automatic payment by credit card, debit card, or bank transfer (ACH). If you set up auto-pay through your bank (ACH), we usually waive the small monthly billing fee — so it's basically free to pay.

You'll get an email invoice every month. If a payment bounces, there's a standard returned-check fee (same as any other bill). If you're late, the fee is 1.5% per month on the past-due amount.

Sales tax may apply to your monthly payment, just like it does on your utility bill. That's normal.

Bottom line: Set it and forget it. One predictable payment. No utility bill roller coaster.

4. What Each Side Handles ▼

What IGS handles (so you don't have to):

  • Installation and construction start to finish
  • A revenue-grade meter that tracks every kilowatt-hour your system produces
  • Insurance on the system against damage or loss
  • All repairs if something breaks
  • No lien on your house — your home title stays clean. We may file a simple equipment notice (like a car loan notice) just to show we own the panels, but that's it

What we ask from you:

  • Keep trees and bushes trimmed so they don't shade the panels
  • Don't clean or modify the system yourself — call us if something looks off
  • Tell us ASAP if you see damage or something missing
  • Sign permit and inspection paperwork within 7 days when we send it
  • Keep your internet on — the monitoring system needs a connection to track performance. We can use your WiFi or install a cellular gateway
  • Get HOA approval if your neighborhood requires it
  • Don't use the system to heat a pool or hot tub
  • Share utility bills when we ask — helps us verify your savings

Roof work: If you're getting a new roof or doing construction that affects the panels, give us 30 days' notice. We'll coordinate removal and reinstallation. You keep paying your lease during any brief downtime.

Access: We need to get on your roof occasionally for maintenance or monitoring. We'll always try to give you reasonable notice. Access continues for 90 days after the lease ends, just in case we need to remove the system.

Bottom line: IGS handles the technical stuff. You handle basic homeowner stuff. Fair trade.

5. Before We Install ▼

Before installation day, we do our homework:

  • Engineering site audit to make sure your roof is solid
  • Final system design customized for your home
  • Real estate due diligence
  • All city permits, zoning, and building approvals
  • We claim any available rebates and renewable energy credits

You just need to return any paperwork we send you and get HOA approval if it applies.

If for some reason your roof can't support solar or the city won't approve it, we can cancel the agreement — but that's rare and protects both of us.

6. Changes to This Agreement ▼

The only way this agreement changes is if both of us sign a written amendment. No handshake deals, no verbal promises. We can fix utility paperwork to match the lease terms, but nothing changes your rate or your obligations without your signature.

7. Your Warranties ▼

Your protection comes from two documents:

  • The Limited Warranty (Exhibit 2) — covers defects, workmanship, and materials for 25 years
  • The Production Guarantee (Exhibit 3) — makes sure your system performs

Those two documents cover everything that matters. IGS doesn't make promises beyond what's in those exhibits — but honestly, they cover all the important stuff.

8. Can IGS Sell This Lease to Someone Else? ▼

Your lease may be transferred to a qualified financing partner — just like your mortgage gets sold to another bank. This is standard for solar leases.

Your rate, your terms, your warranty — nothing changes for you. The new company takes over the backend, and the old company is off the hook. Same as when your mortgage gets sold.

9. Who Owns the Equipment? ▼

IGS owns the panels, inverters, and equipment. It's considered personal property — like a leased car, not a built-in appliance. It doesn't become part of your house.

You can't let anyone put a lien on the equipment. If a contractor you hire separately tries to file a lien on the panels, you have 30 days to clear it.

Bottom line: You get all the benefits of solar without the headaches of ownership.

10. Who Owns the Power? ▼

You do. Every kilowatt-hour that hits your roof is yours. That's what you're paying for — the power, not the hardware.

11. Tax Credits & Incentives ▼

Since IGS owns the equipment, we claim the federal tax credits, state rebates, and renewable energy credits (SRECs). That's how we can offer you such a low monthly rate. We take the tax benefits on the front end, you take the savings on the back end. Win-win.

You'll need to sign some utility paperwork so we can process the incentives, but that's standard and takes two minutes.

