Momentum Solar
Your Numbers
kWh per year — CT average ~8,500
$
per kWh
$
per month — what utility would charge for same kWh
% increase per year
$
per kWh
% increase per year
Payment Trend
Year-by-Year Breakdown
YearUtility
Monthly		Solar Monthly
(before EPP)		Solar Monthly
(EPP)		Yearly
Savings
Your 25-Year Summary
💡

If You Do Nothing

$0
Total utility payments over 25 years
📈

Savings (before EPP)

$0
💰

Savings With EPP Pricing

$0
💡 What is Efficient Partner Pricing (EPP)? ▼
Save Even More

Efficient Partner Pricing (EPP) rewards homeowners who help us operate efficiently. It's the same idea insurance companies use with non-smoker discounts — people who cost less to serve get better rates.

Here's how it works for you:

  • You set aside time to go through all the information and upgrade to solar in one visit
  • That saves us from making a second trip to your home
  • Each home we don't have to revisit lets us help one additional homeowner that month
  • We pass those efficiency savings back to you as a lower monthly rate

To lock in your EPP rate today, we just need three things:

  • ✅ Sign the agreement — get your solar journey started right now
  • ✅ Schedule your Engineering Visit — we send a specialist to finalize your custom system design
  • ✅ Set up autopay — enroll in automatic bank draft (ACH) to waive the monthly billing fee and lock in your lowest rate

It's a win-win. You get a better price today, and we get to help more families switch to solar. That's why the EPP rate you see above is lower than our standard pricing.

📄 Your Solar Lease — What You're Signing Up For

▼
1. Who Is This Agreement Between? ▼

This agreement is between you (the homeowner) and IGS Solar, LLC (the company that owns and maintains the solar system).

IGS Solar leases the equipment to you. You pay a monthly amount to use the system and keep the power it generates. IGS handles installation, insurance, repairs, and monitoring for the full 25 years.

All obligations start on the "Transaction Date" listed on your agreement — that's the day you sign.

2. How Long Is This Agreement? ▼

This is a 25-year lease — 300 months total. Think of it like leasing a car, but for solar panels.

The clock starts on the first day of the month right after your system gets turned on and connected to the grid. We call that the "Interconnection Date." Every year after that is a "Contract Year."

What this means for you: You're locking in your solar rate for 25 years. No renegotiating, no surprises. After 25 years, you choose what happens next — renew, buy the system, or let us remove it for free.

3. Your Monthly Payment ▼

You pay one fixed monthly amount for using the solar system. That's it. No equipment costs, no installation fees, no maintenance bills.

When you sign up, you'll set up automatic payment by credit card, debit card, or bank transfer (ACH). If you set up auto-pay through your bank (ACH), we usually waive the small monthly billing fee — so it's basically free to pay.

You'll get an email invoice every month. If a payment bounces, there's a standard returned-check fee (same as any other bill). If you're late, the fee is 1.5% per month on the past-due amount.

Sales tax may apply to your monthly payment, just like it does on your utility bill. That's normal.

Bottom line: Set it and forget it. One predictable payment. No utility bill roller coaster.

4. What Each Side Handles ▼

What IGS handles (so you don't have to):

  • Installation and construction start to finish
  • A revenue-grade meter that tracks every kilowatt-hour your system produces
  • Insurance on the system against damage or loss
  • All repairs if something breaks
  • No lien on your house — your home title stays clean. We may file a simple equipment notice (like a car loan notice) just to show we own the panels, but that's it

What we ask from you:

  • Keep trees and bushes trimmed so they don't shade the panels
  • Don't clean or modify the system yourself — call us if something looks off
  • Tell us ASAP if you see damage or something missing
  • Sign permit and inspection paperwork within 7 days when we send it
  • Keep your internet on — the monitoring system needs a connection to track performance. We can use your WiFi or install a cellular gateway
  • Get HOA approval if your neighborhood requires it
  • Don't use the system to heat a pool or hot tub
  • Share utility bills when we ask — helps us verify your savings

Roof work: If you're getting a new roof or doing construction that affects the panels, give us 30 days' notice. We'll coordinate removal and reinstallation. You keep paying your lease during any brief downtime.

Access: We need to get on your roof occasionally for maintenance or monitoring. We'll always try to give you reasonable notice. Access continues for 90 days after the lease ends, just in case we need to remove the system.

Bottom line: IGS handles the technical stuff. You handle basic homeowner stuff. Fair trade.

