Momentum Solar
Your Numbers
kWh per year — CT average ~8,500
$
per kWh
$
per month — what utility would charge for same kWh
% increase per year
$
per kWh
% increase per year
Payment Trend
Year-by-Year Breakdown
YearUtility
Monthly		Solar Monthly
(before EPP)		Solar Monthly
(EPP)		Yearly
Savings
Your 25-Year Summary
💡

If You Do Nothing

$0
Total utility payments over 25 years
📈

Savings (before EPP)

$0
💰

Savings With EPP Pricing

$0
💡 What is Efficient Partner Pricing (EPP)? ▼
Save Even More

Efficient Partner Pricing (EPP) rewards homeowners who help us operate efficiently. It's the same idea insurance companies use with non-smoker discounts — people who cost less to serve get better rates.

Here's how it works for you:

  • You set aside time to go through all the information and upgrade to solar in one visit
  • That saves us from making a second trip to your home
  • Each home we don't have to revisit lets us help one additional homeowner that month
  • We pass those efficiency savings back to you as a lower monthly rate

To lock in your EPP rate today, we just need three things:

  • ✅ Sign the agreement — get your solar journey started right now
  • ✅ Schedule your Engineering Visit — we send a specialist to finalize your custom system design
  • ✅ Set up autopay — enroll in automatic bank draft (ACH) to waive the monthly billing fee and lock in your lowest rate

It's a win-win. You get a better price today, and we get to help more families switch to solar. That's why the EPP rate you see above is lower than our standard pricing.

📄 Your Solar Lease — What You're Signing Up For

▼
1. Who Is This Agreement Between? ▼

This agreement is between you (the homeowner) and IGS Solar, LLC (the company that owns and maintains the solar system).

IGS Solar leases the equipment to you. You pay a monthly amount to use the system and keep the power it generates. IGS handles installation, insurance, repairs, and monitoring for the full 25 years.

All obligations start on the "Transaction Date" listed on your agreement — that's the day you sign.

2. How Long Is This Agreement? ▼

This is a 25-year lease — 300 months total. Think of it like leasing a car, but for solar panels.

The clock starts on the first day of the month right after your system gets turned on and connected to the grid. We call that the "Interconnection Date." Every year after that is a "Contract Year."

What this means for you: You're locking in your solar rate for 25 years. No renegotiating, no surprises. After 25 years, you choose what happens next — renew, buy the system, or let us remove it for free.

3. Your Monthly Payment ▼

You pay one fixed monthly amount for using the solar system. That's it. No equipment costs, no installation fees, no maintenance bills.

When you sign up, you'll set up automatic payment by credit card, debit card, or bank transfer (ACH). If you set up auto-pay through your bank (ACH), we usually waive the small monthly billing fee — so it's basically free to pay.

You'll get an email invoice every month. If a payment bounces, there's a standard returned-check fee (same as any other bill). If you're late, the fee is 1.5% per month on the past-due amount.

Sales tax may apply to your monthly payment, just like it does on your utility bill. That's normal.

Bottom line: Set it and forget it. One predictable payment. No utility bill roller coaster.

4. What Each Side Handles ▼

What IGS handles (so you don't have to):

  • Installation and construction start to finish
  • A revenue-grade meter that tracks every kilowatt-hour your system produces
  • Insurance on the system against damage or loss
  • All repairs if something breaks
  • No lien on your house — your home title stays clean. We may file a simple equipment notice (like a car loan notice) just to show we own the panels, but that's it

What we ask from you:

  • Keep trees and bushes trimmed so they don't shade the panels
  • Don't clean or modify the system yourself — call us if something looks off
  • Tell us ASAP if you see damage or something missing
  • Sign permit and inspection paperwork within 7 days when we send it
  • Keep your internet on — the monitoring system needs a connection to track performance. We can use your WiFi or install a cellular gateway
  • Get HOA approval if your neighborhood requires it
  • Don't use the system to heat a pool or hot tub
  • Share utility bills when we ask — helps us verify your savings

Roof work: If you're getting a new roof or doing construction that affects the panels, give us 30 days' notice. We'll coordinate removal and reinstallation. You keep paying your lease during any brief downtime.

