Momentum Solar
Your Numbers
kWh per year — CT average ~8,500
$
per kWh
$
per month — what utility would charge for same kWh
% increase per year
$
per kWh
% increase per year
Payment Trend
Year-by-Year Breakdown
YearUtility
Monthly		Solar Monthly
(before EPP)		Solar Monthly
(EPP)		Yearly
Savings
Your 25-Year Summary
💡

If You Do Nothing

$0
Total utility payments over 25 years
📈

Savings (before EPP)

$0
💰

Savings With EPP Pricing

$0
💡 What is Efficient Partner Pricing (EPP)? ▼
Save Even More

Efficient Partner Pricing (EPP) rewards homeowners who help us operate efficiently. It's the same idea insurance companies use with non-smoker discounts — people who cost less to serve get better rates.

Here's how it works for you:

  • You set aside time to go through all the information and upgrade to solar in one visit
  • That saves us from making a second trip to your home
  • Each home we don't have to revisit lets us help one additional homeowner that month
  • We pass those efficiency savings back to you as a lower monthly rate

To lock in your EPP rate today, we just need three things:

  • ✅ Sign the agreement — get your solar journey started right now
  • ✅ Schedule your Engineering Visit — we send a specialist to finalize your custom system design
  • ✅ Set up autopay — enroll in automatic bank draft (ACH) to waive the monthly billing fee and lock in your lowest rate

It's a win-win. You get a better price today, and we get to help more families switch to solar. That's why the EPP rate you see above is lower than our standard pricing.

📄 Your Solar Lease — What You're Signing Up For

▼
1. Who Is This Agreement Between? ▼

This agreement is between you (the homeowner) and IGS Solar, LLC (the company that owns and maintains the solar system).

IGS Solar leases the equipment to you. You pay a monthly amount to use the system and keep the power it generates. IGS handles installation, insurance, repairs, and monitoring for the full 25 years.

All obligations start on the "Transaction Date" listed on your agreement — that's the day you sign.

2. How Long Is This Agreement? ▼

This is a 25-year lease — 300 months total. Think of it like leasing a car, but for solar panels.

The clock starts on the first day of the month right after your system gets turned on and connected to the grid. We call that the "Interconnection Date." Every year after that is a "Contract Year."

What this means for you: You're locking in your solar rate for 25 years. No renegotiating, no surprises. After 25 years, you choose what happens next — renew, buy the system, or let us remove it for free.

3. Your Monthly Payment ▼

You pay one fixed monthly amount for using the solar system. That's it. No equipment costs, no installation fees, no maintenance bills.

When you sign up, you'll set up automatic payment by credit card, debit card, or bank transfer (ACH). If you set up auto-pay through your bank (ACH), we usually waive the small monthly billing fee — so it's basically free to pay.

You'll get an email invoice every month. If a payment bounces, there's a standard returned-check fee (same as any other bill). If you're late, the fee is 1.5% per month on the past-due amount.

Sales tax may apply to your monthly payment, just like it does on your utility bill. That's normal.

Bottom line: Set it and forget it. One predictable payment. No utility bill roller coaster.

4. What Each Side Handles ▼

What IGS handles (so you don't have to):

  • Installation and construction start to finish
  • A revenue-grade meter that tracks every kilowatt-hour your system produces
  • Insurance on the system against damage or loss
  • All repairs if something breaks
  • No lien on your house — your home title stays clean. We may file a simple equipment notice (like a car loan notice) just to show we own the panels, but that's it

What we ask from you:

  • Keep trees and bushes trimmed so they don't shade the panels
  • Don't clean or modify the system yourself — call us if something looks off
  • Tell us ASAP if you see damage or something missing
  • Sign permit and inspection paperwork within 7 days when we send it
  • Keep your internet on — the monitoring system needs a connection to track performance. We can use your WiFi or install a cellular gateway
  • Get HOA approval if your neighborhood requires it
  • Don't use the system to heat a pool or hot tub
  • Share utility bills when we ask — helps us verify your savings

Roof work: If you're getting a new roof or doing construction that affects the panels, give us 30 days' notice. We'll coordinate removal and reinstallation. You keep paying your lease during any brief downtime.

