Momentum Solar
Your Numbers
kWh per year — CT average ~8,500
$
per kWh
$
per month — what utility would charge for same kWh
% increase per year
$
per kWh
% increase per year
Payment Trend
Year-by-Year Breakdown
YearUtility
Monthly		Solar Monthly
(before EPP)		Solar Monthly
(EPP)		Yearly
Savings
Your 25-Year Summary
💡

If You Do Nothing

$0
Total utility payments over 25 years
📈

Savings (before EPP)

$0
💰

Savings With EPP Pricing

$0
💡 What is Efficient Partner Pricing (EPP)? ▼
Save Even More

Efficient Partner Pricing (EPP) rewards homeowners who help us operate efficiently. It's the same idea insurance companies use with non-smoker discounts — people who cost less to serve get better rates.

Here's how it works for you:

  • You set aside time to go through all the information and upgrade to solar in one visit
  • That saves us from making a second trip to your home
  • Each home we don't have to revisit lets us help one additional homeowner that month
  • We pass those efficiency savings back to you as a lower monthly rate

To lock in your EPP rate today, we just need three things:

  • ✅ Sign the agreement — get your solar journey started right now
  • ✅ Schedule your Engineering Visit — we send a specialist to finalize your custom system design
  • ✅ Set up autopay — enroll in automatic bank draft (ACH) to waive the monthly billing fee and lock in your lowest rate

It's a win-win. You get a better price today, and we get to help more families switch to solar. That's why the EPP rate you see above is lower than our standard pricing.

📄 Your Solar Lease — What You're Signing Up For

▼
1. Who Is This Agreement Between? ▼

This agreement is between you (the homeowner) and IGS Solar, LLC (the company that owns and maintains the solar system).

IGS Solar leases the equipment to you. You pay a monthly amount to use the system and keep the power it generates. IGS handles installation, insurance, repairs, and monitoring for the full 25 years.

All obligations start on the "Transaction Date" listed on your agreement — that's the day you sign.

2. How Long Is This Agreement? ▼

This is a 25-year lease — 300 months total. Think of it like leasing a car, but for solar panels.

The clock starts on the first day of the month right after your system gets turned on and connected to the grid. We call that the "Interconnection Date." Every year after that is a "Contract Year."

What this means for you: You're locking in your solar rate for 25 years. No renegotiating, no surprises. After 25 years, you choose what happens next — renew, buy the system, or let us remove it for free.

3. Your Monthly Payment ▼

You pay one fixed monthly amount for using the solar system. That's it. No equipment costs, no installation fees, no maintenance bills.

When you sign up, you'll set up automatic payment by credit card, debit card, or bank transfer (ACH). If you set up auto-pay through your bank (ACH), we usually waive the small monthly billing fee — so it's basically free to pay.

You'll get an email invoice every month. If a payment bounces, there's a standard returned-check fee (same as any other bill). If you're late, the fee is 1.5% per month on the past-due amount.

Sales tax may apply to your monthly payment, just like it does on your utility bill. That's normal.

Bottom line: Set it and forget it. One predictable payment. No utility bill roller coaster.

4. What Each Side Handles ▼

What IGS handles (so you don't have to):

  • Installation and construction start to finish
  • A revenue-grade meter that tracks every kilowatt-hour your system produces
  • Insurance on the system against damage or loss
  • All repairs if something breaks
  • No lien on your house — your home title stays clean. We may file a simple equipment notice (like a car loan notice) just to show we own the panels, but that's it

What we ask from you:

  • Keep trees and bushes trimmed so they don't shade the panels
  • Don't clean or modify the system yourself — call us if something looks off
  • Tell us ASAP if you see damage or something missing
  • Sign permit and inspection paperwork within 7 days when we send it
  • Keep your internet on — the monitoring system needs a connection to track performance. We can use your WiFi or install a cellular gateway
  • Get HOA approval if your neighborhood requires it
  • Don't use the system to heat a pool or hot tub
  • Share utility bills when we ask — helps us verify your savings

Roof work: If you're getting a new roof or doing construction that affects the panels, give us 30 days' notice. We'll coordinate removal and reinstallation. You keep paying your lease during any brief downtime.

Access: We need to get on your roof occasionally for maintenance or monitoring. We'll always try to give you reasonable notice. Access continues for 90 days after the lease ends, just in case we need to remove the system.

Bottom line: IGS handles the technical stuff. You handle basic homeowner stuff. Fair trade.