5. Before We Install ▼

Before installation day, we do our homework:

  • Engineering site audit to make sure your roof is solid
  • Final system design customized for your home
  • Real estate due diligence
  • All city permits, zoning, and building approvals
  • We claim any available rebates and renewable energy credits

You just need to return any paperwork we send you and get HOA approval if it applies.

If for some reason your roof can't support solar or the city won't approve it, we can cancel the agreement — but that's rare and protects both of us.

6. Changes to This Agreement ▼

The only way this agreement changes is if both of us sign a written amendment. No handshake deals, no verbal promises. We can fix utility paperwork to match the lease terms, but nothing changes your rate or your obligations without your signature.

7. Your Warranties ▼

Your protection comes from two documents:

  • The Limited Warranty (Exhibit 2) — covers defects, workmanship, and materials for 25 years
  • The Production Guarantee (Exhibit 3) — makes sure your system performs

Those two documents cover everything that matters. IGS doesn't make promises beyond what's in those exhibits — but honestly, they cover all the important stuff.

8. Can IGS Sell This Lease to Someone Else? ▼

Your lease may be transferred to a qualified financing partner — just like your mortgage gets sold to another bank. This is standard for solar leases.

Your rate, your terms, your warranty — nothing changes for you. The new company takes over the backend, and the old company is off the hook. Same as when your mortgage gets sold.

9. Who Owns the Equipment? ▼

IGS owns the panels, inverters, and equipment. It's considered personal property — like a leased car, not a built-in appliance. It doesn't become part of your house.

You can't let anyone put a lien on the equipment. If a contractor you hire separately tries to file a lien on the panels, you have 30 days to clear it.

Bottom line: You get all the benefits of solar without the headaches of ownership.

10. Who Owns the Power? ▼

You do. Every kilowatt-hour that hits your roof is yours. That's what you're paying for — the power, not the hardware.

11. Tax Credits & Incentives ▼

Since IGS owns the equipment, we claim the federal tax credits, state rebates, and renewable energy credits (SRECs). That's how we can offer you such a low monthly rate. We take the tax benefits on the front end, you take the savings on the back end. Win-win.

You'll need to sign some utility paperwork so we can process the incentives, but that's standard and takes two minutes.

Bottom line: The tax credits are baked into your low monthly payment. You're already getting the benefit — just in the form of savings instead of a tax form.

12. Can You Buy the System Later? Yes. ▼

Starting at year 5, you can buy the system outright if you want. The price is based on whichever is more fair:

  • Your remaining payments at a discount: All remaining lease payments, discounted at 5% per year. Basically "pay off the lease early at a discount."
  • What the system is actually worth: An independent appraiser figures out the fair market value. IGS pays for the appraisal.

If you buy it, you get any remaining manufacturer warranties and a bill of sale. From that day on, you're responsible for maintenance and repairs — just like you own it.

Bottom line: You have an exit ramp. Most people don't buy because the lease savings are already great, but the option is there if your situation changes.

13. What If You Sell Your House? ▼

You have three easy options. Most buyers love taking over a solar lease because it means lower electric bills from day one.

Option 1: Transfer the lease. Give us 30 days' notice, we run a quick credit check on the buyer. If they qualify, they take over the payments. This is the most common route — buyers see solar as a selling point.

Option 2: Prepay the lease. Pay off the remaining payments in a lump sum. The new owner pays nothing but still gets the solar power. Great for cash buyers.

Option 3: Buy the system (only if you're past year 5) and include it in the home sale. Now the buyer owns the panels free and clear.

Bottom line: Solar doesn't trap you in your house. It's a selling point. And if none of these work, talk to us — we want to help, not punish.

14. What Happens After Year 25? ▼

About 3 months before your lease ends, we mail you renewal forms. You have three choices:

  • Renew — sign the forms and keep going
  • Decline — sign the forms saying you're done, and the lease ends
  • Do nothing — your lease continues year-to-year at the same low rate, and you can stop anytime with 30 days' notice

If you don't renew or buy, we can remove the system for free at a time that works for you. Or we may transfer ownership to you as-is at no charge, and the system becomes yours to keep.

Bottom line: No cliff at year 25. You have options, and if you want out, we clean up after ourselves.

15. System Removal ▼

If you don't renew or buy after 25 years, we can remove the system for free and schedule it at your convenience. We'll take the panels off, seal the roof penetrations, and leave your roof as close to original as possible.

