Momentum Solar
Your Numbers
kWh per year — CT average ~8,500
$
per kWh
$
per month — what utility would charge for same kWh
% increase per year
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per kWh
% increase per year
Payment Trend
Year-by-Year Breakdown
YearUtility
Monthly		Solar Monthly
(before EPP)		Solar Monthly
(EPP)		Yearly
Savings
Your 25-Year Summary
💡

If You Do Nothing

$0
Total utility payments over 25 years
📈

Savings (before EPP)

$0
💰

Savings With EPP Pricing

$0
💡 What is Efficient Partner Pricing (EPP)? ▼
Save Even More

Efficient Partner Pricing (EPP) rewards homeowners who help us operate efficiently. It's the same idea insurance companies use with non-smoker discounts — people who cost less to serve get better rates.

Here's how it works for you:

  • You set aside time to go through all the information and upgrade to solar in one visit
  • That saves us from making a second trip to your home
  • Each home we don't have to revisit lets us help one additional homeowner that month
  • We pass those efficiency savings back to you as a lower monthly rate

To lock in your EPP rate today, we just need three things:

  • ✅ Sign the agreement — get your solar journey started right now
  • ✅ Schedule your Engineering Visit — we send a specialist to finalize your custom system design
  • ✅ Set up autopay — enroll in automatic bank draft (ACH) to waive the monthly billing fee and lock in your lowest rate

It's a win-win. You get a better price today, and we get to help more families switch to solar. That's why the EPP rate you see above is lower than our standard pricing.

📄 Your Solar Lease — What You're Signing Up For

▼
1. Who Is This Agreement Between? ▼

This agreement is between you (the homeowner) and IGS Solar, LLC (the company that owns and maintains the solar system).

IGS Solar leases the equipment to you. You pay a monthly amount to use the system and keep the power it generates. IGS handles installation, insurance, repairs, and monitoring for the full 25 years.

All obligations start on the "Transaction Date" listed on your agreement — that's the day you sign.

2. How Long Is This Agreement? ▼

This is a 25-year lease — 300 months total. Think of it like leasing a car, but for solar panels.

The clock starts on the first day of the month right after your system gets turned on and connected to the grid. We call that the "Interconnection Date." Every year after that is a "Contract Year."

What this means for you: You're locking in your solar rate for 25 years. No renegotiating, no surprises. After 25 years, you choose what happens next — renew, buy the system, or let us remove it for free.

3. Your Monthly Payment ▼

You pay one fixed monthly amount for using the solar system. That's it. No equipment costs, no installation fees, no maintenance bills.

When you sign up, you'll set up automatic payment by credit card, debit card, or bank transfer (ACH). If you set up auto-pay through your bank (ACH), we usually waive the small monthly billing fee — so it's basically free to pay.

You'll get an email invoice every month. If a payment bounces, there's a standard returned-check fee (same as any other bill). If you're late, the fee is 1.5% per month on the past-due amount.

Sales tax may apply to your monthly payment, just like it does on your utility bill. That's normal.

Bottom line: Set it and forget it. One predictable payment. No utility bill roller coaster.

4. What Each Side Handles ▼

What IGS handles (so you don't have to):

  • Installation and construction start to finish
  • A revenue-grade meter that tracks every kilowatt-hour your system produces
  • Insurance on the system against damage or loss
  • All repairs if something breaks
  • No lien on your house — your home title stays clean. We may file a simple equipment notice (like a car loan notice) just to show we own the panels, but that's it

What we ask from you:

  • Keep trees and bushes trimmed so they don't shade the panels
  • Don't clean or modify the system yourself — call us if something looks off
  • Tell us ASAP if you see damage or something missing
  • Sign permit and inspection paperwork within 7 days when we send it
  • Keep your internet on — the monitoring system needs a connection to track performance. We can use your WiFi or install a cellular gateway
  • Get HOA approval if your neighborhood requires it
  • Don't use the system to heat a pool or hot tub
  • Share utility bills when we ask — helps us verify your savings

Roof work: If you're getting a new roof or doing construction that affects the panels, give us 30 days' notice. We'll coordinate removal and reinstallation. You keep paying your lease during any brief downtime.