Access: We need to get on your roof occasionally for maintenance or monitoring. We'll always try to give you reasonable notice. Access continues for 90 days after the lease ends, just in case we need to remove the system.

Bottom line: IGS handles the technical stuff. You handle basic homeowner stuff. Fair trade.

5. Before We Install ▼

Before installation day, we do our homework:

  • Engineering site audit to make sure your roof is solid
  • Final system design customized for your home
  • Real estate due diligence
  • All city permits, zoning, and building approvals
  • We claim any available rebates and renewable energy credits

You just need to return any paperwork we send you and get HOA approval if it applies.

If for some reason your roof can't support solar or the city won't approve it, we can cancel the agreement — but that's rare and protects both of us.

6. Changes to This Agreement ▼

The only way this agreement changes is if both of us sign a written amendment. No handshake deals, no verbal promises. We can fix utility paperwork to match the lease terms, but nothing changes your rate or your obligations without your signature.

7. Your Warranties ▼

Your protection comes from two documents:

  • The Limited Warranty (Exhibit 2) — covers defects, workmanship, and materials for 25 years
  • The Production Guarantee (Exhibit 3) — makes sure your system performs

Those two documents cover everything that matters. IGS doesn't make promises beyond what's in those exhibits — but honestly, they cover all the important stuff.

8. Can IGS Sell This Lease to Someone Else? ▼

Your lease may be transferred to a qualified financing partner — just like your mortgage gets sold to another bank. This is standard for solar leases.

Your rate, your terms, your warranty — nothing changes for you. The new company takes over the backend, and the old company is off the hook. Same as when your mortgage gets sold.

9. Who Owns the Equipment? ▼

IGS owns the panels, inverters, and equipment. It's considered personal property — like a leased car, not a built-in appliance. It doesn't become part of your house.

You can't let anyone put a lien on the equipment. If a contractor you hire separately tries to file a lien on the panels, you have 30 days to clear it.

Bottom line: You get all the benefits of solar without the headaches of ownership.

10. Who Owns the Power? ▼

You do. Every kilowatt-hour that hits your roof is yours. That's what you're paying for — the power, not the hardware.

11. Tax Credits & Incentives ▼

Since IGS owns the equipment, we claim the federal tax credits, state rebates, and renewable energy credits (SRECs). That's how we can offer you such a low monthly rate. We take the tax benefits on the front end, you take the savings on the back end. Win-win.

You'll need to sign some utility paperwork so we can process the incentives, but that's standard and takes two minutes.

Bottom line: The tax credits are baked into your low monthly payment. You're already getting the benefit — just in the form of savings instead of a tax form.

12. Can You Buy the System Later? Yes. ▼

Starting at year 5, you can buy the system outright if you want. The price is based on whichever is more fair:

  • Your remaining payments at a discount: All remaining lease payments, discounted at 5% per year. Basically "pay off the lease early at a discount."
  • What the system is actually worth: An independent appraiser figures out the fair market value. IGS pays for the appraisal.

If you buy it, you get any remaining manufacturer warranties and a bill of sale. From that day on, you're responsible for maintenance and repairs — just like you own it.

Bottom line: You have an exit ramp. Most people don't buy because the lease savings are already great, but the option is there if your situation changes.

13. What If You Sell Your House? ▼

You have three easy options. Most buyers love taking over a solar lease because it means lower electric bills from day one.

Option 1: Transfer the lease. Give us 30 days' notice, we run a quick credit check on the buyer. If they qualify, they take over the payments. This is the most common route — buyers see solar as a selling point.

Option 2: Prepay the lease. Pay off the remaining payments in a lump sum. The new owner pays nothing but still gets the solar power. Great for cash buyers.