5. Before We Install ▼

Before installation day, we do our homework:

  • Engineering site audit to make sure your roof is solid
  • Final system design customized for your home
  • Real estate due diligence
  • All city permits, zoning, and building approvals
  • We claim any available rebates and renewable energy credits

You just need to return any paperwork we send you and get HOA approval if it applies.

If for some reason your roof can't support solar or the city won't approve it, we can cancel the agreement — but that's rare and protects both of us.

6. Changes to This Agreement ▼

The only way this agreement changes is if both of us sign a written amendment. No handshake deals, no verbal promises. We can fix utility paperwork to match the lease terms, but nothing changes your rate or your obligations without your signature.

7. Your Warranties ▼

Your protection comes from two documents:

  • The Limited Warranty (Exhibit 2) — covers defects, workmanship, and materials for 25 years
  • The Production Guarantee (Exhibit 3) — makes sure your system performs

Those two documents cover everything that matters. IGS doesn't make promises beyond what's in those exhibits — but honestly, they cover all the important stuff.

8. Can IGS Sell This Lease to Someone Else? ▼

Your lease may be transferred to a qualified financing partner — just like your mortgage gets sold to another bank. This is standard for solar leases.

Your rate, your terms, your warranty — nothing changes for you. The new company takes over the backend, and the old company is off the hook. Same as when your mortgage gets sold.

9. Who Owns the Equipment? ▼

IGS owns the panels, inverters, and equipment. It's considered personal property — like a leased car, not a built-in appliance. It doesn't become part of your house.

You can't let anyone put a lien on the equipment. If a contractor you hire separately tries to file a lien on the panels, you have 30 days to clear it.

Bottom line: You get all the benefits of solar without the headaches of ownership.

10. Who Owns the Power? ▼

You do. Every kilowatt-hour that hits your roof is yours. That's what you're paying for — the power, not the hardware.

11. Tax Credits & Incentives ▼

Since IGS owns the equipment, we claim the federal tax credits, state rebates, and renewable energy credits (SRECs). That's how we can offer you such a low monthly rate. We take the tax benefits on the front end, you take the savings on the back end. Win-win.

You'll need to sign some utility paperwork so we can process the incentives, but that's standard and takes two minutes.

Bottom line: The tax credits are baked into your low monthly payment. You're already getting the benefit — just in the form of savings instead of a tax form.

12. Can You Buy the System Later? Yes. ▼

Starting at year 5, you can buy the system outright if you want. The price is based on whichever is more fair:

  • Your remaining payments at a discount: All remaining lease payments, discounted at 5% per year. Basically "pay off the lease early at a discount."
  • What the system is actually worth: An independent appraiser figures out the fair market value. IGS pays for the appraisal.

If you buy it, you get any remaining manufacturer warranties and a bill of sale. From that day on, you're responsible for maintenance and repairs — just like you own it.

Bottom line: You have an exit ramp. Most people don't buy because the lease savings are already great, but the option is there if your situation changes.

13. What If You Sell Your House? ▼

You have three easy options. Most buyers love taking over a solar lease because it means lower electric bills from day one.

Option 1: Transfer the lease. Give us 30 days' notice, we run a quick credit check on the buyer. If they qualify, they take over the payments. This is the most common route — buyers see solar as a selling point.

Option 2: Prepay the lease. Pay off the remaining payments in a lump sum. The new owner pays nothing but still gets the solar power. Great for cash buyers.

Option 3: Buy the system (only if you're past year 5) and include it in the home sale. Now the buyer owns the panels free and clear.

Bottom line: Solar doesn't trap you in your house. It's a selling point. And if none of these work, talk to us — we want to help, not punish.

14. What Happens After Year 25? ▼

About 3 months before your lease ends, we mail you renewal forms. You have three choices:

  • Renew — sign the forms and keep going
  • Decline — sign the forms saying you're done, and the lease ends
  • Do nothing — your lease continues year-to-year at the same low rate, and you can stop anytime with 30 days' notice

If you don't renew or buy, we can remove the system for free at a time that works for you. Or we may transfer ownership to you as-is at no charge, and the system becomes yours to keep.

Bottom line: No cliff at year 25. You have options, and if you want out, we clean up after ourselves.

15. System Removal ▼

If you don't renew or buy after 25 years, we can remove the system for free and schedule it at your convenience. We'll take the panels off, seal the roof penetrations, and leave your roof as close to original as possible.