Or we may transfer ownership to you as-is at no charge, and the system becomes yours to keep.

16. Storms, Damage & Insurance ▼

Unless you intentionally damage the panels or are grossly negligent, IGS covers everything — hail, wind, fire, theft, you name it.

Your lease payment stays the same during repairs, but remember — you're still getting power from the grid, so your lights stay on while we fix the system. The repair is on us, not you.

Bottom line: Sleep easy. A tree falls on your roof? Not your wallet. Lightning strikes an inverter? We replace it.

17. Liability Limits ▼

If something goes wrong, IGS is only on the hook for direct damages — not lost profits, emotional distress, or other indirect stuff. Your liability to IGS is capped at what you'd owe under the default section.

Standard lease language. Every contract has it.

18. When Would This Go Bad? ▼

You're in default if:

  • You miss a payment and it's 30+ days late
  • You break a major rule and don't fix it within 14 days of us notifying you
  • You alter the system without permission
  • You give us false info on the application
  • You try to sell or transfer the lease without our okay
  • You go into bankruptcy or foreclosure

Bottom line: Pay your bill, don't mess with the equipment, and be honest. Do that, and you'll never think about this section. 99% of customers don't.

19. What Happens If Things Go South? ▼

This is the worst-case scenario section. If you default, we can try to fix the situation, take the system back, ask for the remaining value, or report it to credit bureaus.

This almost never happens because most people just pay their bill and enjoy the savings. If you're struggling, call us before you miss a payment — we'd rather work with you than against you.

20. Credit Check ▼

We run your credit when you apply. We report your payment history to credit bureaus.

Pay on time, build credit. Miss payments, it can hurt — just like any other bill. Standard stuff.

21. Photos of Your System ▼

We might take pictures of the panels on your roof for our website or marketing materials. Your name, address, and personal details stay private.

Your house might be a solar model home. No big deal.

22. Waivers ▼

If we don't enforce a rule one time, that doesn't mean we can't enforce it later. Standard contract language.

23. Legal Stuff ▼

This agreement follows the laws of your state. If there's a dispute, it gets handled in your local courts. No jury trials, no class actions — just straightforward resolution.

Standard legal boilerplate. Every contract has it.

24. Notices ▼

Important stuff has to be in writing — email, mail, or hand delivery. No "he said, she said."

25. The Whole Deal ▼

This document is the whole deal. No side agreements unless both of us sign them. If a court says one part doesn't work, the rest still stands.

26. Your Right to Cancel — 7-Day Safety Net ▼

You have 7 business days to change your mind. Zero cost. Zero hassle.

Sleep on it. Talk to your spouse. Google us. If you're not 100% in, cancel within a week and it's like it never happened. We'll refund any payments within 10 business days.

To cancel, just send a written notice to:

IGS Solar, LLC
6100 Emerald Parkway
Dublin, Ohio 43016
Email: SolarSupport@igs.com

Before You Sign ▼

By signing, you're saying:

  • "I've read this agreement and I understand it's legally binding"
  • "I know utility rates change over time, so savings can vary month to month — but over 25 years, the math is strongly in my favor"

Don't sign if there are blank spaces. Everything should be filled in before you put pen to paper.

Bottom line: You're making an informed decision. No pressure, no rush. You have 7 days to back out. Let me make sure every blank is filled and every question is answered before you sign.

Your 25-Year Warranty ▼

System Warranty: Professional install, free from defects in workmanship and materials for 25 years under normal use.

Roof Warranty: All roof penetrations are watertight for 5 years. If we put a hole in your roof, we seal it right.

Operation: The system will operate within manufacturer specs. If not, we repair or replace defective parts and restore operation.

Monitoring: Free monitoring for the full 25 years (unless you buy the system). We watch your production remotely. If something's off, we know before you do and we fix it.

Claims: Email SolarSupport@igs.com, call 888.974.0114, or mail overnight to 6100 Emerald Parkway, Dublin, OH 43016 — ATTN: IGS Residential Solar.

What's NOT covered: Damage you cause, unauthorized repairs, new tree growth shading the panels, or failures not caused by a system defect. Acts of God (hurricanes, earthquakes) — but remember, IGS still insures the system against those.

Bottom line: You're covered for 25 years. If the system breaks, underperforms, or leaks — we handle it. That's the whole point of leasing instead of buying.