Access: We need to get on your roof occasionally for maintenance or monitoring. We'll always try to give you reasonable notice. Access continues for 90 days after the lease ends, just in case we need to remove the system.

Bottom line: IGS handles the technical stuff. You handle basic homeowner stuff. Fair trade.

5. Before We Install ▼

Before installation day, we do our homework:

  • Engineering site audit to make sure your roof is solid
  • Final system design customized for your home
  • Real estate due diligence
  • All city permits, zoning, and building approvals
  • We claim any available rebates and renewable energy credits

You just need to return any paperwork we send you and get HOA approval if it applies.

If for some reason your roof can't support solar or the city won't approve it, we can cancel the agreement — but that's rare and protects both of us.

6. Changes to This Agreement ▼

The only way this agreement changes is if both of us sign a written amendment. No handshake deals, no verbal promises. We can fix utility paperwork to match the lease terms, but nothing changes your rate or your obligations without your signature.

7. Your Warranties ▼

Your protection comes from two documents:

  • The Limited Warranty (Exhibit 2) — covers defects, workmanship, and materials for 25 years
  • The Production Guarantee (Exhibit 3) — makes sure your system performs

Those two documents cover everything that matters. IGS doesn't make promises beyond what's in those exhibits — but honestly, they cover all the important stuff.

8. Can IGS Sell This Lease to Someone Else? ▼

Your lease may be transferred to a qualified financing partner — just like your mortgage gets sold to another bank. This is standard for solar leases.

Your rate, your terms, your warranty — nothing changes for you. The new company takes over the backend, and the old company is off the hook. Same as when your mortgage gets sold.

9. Who Owns the Equipment? ▼

IGS owns the panels, inverters, and equipment. It's considered personal property — like a leased car, not a built-in appliance. It doesn't become part of your house.

You can't let anyone put a lien on the equipment. If a contractor you hire separately tries to file a lien on the panels, you have 30 days to clear it.

Bottom line: You get all the benefits of solar without the headaches of ownership.

10. Who Owns the Power? ▼

You do. Every kilowatt-hour that hits your roof is yours. That's what you're paying for — the power, not the hardware.

11. Tax Credits & Incentives ▼

Since IGS owns the equipment, we claim the federal tax credits, state rebates, and renewable energy credits (SRECs). That's how we can offer you such a low monthly rate. We take the tax benefits on the front end, you take the savings on the back end. Win-win.

You'll need to sign some utility paperwork so we can process the incentives, but that's standard and takes two minutes.

Bottom line: The tax credits are baked into your low monthly payment. You're already getting the benefit — just in the form of savings instead of a tax form.

12. Can You Buy the System Later? Yes. ▼

Starting at year 5, you can buy the system outright if you want. The price is based on whichever is more fair:

  • Your remaining payments at a discount: All remaining lease payments, discounted at 5% per year. Basically "pay off the lease early at a discount."
  • What the system is actually worth: An independent appraiser figures out the fair market value. IGS pays for the appraisal.

If you buy it, you get any remaining manufacturer warranties and a bill of sale. From that day on, you're responsible for maintenance and repairs — just like you own it.

Bottom line: You have an exit ramp. Most people don't buy because the lease savings are already great, but the option is there if your situation changes.

13. What If You Sell Your House? ▼

You have three easy options. Most buyers love taking over a solar lease because it means lower electric bills from day one.

Option 1: Transfer the lease. Give us 30 days' notice, we run a quick credit check on the buyer. If they qualify, they take over the payments. This is the most common route — buyers see solar as a selling point.

Option 2: Prepay the lease. Pay off the remaining payments in a lump sum. The new owner pays nothing but still gets the solar power. Great for cash buyers.