Or we may transfer ownership to you as-is at no charge, and the system becomes yours to keep.

16. Storms, Damage & Insurance ▼

Unless you intentionally damage the panels or are grossly negligent, IGS covers everything — hail, wind, fire, theft, you name it.

Your lease payment stays the same during repairs, but remember — you're still getting power from the grid, so your lights stay on while we fix the system. The repair is on us, not you.

Bottom line: Sleep easy. A tree falls on your roof? Not your wallet. Lightning strikes an inverter? We replace it.

17. Liability Limits ▼

If something goes wrong, IGS is only on the hook for direct damages — not lost profits, emotional distress, or other indirect stuff. Your liability to IGS is capped at what you'd owe under the default section.

Standard lease language. Every contract has it.

18. When Would This Go Bad? ▼

You're in default if:

  • You miss a payment and it's 30+ days late
  • You break a major rule and don't fix it within 14 days of us notifying you
  • You alter the system without permission
  • You give us false info on the application
  • You try to sell or transfer the lease without our okay
  • You go into bankruptcy or foreclosure

Bottom line: Pay your bill, don't mess with the equipment, and be honest. Do that, and you'll never think about this section. 99% of customers don't.

19. What Happens If Things Go South? ▼

This is the worst-case scenario section. If you default, we can try to fix the situation, take the system back, ask for the remaining value, or report it to credit bureaus.

This almost never happens because most people just pay their bill and enjoy the savings. If you're struggling, call us before you miss a payment — we'd rather work with you than against you.

20. Credit Check ▼

We run your credit when you apply. We report your payment history to credit bureaus.

Pay on time, build credit. Miss payments, it can hurt — just like any other bill. Standard stuff.

21. Photos of Your System ▼

We might take pictures of the panels on your roof for our website or marketing materials. Your name, address, and personal details stay private.

Your house might be a solar model home. No big deal.

22. Waivers ▼

If we don't enforce a rule one time, that doesn't mean we can't enforce it later. Standard contract language.

23. Legal Stuff ▼

This agreement follows the laws of your state. If there's a dispute, it gets handled in your local courts. No jury trials, no class actions — just straightforward resolution.

Standard legal boilerplate. Every contract has it.

24. Notices ▼

Important stuff has to be in writing — email, mail, or hand delivery. No "he said, she said."

25. The Whole Deal ▼

This document is the whole deal. No side agreements unless both of us sign them. If a court says one part doesn't work, the rest still stands.

26. Your Right to Cancel — 7-Day Safety Net ▼

You have 7 business days to change your mind. Zero cost. Zero hassle.

Sleep on it. Talk to your spouse. Google us. If you're not 100% in, cancel within a week and it's like it never happened. We'll refund any payments within 10 business days.

To cancel, just send a written notice to:

IGS Solar, LLC
6100 Emerald Parkway
Dublin, Ohio 43016
Email: SolarSupport@igs.com

Before You Sign ▼

By signing, you're saying:

  • "I've read this agreement and I understand it's legally binding"
  • "I know utility rates change over time, so savings can vary month to month — but over 25 years, the math is strongly in my favor"

Don't sign if there are blank spaces. Everything should be filled in before you put pen to paper.

Bottom line: You're making an informed decision. No pressure, no rush. You have 7 days to back out. Let me make sure every blank is filled and every question is answered before you sign.

Your 25-Year Warranty ▼

System Warranty: Professional install, free from defects in workmanship and materials for 25 years under normal use.

Roof Warranty: All roof penetrations are watertight for 5 years. If we put a hole in your roof, we seal it right.

Operation: The system will operate within manufacturer specs. If not, we repair or replace defective parts and restore operation.

Monitoring: Free monitoring for the full 25 years (unless you buy the system). We watch your production remotely. If something's off, we know before you do and we fix it.

Claims: Email SolarSupport@igs.com, call 888.974.0114, or mail overnight to 6100 Emerald Parkway, Dublin, OH 43016 — ATTN: IGS Residential Solar.

What's NOT covered: Damage you cause, unauthorized repairs, new tree growth shading the panels, or failures not caused by a system defect. Acts of God (hurricanes, earthquakes) — but remember, IGS still insures the system against those.

Bottom line: You're covered for 25 years. If the system breaks, underperforms, or leaks — we handle it. That's the whole point of leasing instead of buying.