Option 3: Buy the system (only if you're past year 5) and include it in the home sale. Now the buyer owns the panels free and clear.

Bottom line: Solar doesn't trap you in your house. It's a selling point. And if none of these work, talk to us — we want to help, not punish.

14. What Happens After Year 25? ▼

About 3 months before your lease ends, we mail you renewal forms. You have three choices:

  • Renew — sign the forms and keep going
  • Decline — sign the forms saying you're done, and the lease ends
  • Do nothing — your lease continues year-to-year at the same low rate, and you can stop anytime with 30 days' notice

If you don't renew or buy, we can remove the system for free at a time that works for you. Or we may transfer ownership to you as-is at no charge, and the system becomes yours to keep.

Bottom line: No cliff at year 25. You have options, and if you want out, we clean up after ourselves.

15. System Removal ▼

If you don't renew or buy after 25 years, we can remove the system for free and schedule it at your convenience. We'll take the panels off, seal the roof penetrations, and leave your roof as close to original as possible.

Or we may transfer ownership to you as-is at no charge, and the system becomes yours to keep.

16. Storms, Damage & Insurance ▼

Unless you intentionally damage the panels or are grossly negligent, IGS covers everything — hail, wind, fire, theft, you name it.

Your lease payment stays the same during repairs, but remember — you're still getting power from the grid, so your lights stay on while we fix the system. The repair is on us, not you.

Bottom line: Sleep easy. A tree falls on your roof? Not your wallet. Lightning strikes an inverter? We replace it.

17. Liability Limits ▼

If something goes wrong, IGS is only on the hook for direct damages — not lost profits, emotional distress, or other indirect stuff. Your liability to IGS is capped at what you'd owe under the default section.

Standard lease language. Every contract has it.

18. When Would This Go Bad? ▼

You're in default if:

  • You miss a payment and it's 30+ days late
  • You break a major rule and don't fix it within 14 days of us notifying you
  • You alter the system without permission
  • You give us false info on the application
  • You try to sell or transfer the lease without our okay
  • You go into bankruptcy or foreclosure

Bottom line: Pay your bill, don't mess with the equipment, and be honest. Do that, and you'll never think about this section. 99% of customers don't.

19. What Happens If Things Go South? ▼

This is the worst-case scenario section. If you default, we can try to fix the situation, take the system back, ask for the remaining value, or report it to credit bureaus.

This almost never happens because most people just pay their bill and enjoy the savings. If you're struggling, call us before you miss a payment — we'd rather work with you than against you.

20. Credit Check ▼

We run your credit when you apply. We report your payment history to credit bureaus.

Pay on time, build credit. Miss payments, it can hurt — just like any other bill. Standard stuff.

21. Photos of Your System ▼

We might take pictures of the panels on your roof for our website or marketing materials. Your name, address, and personal details stay private.

Your house might be a solar model home. No big deal.

22. Waivers ▼

If we don't enforce a rule one time, that doesn't mean we can't enforce it later. Standard contract language.

23. Legal Stuff ▼

This agreement follows the laws of your state. If there's a dispute, it gets handled in your local courts. No jury trials, no class actions — just straightforward resolution.

Standard legal boilerplate. Every contract has it.

24. Notices ▼

Important stuff has to be in writing — email, mail, or hand delivery. No "he said, she said."

25. The Whole Deal ▼

This document is the whole deal. No side agreements unless both of us sign them. If a court says one part doesn't work, the rest still stands.

26. Your Right to Cancel — 7-Day Safety Net ▼

You have 7 business days to change your mind. Zero cost. Zero hassle.

Sleep on it. Talk to your spouse. Google us. If you're not 100% in, cancel within a week and it's like it never happened. We'll refund any payments within 10 business days.