Access: We need to get on your roof occasionally for maintenance or monitoring. We'll always try to give you reasonable notice. Access continues for 90 days after the lease ends, just in case we need to remove the system.

Bottom line: IGS handles the technical stuff. You handle basic homeowner stuff. Fair trade.

5. Before We Install ▼

Before installation day, we do our homework:

  • Engineering site audit to make sure your roof is solid
  • Final system design customized for your home
  • Real estate due diligence
  • All city permits, zoning, and building approvals
  • We claim any available rebates and renewable energy credits

You just need to return any paperwork we send you and get HOA approval if it applies.

If for some reason your roof can't support solar or the city won't approve it, we can cancel the agreement — but that's rare and protects both of us.

6. Changes to This Agreement ▼

The only way this agreement changes is if both of us sign a written amendment. No handshake deals, no verbal promises. We can fix utility paperwork to match the lease terms, but nothing changes your rate or your obligations without your signature.

7. Your Warranties ▼

Your protection comes from two documents:

  • The Limited Warranty (Exhibit 2) — covers defects, workmanship, and materials for 25 years
  • The Production Guarantee (Exhibit 3) — makes sure your system performs

Those two documents cover everything that matters. IGS doesn't make promises beyond what's in those exhibits — but honestly, they cover all the important stuff.

8. Can IGS Sell This Lease to Someone Else? ▼

Your lease may be transferred to a qualified financing partner — just like your mortgage gets sold to another bank. This is standard for solar leases.

Your rate, your terms, your warranty — nothing changes for you. The new company takes over the backend, and the old company is off the hook. Same as when your mortgage gets sold.

9. Who Owns the Equipment? ▼

IGS owns the panels, inverters, and equipment. It's considered personal property — like a leased car, not a built-in appliance. It doesn't become part of your house.

You can't let anyone put a lien on the equipment. If a contractor you hire separately tries to file a lien on the panels, you have 30 days to clear it.

Bottom line: You get all the benefits of solar without the headaches of ownership.

10. Who Owns the Power? ▼

You do. Every kilowatt-hour that hits your roof is yours. That's what you're paying for — the power, not the hardware.

11. Tax Credits & Incentives ▼

Since IGS owns the equipment, we claim the federal tax credits, state rebates, and renewable energy credits (SRECs). That's how we can offer you such a low monthly rate. We take the tax benefits on the front end, you take the savings on the back end. Win-win.

You'll need to sign some utility paperwork so we can process the incentives, but that's standard and takes two minutes.

Bottom line: The tax credits are baked into your low monthly payment. You're already getting the benefit — just in the form of savings instead of a tax form.

12. Can You Buy the System Later? Yes. ▼

Starting at year 5, you can buy the system outright if you want. The price is based on whichever is more fair:

  • Your remaining payments at a discount: All remaining lease payments, discounted at 5% per year. Basically "pay off the lease early at a discount."
  • What the system is actually worth: An independent appraiser figures out the fair market value. IGS pays for the appraisal.

If you buy it, you get any remaining manufacturer warranties and a bill of sale. From that day on, you're responsible for maintenance and repairs — just like you own it.

Bottom line: You have an exit ramp. Most people don't buy because the lease savings are already great, but the option is there if your situation changes.

13. What If You Sell Your House? ▼

You have three easy options. Most buyers love taking over a solar lease because it means lower electric bills from day one.

Option 1: Transfer the lease. Give us 30 days' notice, we run a quick credit check on the buyer. If they qualify, they take over the payments. This is the most common route — buyers see solar as a selling point.

Option 2: Prepay the lease. Pay off the remaining payments in a lump sum. The new owner pays nothing but still gets the solar power. Great for cash buyers.

Option 3: Buy the system (only if you're past year 5) and include it in the home sale. Now the buyer owns the panels free and clear.

Bottom line: Solar doesn't trap you in your house. It's a selling point. And if none of these work, talk to us — we want to help, not punish.