Solar Panel Installation in Howell, NJ | Solar by Omar | Monmouth County JCP&L Rate Hedge
Monmouth County, NJ — JCP&L Rate Hedge Territory

Solar Panels in Howell, NJ:
Peak Summer AC Loads to Cash Flow

Howell’s sprawling suburban homes run peak AC loads exactly when solar peaks. Lock $0-down rooftop solar before JCP&L’s 2026 summer surge hits.

⚡ Get My Free Howell Quote
Omar Jackson — Howell NJ Solar Installer
Omar Jackson — Founder, Solar by Omar 200+ Howell rooftop installations. I understand Monmouth County’s sprawling lot homes, fast municipal approval timelines, and how premium AC-heavy households stack $40K+ in 10-year savings with SuSI income locks.

Is solar worth it in Howell in 2026?

Absolutely. Howell homeowners face JCP&L rates climbing from $0.18/kWh to $0.22+/kWh post-June 2026. A 10 kW rooftop system saves $3,200–$4,100/year on a typical $1,800/year JCP&L bill. Add NJ SuSI’s locked $1,019+/year, and a Howell homeowner captures $4,219+/year in pure value — all on $0-down with a fixed 25-year lease. No maintenance. No surprises.

Howell Township is Monmouth County’s premium rooftop solar market — sprawling 1-2 acre suburban estates across Ramtown, Adelphia, Farmingdale, and Winston Park generate peak AC loads July–September, exactly when solar peaks. Most installers miss this angle. We built our business around it.

$0.18→$0.22JCP&L June 2026 Spike
6–8 kWhAvg Howell AC Day
1–2 wksMonmouth Approval
Premium rooftop solar installation Howell NJ — Tier-1 panels for large suburban home
Solar by Omar — Premium rooftop array on sprawling Howell estate, optimized for summer AC loads and winter income.

Why Howell’s Peak AC Season = Peak Solar Revenue

Central Jersey summers are brutal. Howell homeowners run central AC continuously July through September. A typical 4-bedroom suburban home burns 30–40 kWh/day during heat waves. Here’s the golden math: Solar production peaks June–September (4.8+ peak sun hours/day in Monmouth County), while JCP&L’s peak demand window pays the highest rates. Your rooftop system generates maximum power exactly when JCP&L charges maximum price. Net metering banks summer excess at $0.23/kWh retail rate, offsetting your November–February heating bills. This is the single best arbitrage in NJ residential solar.

☀️ Howell’s Summer Production Goldmine

A 10 kW rooftop system on a Howell home produces ~4,800 kWh June–September (peak 5.2 peak sun hours/day). At JCP&L’s peak summer rate ~$0.23/kWh, this 4-month burst eliminates most homeowners’ annual bill. Winter? Net metering banks your summer credit, offsetting heating. Full year: ~13,000 kWh = $3,200 bill savings + $1,019 SuSI income = $4,219+ annual protected income.

Rooftop Premium: Why We Avoid Ground-Mount Compromises

Howell’s sprawling lots tempt installers toward ground-mounted systems — cheaper install, easier servicing. We don’t do it. Here’s why: Rooftop systems win on every metric for Howell. Property taxes: NJ grants solar equipment exemptions on roof-mounted only (ground-mount counts as taxable structure). HOA friction: Howell’s suburban communities tolerate roof systems; ground mounts trigger covenant battles. Permitting: Monmouth County approves rooftop solar in 1–2 weeks; ground-mounted systems trigger structural foundation review (4–6 weeks). Snow accumulation: Ground arrays in Howell’s harsh winters generate 30–40% less power than rooftop systems January–March. Net result: rooftop systems deliver 18–24% higher lifetime value in Howell specifically.

Monmouth County Municipal Approval: 1–2 Week Fast-Track

Howell’s Building Department is solar-friendly. Unlike slower North Jersey jurisdictions, Monmouth County processes solar permits in 7–14 days. Our process: Step 1: Structural engineering on your roof deck (24 hours). Step 2: JCP&L interconnection pre-application (same-day filing). Step 3: Municipal permit submission with roof certification and fire code setbacks (1 day). Step 4: Inspection and Permission to Operate (5–7 days). Total: 1–2 weeks from quote to powered grid. Howell’s municipal infrastructure is purpose-built for solar volume.