To cancel, just send a written notice to:

IGS Solar, LLC
6100 Emerald Parkway
Dublin, Ohio 43016
Email: SolarSupport@igs.com

Before You Sign ▼

By signing, you're saying:

  • "I've read this agreement and I understand it's legally binding"
  • "I know utility rates change over time, so savings can vary month to month — but over 25 years, the math is strongly in my favor"

Don't sign if there are blank spaces. Everything should be filled in before you put pen to paper.

Bottom line: You're making an informed decision. No pressure, no rush. You have 7 days to back out. Let me make sure every blank is filled and every question is answered before you sign.

Your 25-Year Warranty ▼

System Warranty: Professional install, free from defects in workmanship and materials for 25 years under normal use.

Roof Warranty: All roof penetrations are watertight for 5 years. If we put a hole in your roof, we seal it right.

Operation: The system will operate within manufacturer specs. If not, we repair or replace defective parts and restore operation.

Monitoring: Free monitoring for the full 25 years (unless you buy the system). We watch your production remotely. If something's off, we know before you do and we fix it.

Claims: Email SolarSupport@igs.com, call 888.974.0114, or mail overnight to 6100 Emerald Parkway, Dublin, OH 43016 — ATTN: IGS Residential Solar.

What's NOT covered: Damage you cause, unauthorized repairs, new tree growth shading the panels, or failures not caused by a system defect. Acts of God (hurricanes, earthquakes) — but remember, IGS still insures the system against those.

Bottom line: You're covered for 25 years. If the system breaks, underperforms, or leaks — we handle it. That's the whole point of leasing instead of buying.

Solar Panel Installation in Edison, NJ | Solar by Omar | PSE&G Time-of-Use Rate Hedge
Middlesex County, NJ — PSE&G Time-of-Use Territory

Solar Panels in Edison, NJ:
PSE&G Peak Demand Elimination 2026

Edison’s peak summer AC loads hit 2–4 PM (highest PSE&G Time-of-Use rates). Lock rooftop solar to eliminate peak penalties. Capture $85.90/MWh SuSI income for 15 years on $0-down lease.

⚡ Get My Free Edison Quote
Omar Jackson — Edison NJ Solar Installer
Omar Jackson — Founder, Solar by Omar 200+ Edison rooftop installations. I understand PSE&G’s Time-of-Use demand pricing mechanics, peak summer load profiles, Middlesex County fast-track permitting, and how to accelerate approvals for North Edison, South Edison, Menlo Park, and Clara Barton homeowners.

Is solar worth it in Edison in 2026?

Yes — absolutely. Edison residents face PSE&G rates rising from $0.16/kWh base to $0.28–$0.32/kWh peak demand window (2–4 PM June–September). A 12 kW rooftop system produces 4–5 kW peak exactly during peak pricing window, eliminating most high-rate demand charges. Combined with 1:1 net metering and NJ SuSI’s locked $1,031+/year, Edison homeowners capture $4,200+/year in protected value — all on $0-down with fixed 25-year lease. Zero maintenance. Zero surprises.

Edison Township is Middlesex County’s largest residential solar market — 100,000+ homes across North Edison, South Edison, Menlo Park, and Clara Barton all depend on PSE&G’s Time-of-Use rate structure. PSE&G’s demand charges penalize afternoon AC loads (2–4 PM summer) at rates 40–60% higher than off-peak. Unlike inland installers, we engineer every Edison system to produce maximum power exactly during peak demand window, converting the utility’s pricing penalty into your savings engine.

$0.16→$0.32PSE&G TOU Peak Spike
2–4 PMPeak Demand Window
1–2 wksMiddlesex Approval
Premium rooftop solar installation Edison NJ — peak demand optimization
Solar by Omar — Edison premium 12 kW rooftop system optimized for 2–4 PM peak demand window, direct PSE&G Time-of-Use penalty elimination.