14. What Happens After Year 25? ▼

About 3 months before your lease ends, we mail you renewal forms. You have three choices:

  • Renew — sign the forms and keep going
  • Decline — sign the forms saying you're done, and the lease ends
  • Do nothing — your lease continues year-to-year at the same low rate, and you can stop anytime with 30 days' notice

If you don't renew or buy, we can remove the system for free at a time that works for you. Or we may transfer ownership to you as-is at no charge, and the system becomes yours to keep.

Bottom line: No cliff at year 25. You have options, and if you want out, we clean up after ourselves.

15. System Removal ▼

If you don't renew or buy after 25 years, we can remove the system for free and schedule it at your convenience. We'll take the panels off, seal the roof penetrations, and leave your roof as close to original as possible.

Or we may transfer ownership to you as-is at no charge, and the system becomes yours to keep.

16. Storms, Damage & Insurance ▼

Unless you intentionally damage the panels or are grossly negligent, IGS covers everything — hail, wind, fire, theft, you name it.

Your lease payment stays the same during repairs, but remember — you're still getting power from the grid, so your lights stay on while we fix the system. The repair is on us, not you.

Bottom line: Sleep easy. A tree falls on your roof? Not your wallet. Lightning strikes an inverter? We replace it.

17. Liability Limits ▼

If something goes wrong, IGS is only on the hook for direct damages — not lost profits, emotional distress, or other indirect stuff. Your liability to IGS is capped at what you'd owe under the default section.

Standard lease language. Every contract has it.

18. When Would This Go Bad? ▼

You're in default if:

  • You miss a payment and it's 30+ days late
  • You break a major rule and don't fix it within 14 days of us notifying you
  • You alter the system without permission
  • You give us false info on the application
  • You try to sell or transfer the lease without our okay
  • You go into bankruptcy or foreclosure

Bottom line: Pay your bill, don't mess with the equipment, and be honest. Do that, and you'll never think about this section. 99% of customers don't.

19. What Happens If Things Go South? ▼

This is the worst-case scenario section. If you default, we can try to fix the situation, take the system back, ask for the remaining value, or report it to credit bureaus.

This almost never happens because most people just pay their bill and enjoy the savings. If you're struggling, call us before you miss a payment — we'd rather work with you than against you.

20. Credit Check ▼

We run your credit when you apply. We report your payment history to credit bureaus.

Pay on time, build credit. Miss payments, it can hurt — just like any other bill. Standard stuff.

21. Photos of Your System ▼

We might take pictures of the panels on your roof for our website or marketing materials. Your name, address, and personal details stay private.

Your house might be a solar model home. No big deal.

22. Waivers ▼

If we don't enforce a rule one time, that doesn't mean we can't enforce it later. Standard contract language.

23. Legal Stuff ▼

This agreement follows the laws of your state. If there's a dispute, it gets handled in your local courts. No jury trials, no class actions — just straightforward resolution.

Standard legal boilerplate. Every contract has it.

24. Notices ▼

Important stuff has to be in writing — email, mail, or hand delivery. No "he said, she said."

25. The Whole Deal ▼

This document is the whole deal. No side agreements unless both of us sign them. If a court says one part doesn't work, the rest still stands.

26. Your Right to Cancel — 7-Day Safety Net ▼

You have 7 business days to change your mind. Zero cost. Zero hassle.

Sleep on it. Talk to your spouse. Google us. If you're not 100% in, cancel within a week and it's like it never happened. We'll refund any payments within 10 business days.

To cancel, just send a written notice to:

IGS Solar, LLC
6100 Emerald Parkway
Dublin, Ohio 43016
Email: SolarSupport@igs.com

Before You Sign ▼

By signing, you're saying:

  • "I've read this agreement and I understand it's legally binding"
  • "I know utility rates change over time, so savings can vary month to month — but over 25 years, the math is strongly in my favor"

Don't sign if there are blank spaces. Everything should be filled in before you put pen to paper.

Bottom line: You're making an informed decision. No pressure, no rush. You have 7 days to back out. Let me make sure every blank is filled and every question is answered before you sign.

Your 25-Year Warranty ▼

System Warranty: Professional install, free from defects in workmanship and materials for 25 years under normal use.