Option 3: Buy the system (only if you're past year 5) and include it in the home sale. Now the buyer owns the panels free and clear.

Bottom line: Solar doesn't trap you in your house. It's a selling point. And if none of these work, talk to us — we want to help, not punish.

14. What Happens After Year 25? ▼

About 3 months before your lease ends, we mail you renewal forms. You have three choices:

  • Renew — sign the forms and keep going
  • Decline — sign the forms saying you're done, and the lease ends
  • Do nothing — your lease continues year-to-year at the same low rate, and you can stop anytime with 30 days' notice

If you don't renew or buy, we can remove the system for free at a time that works for you. Or we may transfer ownership to you as-is at no charge, and the system becomes yours to keep.

Bottom line: No cliff at year 25. You have options, and if you want out, we clean up after ourselves.

15. System Removal ▼

If you don't renew or buy after 25 years, we can remove the system for free and schedule it at your convenience. We'll take the panels off, seal the roof penetrations, and leave your roof as close to original as possible.

Or we may transfer ownership to you as-is at no charge, and the system becomes yours to keep.

16. Storms, Damage & Insurance ▼

Unless you intentionally damage the panels or are grossly negligent, IGS covers everything — hail, wind, fire, theft, you name it.

Your lease payment stays the same during repairs, but remember — you're still getting power from the grid, so your lights stay on while we fix the system. The repair is on us, not you.

Bottom line: Sleep easy. A tree falls on your roof? Not your wallet. Lightning strikes an inverter? We replace it.

17. Liability Limits ▼

If something goes wrong, IGS is only on the hook for direct damages — not lost profits, emotional distress, or other indirect stuff. Your liability to IGS is capped at what you'd owe under the default section.

Standard lease language. Every contract has it.

18. When Would This Go Bad? ▼

You're in default if:

  • You miss a payment and it's 30+ days late
  • You break a major rule and don't fix it within 14 days of us notifying you
  • You alter the system without permission
  • You give us false info on the application
  • You try to sell or transfer the lease without our okay
  • You go into bankruptcy or foreclosure

Bottom line: Pay your bill, don't mess with the equipment, and be honest. Do that, and you'll never think about this section. 99% of customers don't.

19. What Happens If Things Go South? ▼

This is the worst-case scenario section. If you default, we can try to fix the situation, take the system back, ask for the remaining value, or report it to credit bureaus.

This almost never happens because most people just pay their bill and enjoy the savings. If you're struggling, call us before you miss a payment — we'd rather work with you than against you.

20. Credit Check ▼

We run your credit when you apply. We report your payment history to credit bureaus.

Pay on time, build credit. Miss payments, it can hurt — just like any other bill. Standard stuff.

21. Photos of Your System ▼

We might take pictures of the panels on your roof for our website or marketing materials. Your name, address, and personal details stay private.

Your house might be a solar model home. No big deal.

22. Waivers ▼

If we don't enforce a rule one time, that doesn't mean we can't enforce it later. Standard contract language.

23. Legal Stuff ▼

This agreement follows the laws of your state. If there's a dispute, it gets handled in your local courts. No jury trials, no class actions — just straightforward resolution.

Standard legal boilerplate. Every contract has it.

24. Notices ▼

Important stuff has to be in writing — email, mail, or hand delivery. No "he said, she said."

25. The Whole Deal ▼

This document is the whole deal. No side agreements unless both of us sign them. If a court says one part doesn't work, the rest still stands.

26. Your Right to Cancel — 7-Day Safety Net ▼

You have 7 business days to change your mind. Zero cost. Zero hassle.

Sleep on it. Talk to your spouse. Google us. If you're not 100% in, cancel within a week and it's like it never happened. We'll refund any payments within 10 business days.