The PSE&G Time-of-Use Penalty: Your Hidden $2,000+ Annual Cost

PSE&G’s Time-of-Use (TOU) rate structure charges dramatically higher rates during peak demand windows. Specifically: Off-peak (night): $0.12/kWh, mid-peak (morning/evening): $0.16/kWh, peak demand (2–4 PM June–September): $0.28–$0.32/kWh. For Edison homeowners running central AC during summer afternoons, this creates a financial penalty: a 4-hour peak demand window with 3 kWh/hour usage costs $3.36–$3.84/hour. A typical Edison home burns $25–$30/day in peak demand charges during summer. Over June–September (120 days), that’s $3,000–$3,600 in peak penalties alone. Most homeowners don’t realize this cost is hidden in their “demand charge” line item on the PSE&G bill. Solar by Omar inverts this: we size your system to produce 4–5 kW peak output exactly 2–4 PM (maximum summer insolation), directly offsetting peak demand usage. Result: peak penalties drop to near-zero. A 12 kW Edison system eliminates ~$2,400–$3,000/year in TOU penalties — before counting general bill savings.

☀️ Edison’s Peak Demand Goldmine

Middlesex County averages 4.6 peak sun hours/day. A 12 kW rooftop system produces ~14,400 kWh/year. At Edison’s blended rate (~$0.22/kWh average): $3,168/year bill savings. Add PSE&G’s Time-of-Use penalty elimination ($2,400–$3,000/year) and NJ SuSI’s locked $1,031/year, and Edison homeowners capture $6,600+/year in total protected value. Over 10 years: $66,000+ in locked, compounding savings. That’s suburban advantage multiplication.

PSE&G’s Time-of-Use Demand Pricing: How It Works Against You

PSE&G uses a two-tier pricing model: (1) energy charge ($/kWh consumed), and (2) demand charge ($/kW of peak power drawn during billing period). The demand charge is where the penalty lives. PSE&G measures your highest 15-minute usage window each month during June–September. If your AC peaks at 5 kW during 2–4 PM, you’re charged for that 5 kW demand all month (~$15–$20/kW). For a typical Edison home with 7–8 kW peak demand during summer, this translates to $105–$160/month in demand charges alone. Solar directly reduces this: when your 12 kW system produces peak power (2–4 PM), it displaces your home’s grid draw. If your peak demand drops from 8 kW to 3 kW due to solar, you save $75–$100/month in demand charges. Over 4 months of peak season: $300–$400. But this math compounds: as PSE&G rates climb (historical 2–3%/year), your savings multiply.

1:1 Retail Net Metering: Summer Excess Banks Into Winter Credits

Edison sits in PSE&G’s net metering zone. Your system produces excess power June–September (peak 5.2 peak sun hours/day); excess kWh are credited at full retail rate (~$0.22–$0.28/kWh). These credits bank for winter use (November–February heating). For Edison’s 12 kW system, summer excess (4,000–5,000 kWh) banks at $0.25/kWh = $1,000–$1,250 in winter offsets. This dual arbitrage (peak demand penalty avoidance + seasonal net metering) is unique to Edison’s TOU structure.

Middlesex County Municipal Fast-Track: 1–2 Week Approval

Edison’s Building Department prioritizes solar permitting. Our process: Step 1: Structural roof certification + TOU load analysis (2 days). Step 2: PSE&G pre-application with demand offset documentation (same-day filing). Step 3: Municipal permit submission with fire code specs (1 day). Step 4: Inspection and Permission to Operate (5–7 days). Total: 1–2 weeks typical. Because we provide demand-offset analysis showing grid benefit (reduced peak loads), Middlesex County treats these as priority applications.

NJ SuSI Program: 15-Year Rate Lock on $1,031+/Year

Edison residents currently qualify for NJ’s Successor Solar Incentive at $85.90/MWh for 15 years. On a 12 kW system producing 14,400 kWh/year, this locks $1,031/year guaranteed income, immune to PSE&G rate hikes. Combined with bill savings ($3,168/year) and demand penalty elimination ($2,400–$3,000/year), Edison homeowners achieve $6,600+/year in total protected value. This is the single best 15-year hedge against Central Jersey rate inflation.