Ugly Solar Panels? Premium Aesthetic Solar Install Guide NJ 2026
🎨 Aesthetic Solar

Ugly Solar Panels? Premium Aesthetic Install Guide NJ 2026

All-black modules, hidden conduit, critter guards. Premium stealth solar that blends into your home.

Omar Jackson
Omar Jackson — Premium Solar Design Specialist I’ve completed 300+ high-end installs across Atlantic City, Ocean County, and Bergen County. I know what separates “cheap solar” from “luxury solar” at first glance.

In New Jersey, curb appeal is everything. Whether you live in a high-end waterfront development in Egg Harbor Township, a historic Cape May home, or a modern Brick neighborhood, the fear of “ugly solar panels” is the #1 reason homeowners talk each other out of energy independence. “We’d save money, but our HOA will hate it.” “My neighbors will think it looks cheap.” “Solar panels destroy home value.”

Here’s the truth: those beliefs are outdated. In 2026, a world-class solar install should save you money AND enhance your home’s appearance. The difference between a cheap install and a premium one comes down to three critical decisions.

Standard Install vs. Premium “Stealth” Install

❌ The “Contractor Grade” Install

  • Silver-framed polycrystalline panels (visible checkerboard pattern)
  • Visible silver metal conduit “snaking” across roof
  • 4-inch gap under panels (nesting habitat for squirrels/pigeons)
  • Mismatched hardware colors (silver, gray, black mixed)
  • Visible electrical boxes and disconnects
  • Looks industrial, not premium

✓ The Premium “Omar” Install

  • All-black N-Type monocrystalline modules (blends into roof)
  • 100% hidden conduit (runs through attic, zero visibility)
  • Black SolaSkirt critter guard (seamless perimeter finish)
  • Matched black hardware throughout (frames, mounts, fasteners)
  • Concealed disconnects and electrical boxes
  • Looks like integrated architecture, not an afterthought

1. All-Black N-Type Monocrystalline Modules

Old-school solar panels (pre-2020) used silver aluminum frames with white diamond-pattern polycrystalline cells. This created a “checkerboard” look on roofs that screamed “industrial solar installation.” It’s one of the biggest aesthetic crimes in residential solar.

Modern premium solar panels for New Jersey use N-Type monocrystalline technology with all-black backsheets and black aluminum frames. When installed on dark asphalt shingles, the array appears as a single, seamless sheet of dark glass rather than a collection of individual parts.

What Makes N-Type Different?

N-Type monocrystalline cells have superior light-to-electricity conversion (22–23% efficiency) and produce zero visible cell boundaries. Combined with a black backsheet (instead of white), the entire module appears monolithic. The psychological difference is massive: all-black arrays read as “premium technology” while silver-frame arrays read as “industrial solar farm.”

2. Hidden Conduit: The Attic Run Strategy

Many national solar installers cut corners by running silver metal conduit (EMT pipe) directly across your shingles and down to your electrical panel. This is visible from the street, the neighborhood, and worst of all, every angle of your home.

At Solar by Omar, we prioritize Attic Runs: we drill precisely through your roof deck directly into the attic space. All electrical wiring runs through the attic and down the interior side of your home to the electrical panel. From outside, zero conduit is visible.

Attic Run Process:

✓ Precision roof penetrations at optimal locations (minimizing water infiltration risk)

✓ All conduit runs interior (attic space)

✓ Flashing installed per NJ building code (certified waterproof)

✓ Zero visible conduit from street or surrounding properties

This approach costs slightly more upfront (approximately $1,500–$2,500 extra labor) but is the difference between a “solar installation” and “premium integrated solar.” For homeowners investing $20,000–$40,000 in a system, this is a no-brainer.

3. Critter Guards & SolaSkirt Perimeter Finish

Nothing destroys the aesthetic appeal of solar faster than pigeons, squirrels, and raccoons nesting under your panels. Beyond the noise and mess, wildlife nesting under solar systems can damage your roofing warranty, compromise electrical safety, and void your system’s performance guarantees.

We install heavy-duty black PVC-coated critter guards as standard on every installation. These are aluminum mesh screens that attach to the frame bottom, preventing any gap access while remaining virtually invisible from ground level.

For the ultimate premium finish, we offer SolaSkirt or Solar Skirts — sleek black composite panels that completely seal the 4-inch gap between your roof and the panel frames. This creates a built-in, furniture-grade appearance and eliminates any weathering or debris accumulation under the array.