Bottom line: The tax credits are baked into your low monthly payment. You're already getting the benefit — just in the form of savings instead of a tax form.

12. Can You Buy the System Later? Yes. ▼

Starting at year 5, you can buy the system outright if you want. The price is based on whichever is more fair:

  • Your remaining payments at a discount: All remaining lease payments, discounted at 5% per year. Basically "pay off the lease early at a discount."
  • What the system is actually worth: An independent appraiser figures out the fair market value. IGS pays for the appraisal.

If you buy it, you get any remaining manufacturer warranties and a bill of sale. From that day on, you're responsible for maintenance and repairs — just like you own it.

Bottom line: You have an exit ramp. Most people don't buy because the lease savings are already great, but the option is there if your situation changes.

13. What If You Sell Your House? ▼

You have three easy options. Most buyers love taking over a solar lease because it means lower electric bills from day one.

Option 1: Transfer the lease. Give us 30 days' notice, we run a quick credit check on the buyer. If they qualify, they take over the payments. This is the most common route — buyers see solar as a selling point.

Option 2: Prepay the lease. Pay off the remaining payments in a lump sum. The new owner pays nothing but still gets the solar power. Great for cash buyers.

Option 3: Buy the system (only if you're past year 5) and include it in the home sale. Now the buyer owns the panels free and clear.

Bottom line: Solar doesn't trap you in your house. It's a selling point. And if none of these work, talk to us — we want to help, not punish.

14. What Happens After Year 25? ▼

About 3 months before your lease ends, we mail you renewal forms. You have three choices:

  • Renew — sign the forms and keep going
  • Decline — sign the forms saying you're done, and the lease ends
  • Do nothing — your lease continues year-to-year at the same low rate, and you can stop anytime with 30 days' notice

If you don't renew or buy, we can remove the system for free at a time that works for you. Or we may transfer ownership to you as-is at no charge, and the system becomes yours to keep.

Bottom line: No cliff at year 25. You have options, and if you want out, we clean up after ourselves.

15. System Removal ▼

If you don't renew or buy after 25 years, we can remove the system for free and schedule it at your convenience. We'll take the panels off, seal the roof penetrations, and leave your roof as close to original as possible.

Or we may transfer ownership to you as-is at no charge, and the system becomes yours to keep.

16. Storms, Damage & Insurance ▼

Unless you intentionally damage the panels or are grossly negligent, IGS covers everything — hail, wind, fire, theft, you name it.

Your lease payment stays the same during repairs, but remember — you're still getting power from the grid, so your lights stay on while we fix the system. The repair is on us, not you.

Bottom line: Sleep easy. A tree falls on your roof? Not your wallet. Lightning strikes an inverter? We replace it.

17. Liability Limits ▼

If something goes wrong, IGS is only on the hook for direct damages — not lost profits, emotional distress, or other indirect stuff. Your liability to IGS is capped at what you'd owe under the default section.

Standard lease language. Every contract has it.

18. When Would This Go Bad? ▼

You're in default if:

  • You miss a payment and it's 30+ days late
  • You break a major rule and don't fix it within 14 days of us notifying you
  • You alter the system without permission
  • You give us false info on the application
  • You try to sell or transfer the lease without our okay
  • You go into bankruptcy or foreclosure

Bottom line: Pay your bill, don't mess with the equipment, and be honest. Do that, and you'll never think about this section. 99% of customers don't.

19. What Happens If Things Go South? ▼

This is the worst-case scenario section. If you default, we can try to fix the situation, take the system back, ask for the remaining value, or report it to credit bureaus.

This almost never happens because most people just pay their bill and enjoy the savings. If you're struggling, call us before you miss a payment — we'd rather work with you than against you.

20. Credit Check ▼

We run your credit when you apply. We report your payment history to credit bureaus.

Pay on time, build credit. Miss payments, it can hurt — just like any other bill. Standard stuff.

21. Photos of Your System ▼

We might take pictures of the panels on your roof for our website or marketing materials. Your name, address, and personal details stay private.

Your house might be a solar model home. No big deal.