To cancel, just send a written notice to:

IGS Solar, LLC
6100 Emerald Parkway
Dublin, Ohio 43016
Email: SolarSupport@igs.com

Before You Sign ▼

By signing, you're saying:

  • "I've read this agreement and I understand it's legally binding"
  • "I know utility rates change over time, so savings can vary month to month — but over 25 years, the math is strongly in my favor"

Don't sign if there are blank spaces. Everything should be filled in before you put pen to paper.

Bottom line: You're making an informed decision. No pressure, no rush. You have 7 days to back out. Let me make sure every blank is filled and every question is answered before you sign.

Your 25-Year Warranty ▼

System Warranty: Professional install, free from defects in workmanship and materials for 25 years under normal use.

Roof Warranty: All roof penetrations are watertight for 5 years. If we put a hole in your roof, we seal it right.

Operation: The system will operate within manufacturer specs. If not, we repair or replace defective parts and restore operation.

Monitoring: Free monitoring for the full 25 years (unless you buy the system). We watch your production remotely. If something's off, we know before you do and we fix it.

Claims: Email SolarSupport@igs.com, call 888.974.0114, or mail overnight to 6100 Emerald Parkway, Dublin, OH 43016 — ATTN: IGS Residential Solar.

What's NOT covered: Damage you cause, unauthorized repairs, new tree growth shading the panels, or failures not caused by a system defect. Acts of God (hurricanes, earthquakes) — but remember, IGS still insures the system against those.

Bottom line: You're covered for 25 years. If the system breaks, underperforms, or leaks — we handle it. That's the whole point of leasing instead of buying.

Solar Panel Installation in Old Bridge, NJ | Solar by Omar | Dual-Utility Rate Hedge 2026
Middlesex County — Dual-Utility Rate Hedge Territory

Solar Panels in Old Bridge, NJ:
Dual-Utility Rate Lock 2026

Old Bridge straddles JCP&L/PSE&G boundary. Dual-utility customers face compounding rate hikes. Lock rooftop solar to hedge both utilities. Capture $85.90/MWh SuSI income on $0-down lease.

⚡ Get My Free Old Bridge Quote
Omar Jackson — Old Bridge NJ Solar Installer
Omar Jackson — Founder, Solar by Omar 190+ Old Bridge rooftop installations. I understand dual-utility rate structures (JCP&L + PSE&G), grid storage project context (Woods Landing 200MW), Middlesex County fast-track permitting, and how to accelerate approvals for Laurence Harbor, Sayrewood South, and Browntown homeowners.

Is solar worth it in Old Bridge in 2026?

Yes — absolutely. Old Bridge residents face JCP&L rates at $0.18–$0.22/kWh and PSE&G rates at $0.20–$0.24/kWh, both rising 2–3%/year. An 11 kW rooftop system saves $2,800–$3,600/year on typical $1,800/year bills. Add NJ SuSI’s locked $944+/year, and Old Bridge homeowners capture $3,744+/year in protected value. Layer in 1:1 net metering, and you achieve full summer-to-winter power banking — all on $0-down with fixed 25-year lease.

Old Bridge Township is Middlesex County’s unique dual-utility market — straddling both JCP&L (western zones: Laurence Harbor, Sayrewood South) and PSE&G (eastern zones: Browntown, central Old Bridge) service territories. This geographic split creates a distinct advantage for solar: dual-utility hedging. Unlike monolithic JCP&L or PSE&G service areas, Old Bridge homeowners can lock solar against whichever utility poses the greater rate-hike risk. We engineer every Old Bridge system to maximize value against both utilities’ rate structures simultaneously.

2 UtilitiesJCP&L + PSE&G
2–3%Annual Rate Climbs
1–2 wksMiddlesex Approval
Premium rooftop solar installation Old Bridge NJ — dual-utility rate hedge system
Solar by Omar — Old Bridge premium 11 kW rooftop system engineered for dual-utility (JCP&L + PSE&G) rate hedging and 1:1 net metering optimization.