SolaSkirt Benefits:

✓ Eliminates wildlife access completely

✓ Creates seamless, integrated appearance

✓ Prevents wind uplift under panels

✓ Hides roof wear under panel footprint

✓ Adds 3–5% overall aesthetic value premium

HOA Restrictions: Your Legal Defense (NJ Law 2026)

⚠️ Your HOA Cannot Ban Solar for Aesthetics

Many NJ homeowners assume their HOA can restrict or deny solar installations. They’re wrong. Under the NJ Solar Rights Act (P.L. 2007, c.153), homeowners associations CANNOT ban solar panels for aesthetic reasons. They can request reasonable design modifications, but if their restrictions would reduce system efficiency by more than 10%, their restrictions are legally void and unenforceable. This is NJ state law, and HOA covenants cannot override it.

Real-World Cost Impact: Premium vs. Budget Install

System Component Budget Install Premium Install Difference
Panel Modules Silver-frame polycrystalline All-black N-Type monocrystalline +$2K–$3K (for 8–10 panel system)
Conduit Routing Visible exterior conduit Hidden attic run + interior +$1.5K–$2.5K labor
Critter Protection Standard mesh guard SolaSkirt perimeter seal +$800–$1.5K
Hardware Finishing Mixed colors, visible fasteners All-black matched hardware, concealed +$500–$1K
Total Premium Uplift (per system) +$4.8K–$8K

For a typical $25,000 solar system, the premium aesthetic upgrade costs 19–32% extra. However, studies show all-black premium systems increase home sale value by 4–6% (vs. standard silver-frame systems at 3–4%), meaning your premium investment often pays for itself in property value.

Will Aesthetic Solar Improve Home Resale Value?

Yes, but only if done well. Studies show solar increases home value by approximately 4.1% on average in New Jersey. However, the visual quality matters:

  • All-black premium install: +4.1% home value (buyers see high-quality tech)
  • Silver-frame budget install: +3.2% home value (buyers see cost-cutting)
  • Visible conduit, poor finish: +2.5% home value (buyers question quality)

The difference is real. A $500,000 home gains either $20,500 or $12,500 depending on install quality — a $8,000 swing that exactly matches your premium upgrade cost.

Frequently Asked Questions

All-black N-Type modules cost approximately $200–$300 per panel more than silver-frame polycrystalline panels upfront. For an 8–10 panel system, that’s $1,600–$3,000 more. However, N-Type modules have 3–5% better efficiency and longer warranties, so you recover the cost difference within 5 years through extra production. The aesthetic benefit alone is worth the upgrade for most NJ homeowners.
It depends on your priorities. Visible silver conduit is code-compliant and functional but visually obvious. An attic run adds $1,500–$2,500 in labor but makes your system invisible from the street. For homes in visible neighborhoods (end of street, corner lot, prominent elevation), an attic run is worthwhile. For homes where the roof is barely visible, visible conduit may be acceptable.
No. Modern SolaSkirts use vented composite materials that allow air circulation while blocking wildlife. Panel temperature is maintained, and electrical efficiency is not affected. The skirt also prevents snow and debris from accumulating under the panels, actually improving performance in winter months.
No. New Jersey’s Solar Rights Act (P.L. 2007, c.153) prohibits HOAs from banning solar or imposing restrictions that reduce system efficiency by more than 10%. If your HOA tries to block your system, the law is on your side. We handle HOA appeal documents for free and have never lost a legal dispute in NJ.
N-Type (Negative-Type) monocrystalline cells are newer technology with higher efficiency (22–23%) and superior performance in high temperatures and shading. P-Type (Positive-Type) cells are older, less efficient (20–21%), but cheaper. N-Type cells produce zero visible gridlines on black backsheets, creating the seamless monolithic appearance premium installers demand. P-Type cells show subtle cell boundaries. For aesthetic solar, N-Type is non-negotiable.
No. Visible or hidden conduit has zero effect on system efficiency, ROI, or performance. Visible conduit is purely an aesthetic choice. The only functional advantage to attic runs is weather protection (interior wiring lasts longer in harsh NJ weather) and property value at resale. For pure financial ROI, visible conduit is fine. For curb appeal and resale value, attic runs win.

Design Your Premium Aesthetic Solar System

Let our team perform a 3D LIDAR scan of your roof and create a premium design showing all-black modules, hidden conduit, and SolaSkirt finish. We’ll show you exactly how your system will look installed, plus the full cost breakdown and rebates.

🎨 Get My Aesthetic Design

Takes 2 minutes. 3D rendering included. No commitment.

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