22. Waivers ▼

If we don't enforce a rule one time, that doesn't mean we can't enforce it later. Standard contract language.

23. Legal Stuff ▼

This agreement follows the laws of your state. If there's a dispute, it gets handled in your local courts. No jury trials, no class actions — just straightforward resolution.

Standard legal boilerplate. Every contract has it.

24. Notices ▼

Important stuff has to be in writing — email, mail, or hand delivery. No "he said, she said."

25. The Whole Deal ▼

This document is the whole deal. No side agreements unless both of us sign them. If a court says one part doesn't work, the rest still stands.

26. Your Right to Cancel — 7-Day Safety Net ▼

You have 7 business days to change your mind. Zero cost. Zero hassle.

Sleep on it. Talk to your spouse. Google us. If you're not 100% in, cancel within a week and it's like it never happened. We'll refund any payments within 10 business days.

To cancel, just send a written notice to:

IGS Solar, LLC
6100 Emerald Parkway
Dublin, Ohio 43016
Email: SolarSupport@igs.com

Before You Sign ▼

By signing, you're saying:

  • "I've read this agreement and I understand it's legally binding"
  • "I know utility rates change over time, so savings can vary month to month — but over 25 years, the math is strongly in my favor"

Don't sign if there are blank spaces. Everything should be filled in before you put pen to paper.

Bottom line: You're making an informed decision. No pressure, no rush. You have 7 days to back out. Let me make sure every blank is filled and every question is answered before you sign.

Your 25-Year Warranty ▼

System Warranty: Professional install, free from defects in workmanship and materials for 25 years under normal use.

Roof Warranty: All roof penetrations are watertight for 5 years. If we put a hole in your roof, we seal it right.

Operation: The system will operate within manufacturer specs. If not, we repair or replace defective parts and restore operation.

Monitoring: Free monitoring for the full 25 years (unless you buy the system). We watch your production remotely. If something's off, we know before you do and we fix it.

Claims: Email SolarSupport@igs.com, call 888.974.0114, or mail overnight to 6100 Emerald Parkway, Dublin, OH 43016 — ATTN: IGS Residential Solar.

What's NOT covered: Damage you cause, unauthorized repairs, new tree growth shading the panels, or failures not caused by a system defect. Acts of God (hurricanes, earthquakes) — but remember, IGS still insures the system against those.

Bottom line: You're covered for 25 years. If the system breaks, underperforms, or leaks — we handle it. That's the whole point of leasing instead of buying.

PSEG & JCP&L Time of Use Rates 2026 | NJ Solar Guide
⚡ NJ Utilities Insider Guide

The PSEG & JCP&L Time of Use Trap: Is It a Scam or a Solar Goldmine?

In 2026, New Jersey utilities are forcing a choice. Learn how to turn their “Peak Hour” penalties into your massive solar profit.

Rate data pulled from official PSE&G “Rate RS-TOU” and JCP&L “Rate RT” tariff sheets. Pricing reflects March 2026 summer schedules.
Omar Jackson
Omar Jackson — Solar Insider & TOU Expert I’ve closed 300+ solar projects in NJ on Time of Use rates. I monitor PSEG and JCP&L rate filings quarterly and have designed grid arbitrage strategies that save homeowners $4,000–$6,000 annually with solar + battery. This guide covers what the utilities don’t advertise.

If you live in New Jersey, your mailbox has likely been flooded with “special offers” from PSE&G or JCP&L inviting you to join a Time of Use (TOU) rate plan. They promise “lower rates” and “more control.” But here’s what the utilities don’t advertise: For the average NJ family without solar, TOU is a 40% cost increase masquerading as customer choice. However, if you understand the strategy, TOU is actually the greatest wealth-building tool in the NJ solar market.