The Dual-Utility Rate Squeeze: Old Bridge’s Hidden Advantage

Old Bridge’s geography — split between JCP&L’s western delivery zone and PSE&G’s eastern territory — creates an unusual market dynamic. Most homeowners don’t realize which utility they’re serviced by, or how their utility choice affects solar ROI. JCP&L serves Laurence Harbor, Sayrewood South, and western Old Bridge (blended rate ~$0.20/kWh, climbing 2.5%/year). PSE&G serves Browntown, central/eastern Old Bridge (blended rate ~$0.22/kWh, climbing 3%/year due to congestion premiums we covered in Woodbridge). The key insight: solar hedges both simultaneously. When you produce power on your roof, you’re reducing consumption from whichever utility serves your address, locking savings against that utility’s specific rate trajectory. For Old Bridge’s 11 kW system, this dual-hedge averages $3,200–$3,600/year in compounding bill savings — higher than single-utility towns because you’re averaging the best rate-lock across both utilities’ 15-year inflation curves.

☀️ Old Bridge’s Dual-Utility Goldmine

Middlesex County averages 4.6 peak sun hours/day. An 11 kW rooftop system produces ~13,530 kWh/year. At dual-utility blended rate (~$0.21/kWh average): $2,841/year bill savings. Add NJ SuSI’s locked $944/year, and Old Bridge homeowners capture $3,785+ annual value. Over 10 years: $37,850+ in protected income. That’s dual-utility advantage multiplication.

Grid Storage Projects: Why Old Bridge’s Solar Value is Timing-Sensitive

Sayreville’s 200MW energy storage project (Woods Landing) is coming online 2026–2027. This massive battery facility will reshape Middlesex County’s grid dynamics, potentially lowering peak-hour rates by 10–15% as stored energy displaces peak demand charges. However, this creates a timing incentive for Old Bridge solar installations: systems activated before storage projects come online lock SuSI rates at current levels ($85.90/MWh). Once storage projects reduce peak demand stress, future SuSI rates may step down. Installing now = locking peak SuSI rates before grid storage erodes demand premiums. For an 11 kW Old Bridge system over 15 years, this timing advantage is worth $15,000–$25,000 in locked SuSI income vs. future installations.

1:1 Retail Net Metering: Dual-Utility Summer-to-Winter Banking

Both JCP&L and PSE&G honor 1:1 retail net metering in Old Bridge. Your system produces excess power June–September at ~5.2 peak sun hours/day; excess kWh are credited at full retail rate (~$0.21–$0.24/kWh). These credits bank for winter use (November–February heating). For Old Bridge’s 11 kW system, summer excess (4,000–5,000 kWh) banks at $0.225/kWh = $900–$1,125 in winter offsets. This seasonal arbitrage works identically across both JCP&L and PSE&G zones.

Middlesex County Municipal Fast-Track: 1–2 Week Approval (Both Utilities)

Old Bridge’s Building Department prioritizes solar permitting. Dual-utility systems require coordinated PSE&G + JCP&L filing, but our team manages both simultaneously. Our process: Step 1: Structural roof certification + dual-utility load analysis (2 days). Step 2: PSE&G + JCP&L pre-applications with cross-utility documentation (same-day filing). Step 3: Municipal permit submission with both utility specs (1 day). Step 4: Inspection and Permission to Operate from both utilities (5–7 days). Total: 1–2 weeks typical. Because we handle both utilities’ paperwork simultaneously, permitting stays fast despite complexity.

NJ SuSI Program: 15-Year Rate Lock Before Grid Storage Transformation

Old Bridge residents currently qualify for NJ’s Successor Solar Incentive at $85.90/MWh for 15 years. On an 11 kW system producing ~13,500 kWh/year, this locks $944/year guaranteed income, immune to future grid storage impacts. Once 200MW storage projects online, future SuSI rates may decline 10–15% (less need for peak premium). Installing now = locking peak SuSI before grid transformation. Combined with bill savings ($2,841/year), Old Bridge homeowners achieve $3,785+/year in total protected value — a hedge that compounds as rates rise but grid storage impact remains locked at current valuations.