Roof Warranty: All roof penetrations are watertight for 5 years. If we put a hole in your roof, we seal it right.

Operation: The system will operate within manufacturer specs. If not, we repair or replace defective parts and restore operation.

Monitoring: Free monitoring for the full 25 years (unless you buy the system). We watch your production remotely. If something's off, we know before you do and we fix it.

Claims: Email SolarSupport@igs.com, call 888.974.0114, or mail overnight to 6100 Emerald Parkway, Dublin, OH 43016 — ATTN: IGS Residential Solar.

What's NOT covered: Damage you cause, unauthorized repairs, new tree growth shading the panels, or failures not caused by a system defect. Acts of God (hurricanes, earthquakes) — but remember, IGS still insures the system against those.

Bottom line: You're covered for 25 years. If the system breaks, underperforms, or leaks — we handle it. That's the whole point of leasing instead of buying.

Solar Panels for Electric Car in NJ 2026 | EV Charging Guide
🔌 EV Solar Guide

How Many Solar Panels for an Electric Car in NJ? (2026)

Exact sizing (7–14 panels). Charge Up NJ $1,750 rebates. Drive on sunshine, not utility bills.

Omar Jackson
Omar Jackson — EV + Solar Integration Specialist I’ve designed 40+ solar + EV charger systems for NJ homeowners. I know the net metering strategy to eliminate charging costs entirely, plus every 2026 rebate and tax credit available.

Congratulations on buying an electric vehicle. You made the switch to stop paying for gas. But after the first month of charging at home in New Jersey, you probably got a shock: your electric bill climbed $100–$150. With 2026 utility rates hitting historic highs, “filling up” your car at home can feel almost as expensive as regular gas — it’s cheaper, sure, but it’s definitely not free.

That is, unless you pair your EV with a home solar system.

⚡ Quick Answer: EV Solar Sizing

To charge an average EV driving 12,000 miles per year in New Jersey, you need to add 7–10 standard 400W solar panels to your roof. This generates roughly 3,000–4,000 kWh annually to completely offset your charging costs. Electric trucks require 13–14 panels. Under 1:1 net metering, you bank summer solar credits to cover winter charging at zero cost.

Panel Count by Vehicle Type

To calculate exactly how many panels you need, we look at your EV’s efficiency. Not all electric vehicles consume power at the same rate. A heavy electric truck requires more electricity per mile than an aerodynamic electric sedan — similar to how offsetting summer air conditioning requires more panels than running basic lighting.

Here’s the exact breakdown of 400W panels needed in NJ based on 12,000 miles driven annually:

Vehicle Type (Examples) Annual Power Draw 400W Panels Needed System Cost (Post-Credit)
Ultra-Efficient (Tesla Model 3, Hyundai Ioniq 6) 2,800 kWh 7 panels $12K–$16K
Standard SUV/Sedan (Tesla Model Y, Mustang Mach-E, Ioniq 5) 3,400 kWh 8–9 panels $15K–$20K
Large SUV (Kia EV9, GMC Hummer EV) 4,200 kWh 10–11 panels $18K–$24K
Electric Truck (F-150 Lightning, Rivian R1T, R1S) 5,500 kWh 13–14 panels $25K–$32K

Claim Your 2026 NJ Charger Rebates ($1,750)

If you’re installing solar, now is the perfect time to install a Level 2 Home Charger. Why? Your electrician is already on-site upgrading your electrical panel — you only pay for installation once instead of twice. Even better, New Jersey offers massive incentives to cover hardware and wiring in 2026:

💰 Available Rebates & Credits in 2026

  • Charge Up NJ Rebate: The state provides a $250 rebate for purchasing an eligible smart Level 2 charger.
  • Utility “Make-Ready” Credit: PSE&G, JCP&L, and Atlantic City Electric will pay up to $1,500 toward customer-side electrical upgrades (trenching, panel upgrades, running a 240V circuit to your garage).
  • Federal ITC: If your home solar includes battery backup, the full 30% federal investment tax credit applies to the entire system.

Total rebate potential: $1,750+. This essentially covers your entire Level 2 charger installation at zero out-of-pocket cost.