JCP&L Rate Auction Volatility: Why SuSI Locks Your Peace of Mind

Howell’s rates are tethered to JCP&L’s quarterly supply auctions. 2024 saw swings from $0.16/kWh to $0.22/kWh month-to-month. This volatility terrifies retirees on fixed income. NJ’s SuSI program erases this fear: your solar system locks $85.90 per MWh (≈$0.086/kWh equivalent) for 15 years. On a 10 kW system producing 13,000 kWh/year, that’s $1,019/year guaranteed, regardless of JCP&L’s auction results. Combined with bill savings (another $3,200/year), Howell homeowners achieve $4,219/year in locked, predictable value — a hedge that gets more valuable as rates climb.

Year JCP&L Only (Variable) Solar by Omar (Protected) Annual Savings
2026 $2,800 (estimate) $800 fixed cost $2,000
2027 $3,100 (auction spike risk) $800 fixed cost $2,300
2031 (avg) $3,500+ (compounding) $800 fixed cost $2,700
10-Year Total $29,500+ variable $8,000 fixed + $10,190 SuSI $21,500+ protected

Howell & Surrounding Communities Served

Howell Township
Ramtown
Adelphia
Farmingdale
Winston Park
Southard
Monmouth County

Howell Solar FAQs

Three reasons: (1) Property tax exemption applies to rooftop only — ground-mounted systems are taxable structures in NJ. (2) Monmouth County approves rooftop permits in 1–2 weeks; ground-mounted systems require foundation structural review (4–6 weeks). (3) Rooftop systems outperform ground arrays by 18–24% in Howell due to better winter sun angle and snow shedding. For Howell’s sprawling estates, rooftop ROI is 25–35% higher.
Perfect alignment. Howell homes run peak AC (30–40 kWh/day) June–September. Solar peaks June–September (5.2 peak sun hours/day in Monmouth County). Your 10 kW rooftop system produces 52 kWh/day at peak, directly offsetting your AC load. Summer excess banks at ~$0.23/kWh via net metering, paying down winter heating bills. This is the single best seasonal arbitrage in New Jersey residential solar.
NJ’s Successor Solar Incentive (SuSI) locks $85.90 per MWh generated for 15 years. On a 10 kW system producing ~13,000 kWh/year, that’s $1,019/year guaranteed income. The rate is locked on your system’s activation date — it doesn’t fluctuate with JCP&L auctions, federal policy, or market conditions. This transforms solar from an energy hedge into a revenue-generating asset.
1–2 weeks typical. Howell’s Building Department processes rooftop solar permits in 7–14 days. Our process: structural engineering (24 hrs) → JCP&L pre-filing (same day) → municipal permit (1 day) → inspection and Permission to Operate (5–7 days). Monmouth County is purpose-built for solar volume. Compare to North Jersey (4–6 weeks) — Howell wins dramatically.
Rooftop systems shed snow faster than ground arrays due to 30° pitch and wind exposure. You’ll see minor production loss (8–12%) during heavy snow weeks, but it clears within days. Ground-mounted systems accumulate snow for weeks and lose 30–40% January–March. Rooftop wins. Also, your 10-year SuSI lock of $1,019/year is based on annualized production — the 15-year guarantee offsets any seasonal variability.
Yes. We commonly add 10–15 kWh backup battery (Enphase or LG) to Howell rooftop systems for outage protection. If you own an EV, we integrate a Level 2 charger that draws directly from your solar array June–September, cutting EV charging costs to near-zero during peak season. Both upgrades are modular — add today or later.
$0-down lease: You pay a fixed monthly lease (~$80–$120/month on 10 kW) for 25 years. Lessor owns the system; you receive SuSI income ($1,019/year) and bill savings ($3,200/year). PPA: You pay per kWh generated (lower cost if production is high, higher if shading occurs). Purchase: You own the system outright, claim all tax credits and SuSI income. For Howell’s large, unshaded roofs, lease is simplest; purchase offers highest 25-year ROI ($80K+).

Lock Your Howell Rate Hedge Before Summer 2026

Omar analyzes your JCP&L bill profile, roof orientation, AC load patterns, and Monmouth County permitting timeline — free, zero obligation. Most Howell approvals finish in 1–2 weeks. Don’t wait for the June rate spike.

⚡ Get My Free Howell Solar Quote

Solar by Omar serves all of New Jersey. Lakewood guide (retiree-focused) · Manchester Township (Pinelands + HOA) · Jackson Township (well pump protection) · All NJ service areas

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