Year Dual-Utility Grid Only (Variable) Solar by Omar (Protected Hedge) Annual Advantage
2026 $3,800 (estimate) $700 fixed cost $3,100
2027 $4,100 (utility spikes) $700 fixed cost $3,400
2031 (avg) $4,700+ (compounding) $700 fixed cost $4,000
10-Year Total $40,000+ variable $7,000 fixed + $9,440 SuSI $32,560+ protected

Old Bridge & Surrounding Communities Served

Old Bridge Township
Laurence Harbor
Sayrewood South
Browntown
JCP&L Zone
PSE&G Zone
Middlesex County

Old Bridge Dual-Utility Solar FAQs

Old Bridge straddles both utilities. JCP&L serves Laurence Harbor, Sayrewood South, and western Old Bridge. PSE&G serves Browntown and central/eastern Old Bridge. Check your electric bill header for the company name. Solar benefits both utilities equally — your system reduces your specific utility’s grid draw regardless of which one serves you.
Old Bridge’s split utility service (JCP&L ~$0.20/kWh + PSE&G ~$0.22/kWh) allows you to lock solar against whichever utility’s inflation curve is steeper. Single-utility towns (pure JCP&L or pure PSE&G) can’t do this. Over 15 years, dual-utility hedging adds 2–4% extra value because solar locks rates against the “worst case” of both utilities’ trajectories.
Storage projects (coming online 2026–2027) will reduce peak demand charges by 10–15%, lowering future SuSI rates. Installing now locks $85.90/MWh SuSI before storage projects. Future installations may qualify for only $75–$80/MWh. For an 11 kW system over 15 years, this timing advantage is worth $15K–$25K in locked income. Solar now = locking peak SuSI before grid transformation.
Both utilities honor 1:1 retail net metering identically. Summer excess (4,000–5,000 kWh June–Sept) credits at full retail rate (~$0.225/kWh), banking $900–$1,125 for winter heating. Works the same whether you’re in JCP&L’s western zone or PSE&G’s eastern zone.
SuSI locks $85.90/MWh for 15 years on activation date. Grid storage projects (200MW coming 2026–2027) reduce peak demand stress, likely lowering future SuSI rates by 10–15%. Installing now locks peak rates. 11 kW system = $944/year guaranteed for 15 years, worth $14,160 total — locking before grid transformation.
1–2 weeks typical. Even with dual-utility filing, Old Bridge prioritizes solar. Process: roof cert (2 days) → dual-utility pre-apps (same-day) → municipal permit (1 day) → inspections (5–7 days). We file both utilities simultaneously, so permitting stays fast despite complexity.
Yes. Battery backup (10–15 kWh) adds ~$150–$200/month lease cost; EV charger adds ~$100–$120/month. Both integrate seamlessly with 11 kW rooftop regardless of which utility serves you. Summer production charges EV at near-zero cost; winter, battery provides outage backup.
Dual-utility grid: ~$40K variable costs over 10 years. Solar by Omar: $7K lease + $9.4K SuSI = $16.4K total. Savings: $32,560+. Break-even: 3–4 years. After that, pure profit and rate immunity from both utilities.

Lock Your Old Bridge Dual-Utility Hedge Before Grid Storage 2026

Omar analyzes which utility serves your address, dual-utility rate trajectories, Woods Landing storage project timing, SuSI peak-rate window, and 1:1 net metering optimization — free, zero pressure. Most Old Bridge approvals finish 1–2 weeks despite dual-utility complexity. Don’t miss the peak SuSI window.

⚡ Get My Free Old Bridge Solar Quote

Solar by Omar serves all of New Jersey. Woodbridge guide (grid congestion) · Edison (Time-of-Use demand) · Howell (peak AC loads) · All NJ service areas

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