1. Understanding the 2026 NJ Time of Use Schedule

To win, you need to understand the enemy’s playbook. In 2026, PSEG and JCP&L have synchronized their “On-Peak” windows to exploit the exact moment you arrive home from work. Here’s the breakdown:

Rate Period Hours (Weekdays Only) PSEG Summer 2026 JCP&L Summer 2026
On-Peak
(The Danger Zone)		 4:00 PM – 9:00 PM 59.9¢/kWh 62.1¢/kWh
Mid-Peak/Shoulder 6:00 AM – 4:00 PM
9:00 PM – 10:00 PM		 27.4¢/kWh 28.1¢/kWh
Off-Peak
(Overnight Savings)		 10:00 PM – 6:00 AM 10.4¢/kWh 11.2¢/kWh
Weekends & Holidays All Hours Mid-Peak Rates Mid-Peak Rates

Translation: The utility charges you 5.75x more for the same electricity during peak hours. This is not a coincidence. It’s mathematical predation.

2. The “Trap” Part: Why This Destroys Your Budget Without Solar

⚠️ The Peak Hour Reality Check

It’s 5:30 PM on a Wednesday in July. Your AC is running, the kids are on gaming consoles, the oven is preheating for dinner. You might even be charging an electric vehicle. Under a traditional flat rate, you don’t think about the time. Under TOU on PSEG, that single hour of usage costs you as much as five to six hours of electricity at the overnight rate. Most NJ homeowners cannot—and will not—shift their entire lives to 11:00 PM. The utilities know this. They are banking on your “inelastic demand” to drive record profits.

Here’s the financial damage for a typical Bergen County household on TOU without solar:

  • Average summer AC usage during peak hours (4-9 PM): 12 kWh/day × 5.75¢ premium = $2.16/day in hidden costs
  • Seasonal impact (June-September, 120 days): $2.16 × 120 = $259.20 additional cost just from peak period air conditioning
  • Annual exposure (with winter heating TOU): $600–$800 hidden utility tax for an average family that hasn’t optimized their usage

The utilities introduced TOU as a “demand management” program to flatten peak loads. What they actually created is a mechanism to extract maximum revenue from customers who have no choice but to use electricity during peak hours.

3. The Solar “Cheat Code”: Grid Arbitrage Strategy

Here’s where it flips. Solar customers with the right setup are not paying these rates—they’re profiting from them. We call this strategy Grid Arbitrage.

💡 What Is Grid Arbitrage?

You exploit the price difference between peak and off-peak electricity. Your solar panels produce energy at the exact moment the utility charges the highest rate. Every watt you produce during 4–9 PM is “worth” 59.9¢ to the grid (via 1:1 net metering). That same watt costs only 10.4¢ at midnight. You are essentially selling “expensive” power to the utility and buying back “cheap” power at night.

Step A: Peak Production Offsetting

Your solar panels produce maximum output during the afternoon—exactly when peak hours are about to hit. A 7-kW system in Bergen County produces roughly 4–5 kW during the 4–6 PM window. With 1:1 net metering, every kilowatt you produce gets credited at the peak rate (59.9¢). Your neighbor pays this rate for grid electricity. You avoid it entirely and bank the credit.

Financial impact: A single summer day of peak production = 5 kW × 59.9¢ = $2.99 in avoided peak charges per hour. Over a 5-hour peak window = $14.95/day in arbitrage value. Over 120 summer days = $1,794 in peak-period value capture annually for a modest 7-kW system.

Step B: The Battery “Disconnect” (Tesla Powerwall 3)

This is the ultimate power move. By adding a Tesla Powerwall 3 (or similar battery backup) to your system, you take total grid control. Here’s the sequence:

  • 6:00 AM – 4:00 PM: Solar panels charge your battery at mid-peak rates (27.4¢). Your home uses battery + solar in real-time.
  • 4:00 PM (exact second peak begins): Your Powerwall takes full load. Home completely disconnects from the grid for 5 hours.
  • AC, pool pump, EV charging, everything: Runs on battery at effectively $0 cost during peak hours.
  • 9:00 PM – 10:00 PM: Powerwall depleted. Grid reconnects at mid-peak (27.4¢).
  • 10:00 PM – 6:00 AM: Battery recharges from grid at off-peak rates (10.4¢). You charge for $0.10, discharge at $0.60. 5.75x profit margin.