The Time-of-Use Trap: PSE&G’s Off-Peak EV Credit Ending

⚠️ 2026 Critical Update: Your EV Charging Rate is About to Change

If you relied on PSE&G’s Off-Peak EV Charging credit to keep costs low, your bill is about to spike. As of early 2026, PSE&G is discontinuing the dedicated EV off-peak credit program. Instead, customers are pushed toward RS-TOU 3P (time-of-use rates) for the whole house. If you plug your car in at 5:00 PM when you get home from work, you’ll be charged peak rates upwards of 31¢/kWh — nearly 3X the off-peak rate. This could add $150–$250/month to your charging costs during summer months.

This is where solar becomes critical. With solar, you don’t care what time you charge — your system generated the electricity for free during the day, and under New Jersey’s 1:1 net metering law, you’re simply withdrawing the credits you banked.

The Ultimate Synergy: Solar + Battery + EV Charger

🔋 Maximum Independence: Solar + Powerwall + EV

Because most NJ commuters charge their vehicles overnight, your solar panels won’t be producing energy while your car is plugged in. However, under 1:1 net metering, this isn’t a problem: your panels send excess energy to the grid during sunny hours. At night, you simply withdraw those banked credits to charge your EV for free. If you add a Tesla Powerwall 3 battery ($9K–$13K installed), you store daytime solar locally, charge your car at night from stored power, and completely bypass the utility grid — eliminating any time-of-use rate exposure entirely.

Real-World Savings Example

Let’s say you drive a Tesla Model Y (standard efficiency). Annual charging: 3,400 kWh. At PSE&G’s blended rate of $0.2415/kWh, that’s $821/year in charging costs.

You install a 9-panel system (3.6 kW). Annual production: ~4,320 kWh (accounting for NJ sun and seasonal variation). After accounting for system losses and seasonal mismatches, you offset approximately 3,200 kWh of your charging consumption. At $0.2415/kWh, that’s $772/year in direct savings.

Add NJ SuSI incentives ($85.90/MWh × 3.2 MWh = **$275/year**), and your total annual benefit is **$1,047/year**. On a $20,000 system cost (after 30% federal tax credit), your payback is under 8 years — and your car charges for free for 17+ years after that.

Frequently Asked Questions

Not reliably without batteries. A grid-tied solar system sends excess power to the grid and draws power back when needed. To charge your EV entirely from stored solar (without the grid), you’d need multiple Powerwall batteries (cost: $18K–$39K+) sized for overnight charging plus next-morning driving range. Most NJ homeowners use net metering instead — it’s cheaper and more efficient.
No. Any Level 2 charger works with solar. Some chargers have “solar-aware” features that can prioritize charging when solar production is high, but this is optional. Standard Level 2 chargers (like Tesla’s Wall Connector or Juiced EVSE) work perfectly with grid-tied solar and net metering.
Your system size was designed for your current vehicle. If you upgrade to a larger EV (e.g., from Model Y to F-150 Lightning), your system will still offset some of the additional consumption through net metering — you’ll just have a higher bill for the unoffset portion. You can always add more panels later if needed.
Yes. The $250 Charge Up NJ rebate and the $1,500 utility Make-Ready credit apply to your charger installation regardless of whether you’re installing solar. These are separate incentive programs. If you’re doing both solar and charger, coordinate the electrical work — do it all at once to save on labor.
Yes, and you should. Both require electrical work (panel upgrade, circuit installation). Doing them together cuts labor costs significantly. After solar installation is complete and your system is grid-tied, the electrician can add the Level 2 charger circuit in the same visit.
Your net metering account closes when you move. Any remaining credits are lost — they are not paid out in cash. This is why it’s important to size your solar system to balance annual production and consumption. If you’re planning to move within 5 years, mention this upfront so we can design accordingly.

Design Your EV Solar System Today

Tell us your EV model and annual mileage. We’ll calculate your exact panel count, charger rebates, net metering strategy, and 25-year savings projection with NJ SuSI incentives included.

⚡ Get My EV Solar Quote

Takes 60 seconds. Includes charger rebate strategy. No commitment.

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