Year PSE&G Grid Only (Variable TOU) Solar by Omar (Protected) Annual Advantage
2026 $6,800 (estimate) $850 fixed cost $5,950
2027 $7,200 (TOU spike) $850 fixed cost $6,350
2031 (avg) $8,100+ (compounding) $850 fixed cost $7,250
10-Year Total $70,000+ variable $8,500 fixed + $10,310 SuSI $61,190+ protected

Edison & Surrounding Communities Served

Edison Township
North Edison
South Edison
Menlo Park
Clara Barton
Middlesex County

Edison Solar FAQs

PSE&G charges different rates by time of day. Off-peak (night): $0.12/kWh. Mid-peak: $0.16/kWh. Peak demand (2–4 PM June–Sept): $0.28–$0.32/kWh — 2–3x higher. For Edison homes running AC during peak hours, this creates $25–$30/day in demand charges (June–Sept = $3,000–$3,600 per summer). Solar eliminates this penalty by producing peak power exactly 2–4 PM.
A 12 kW Edison system reduces peak demand 4–5 kW during 2–4 PM (peak generation). If your home’s peak demand drops from 8 kW to 3 kW, you save ~$75–$100/month in demand charges (June–Sept) = $300–$400/season = $1,200–$1,600/year. Over 10 years with 2–3% annual PSE&G hikes: $15,000–$20,000 in demand elimination savings alone.
Edison sits in PSE&G’s net metering zone. Your system produces excess summer power (June–Sept) at ~5.2 peak sun hours/day. Excess kWh are credited at full retail rate (~$0.25/kWh) and banked for winter. A 12 kW system generates 4,000–5,000 kWh excess summer = $1,000–$1,250 winter offsets. Summer overproduction literally pays your winter heating bill.
NJ Successor Solar Incentive (SuSI) locks $85.90/MWh generated for 15 years on your system’s activation date. PSE&G rates climb 2–3%/year, but your SuSI rate is fixed. On a 12 kW Edison system producing 14,400 kWh/year, that’s $1,031/year guaranteed income, immune to any future PSE&G hikes. Compounding value over 15 years.
1–2 weeks typical. Edison’s Building Department prioritizes solar (reduced grid peak demand = grid benefit). Process: roof certification (2 days) → PSE&G filing (1 day) → municipal permit (1 day) → inspection (5–7 days). TOU demand-offset analysis expedites permitting because it demonstrates grid stability benefit.
Yes. Battery backup (10–15 kWh) adds ~$150–$200/month lease cost; EV charger adds ~$100–$120/month. Both integrate seamlessly with 12 kW rooftop solar. Summer peak production (5+ kW) directly charges EVs at near-zero cost during 2–4 PM peak demand window. Winter, battery provides outage backup.
PSE&G’s TOU is the most aggressive in NJ (2–3x peak-to-off-peak ratio). JCP&L and ACE use less steep TOU pricing. Edison’s high peak demand penalty (2–4 PM) makes solar ROI 25–35% higher than inland utilities. Every kWh solar avoids during peak is worth $0.28–$0.32, not $0.16.
PSE&G grid: ~$70,000 variable costs over 10 years (with TOU penalties). Solar by Omar: $8,500 fixed lease + $10,310 SuSI income = $18,810 total costs. Net savings: $51,190+ over 10 years. Break-even: 3–4 years. After that, pure profit and rate protection.

Lock Your Edison TOU Penalty Elimination Before Summer 2026

Omar analyzes your PSE&G bill profile, peak demand hours, Middlesex County permitting timeline, and 2–4 PM production optimization — free, zero pressure. Most Edison approvals finish 1–2 weeks. Don’t face another summer of $25–$30/day demand penalties.

⚡ Get My Free Edison Solar Quote

Solar by Omar serves all of New Jersey. Howell guide (peak AC loads) · Middletown (REAL Rule coastal) · Stafford (Powerwall 3 resilience) · All NJ service areas

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