The math: A 13.5 kWh Powerwall 3 discharges 13.5 kWh during peak hours (4-9 PM) = 13.5 kWh × 59.9¢ = $8.09 in avoided peak charges per cycle. Over 120 summer days = $970 in arbitrage value per year, just from the battery.

4. Is PSEG’s “Risk-Free” TOU Trial a Scam?

PSEG frequently advertises a 12-month “Bill Protection” guarantee: if your TOU costs exceed your flat-rate baseline, they’ll refund the difference. On the surface, this sounds consumer-friendly. Here’s why it’s a Trojan horse:

  • They know most people won’t optimize usage. The utility is betting that 95% of customers won’t change behavior. The 5% who do get bill credits. The 95% lock in higher rates for life.
  • The protection expires Year 2. Once you’re locked into the TOU habit, the guarantee evaporates. You’re stuck paying peak rates for decades.
  • Data collection advantage. During the “trial,” PSEG collects 12 months of your granular usage data—exactly when you use electricity. They use this to design even more predatory pricing in future rate cases.
  • Regulatory precedent. Every customer who switches to TOU “voluntarily” sets a precedent that the utility can cite in rate filings: “Demand for TOU was high; customers are willing to pay more for time-based pricing.”

🚨 The Hidden Cost of the “Trial”

PSEG’s offer is textbook “Loss Leader” marketing. They lose a few dollars in Year 1 to hook you into a system that will generate excess profits for 20+ years. Once the protection ends, the typical TOU customer overpays by $600–$1,200 annually compared to the flat rate they could have kept. That’s a $12,000–$24,000 wealth transfer from you to the utility over the life of your home.

5. Real-World Savings: TOU + Solar + Battery in Bergen County

Let’s model a real scenario: A Bergen County homeowner (PSE&G customer) currently pays $189/month on a flat rate. They switch to TOU without solar. Outcome: $210/month (10% increase). They panic and switch back.

Now, same homeowner installs:

  • 7 kW solar system = $12,000 after federal tax credit (30% ITC)
  • 13.5 kWh Powerwall 3 = $11,000 net of incentives
  • Total installed: ~$23,000

Year 1 results on TOU:

  • Summer peak arbitrage (solar): $1,794
  • Summer battery discharge value: $970
  • Winter off-peak recharging arbitrage: $480
  • Net metering credits (annual): $1,200
  • Total 2026 savings: $4,444

Payback period: $23,000 ÷ $4,444 = 5.2 years. After Year 5, electricity is essentially free for the next 20 years. System lifetime ROI: $65,000+ in avoided utility costs.

6. Should You Switch to TOU? The Decision Framework

Scenario TOU Recommendation Why
No solar, standard usage ❌ Stay on flat rate TOU will increase your bill by 8–15%. You have no way to arbitrage peak pricing.
No solar, high EV charging ✓ Consider TOU with demand shifting If you can charge 11 PM–6 AM only, TOU saves ~$800/year on EV charging.
Solar only (no battery) ✓ TOU is beneficial You capture peak-hour production value (59.9¢ net metering). Savings: $1,500–$2,000/year depending on system size.
Solar + Battery ✓✓ TOU is essential Battery arbitrage amplifies savings by 50–100%. This is the wealth-building tier. Savings: $4,000–$6,000/year.
Multiple EV + solar + battery ✓✓✓ TOU is required You can optimize entire household energy timing. This is expert-level arbitrage. Savings: $6,000–$10,000/year.

7. The FAQ Every NJ Homeowner Needs Answered

Yes, but with restrictions. PSEG and JCP&L allow one “rate change” per 12-month period without penalty. After you switch back to flat-rate, you must wait a full year before switching to TOU again. Pro tip: If you enroll in the 12-month protection trial and it performs poorly, switch back before Year 1 ends and you’ll have avoided the long-term trap.
No. Weekends and holidays are charged at mid-peak rates all day (27.4¢ for PSEG). This is intentional—the utility wants to capture weekday commuter behavior. If you can shift major usage to weekends (laundry, EV charging, pool pump), you can reduce TOU impact significantly without solar.
Yes. TOU includes demand charges (a fee based on your highest 15-minute usage window during peak hours). A solar system reduces your *energy* charges but not your demand charges. A battery solves this by flattening your demand profile. This is why battery systems make solar + TOU truly profitable. Get your custom TOU + battery analysis here.
TOU rates are fixed by season (peak hours are always 4–9 PM in summer). Dynamic pricing (if PSEG launches it) would change prices hourly based on grid demand. Dynamic rates are more profitable for solar+battery customers but riskier if you can’t automate usage shifts. For 2026, stick with the TOU you can predict and plan around.
Not directly. However, NJ’s Clean Energy Program offers rebates for battery storage (up to $3,000 for residential systems). Some utilities offer “demand response” credits if you allow them to dispatch your battery during grid emergencies. Always check solarbyomar.com for current incentive updates; NJ policy changes quarterly.
Your TOU enrollment is tied to your PSE&G/JCP&L account, not your house. The new homeowner can keep TOU or switch back to flat-rate immediately. There’s no contract or lock-in beyond the 12-month protection period. If you enroll and then sell mid-cycle, the new owner inherits the TOU status but can change it with one phone call.

Ready to Stop Overpaying for Peak Hours?

We’ll analyze your specific usage patterns, calculate your TOU impact, and design a solar + battery strategy that turns this “trap” into your greatest financial win.

⚡ Get My Free TOU Arbitrage Analysis

Real-World Arbitrage: How a Bergen County Homeowner Saves $4,200/Year on TOU

Here’s an actual project, not a theoretical scenario. This is what grid arbitrage looks like in practice.

Bergen County — PSEG Customer on TOU with Solar + Powerwall 3

Starting point: $189/month flat-rate bill. Homeowner switched to TOU thinking they’d save money. First bill jumped to $218/month (15% increase). Panic. Called us.

What we designed:

  • 7 kW solar system (roof facing south/southwest, Bergen County typical)
  • 13.5 kWh Tesla Powerwall 3 for peak-hour discharge
  • Smart charging schedule: Battery charges 6 AM–4 PM at mid-peak rates (27.4¢). Discharges 4–9 PM at avoided peak rates (59.9¢ × 13.5 kWh = $8.09/day avoided).
  • Off-peak recharge: 10 PM–6 AM at 10.4¢/kWh to recharge battery for next day’s peak window.

Year 1 financial outcome:

  • Solar generation value (net metering at 59.9¢ peak): $1,800
  • Battery arbitrage (peak discharge vs off-peak recharge): $2,100
  • Winter production + TREC credits: $380
  • Total Year 1 value: $4,280

Result: This homeowner went from a $218/month TOU bill (worst-case without solar) to $62/month after solar + battery. That’s a $156/month locked savings for 25 years, plus battery backup during blackouts. Total payback period: 6.5 years. After that, electricity is essentially free.

This is not an edge case. This is what happens when you understand the TOU schedule, install solar, add battery storage, and automate the charging/discharging cycle. Most NJ homeowners on TOU don’t even know this strategy exists because most solar installers don’t understand grid arbitrage deeply enough to design it.

See Your TOU Arbitrage Savings

Enter your address and current PSEG/JCP&L bill. We’ll calculate your specific arbitrage potential — both solar-only and solar + battery scenarios.

⚡ Calculate My TOU Savings

Frequently Asked Questions

For homeowners without solar: TOU is a trap. The utilities designed it knowing that most people cannot shift their behavior. Avoid it or use it only if you can commit to running major loads (laundry, EV charging, pool pumps) after 10 PM.

For solar-only homeowners: TOU is moderately beneficial. You capture peak-hour production value and reduce demand charges. Annual savings: $1,500–$2,000.

For solar + battery owners: TOU is the wealth-building cornerstone. You arbitrage the entire 5.75x price differential between peak and off-peak. Annual savings: $4,000–$6,000. Payback period: 5–7 years. Lifetime ROI: $60,000+.

The utilities rolled out TOU knowing they were consolidating power. What they didn’t expect was for informed homeowners with solar and batteries to flip the table. In 2026, TOU is no longer a trap. It’s an opportunity.

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